54 Magpie Crescent, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C14004084

$3,299,000
For Sale
Listed 6 days agoNo offer date stated
4+1Bedrooms
4Bathrooms
2Garage · 5 parking
3000-3500Sq ft

About this home

In short

  • Exceptional location in North York's sought-after St.
  • A spiral staircase, granite flooring on entrance and hallway, hardwood floors, moulded ceilings and French doors complement spacious living and dining rooms.
  • Four upstairs bedrooms include a primary retreat with walk-in closet and six-piece ensuite with double sinks, bidet, separate shower and heart-shaped Jacuzzi tub.
  • The finished basement includes a fifth bedroom, second fireplace, wine cellar and bathroom with steam room.
  • Enjoy landscaped grounds with an interlocking patio, curved steps, lush lawn, mature trees, evergreen hedges and sprinkler system, A/C (2022), double garage with two...

Exceptional location in North York's sought-after St. Andrew-Windfields near Leslie and York Mills! This west-facing detached two-storey home offers generous living spaces and timeless character. A spiral staircase, granite flooring on entrance and hallway, hardwood floors, moulded ceilings and French doors complement spacious living and dining rooms. The kitchen features Caesar Stone quartz counters, a SubZero fridge/freezer, Wolf stove, oven and microwave, a breakfast area and backyard access. The family room offers a stone fireplace and walkout to the deck, while a main-floor library is ideal for a home office. Four upstairs bedrooms include a primary retreat with walk-in closet and six-piece ensuite with double sinks, bidet, separate shower and heart-shaped Jacuzzi tub. A second four-piece bathroom also features a Jacuzzi tub. The finished basement includes a fifth bedroom, second fireplace, wine cellar and bathroom with steam room. Enjoy landscaped grounds with an interlocking patio, curved steps, lush lawn, mature trees, evergreen hedges and sprinkler system, A/C (2022), double garage with two EV charging stations. Near Dunlace PS, Windfields MS, York Mills CI, Bayview Glen and Crescent School, Nearby French Schools are The Toronto French School, and Etienne-Brule Secondary School. Shopping, parks and Hwy 401, approximately a two-minute drive away. A wonderful opportunity to make this desirable North York address your own!

Key facts

Property type
Detached, 2-Storey
MLS®
C14004084
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
55 × 120 ft
Cross streets
Leslie & York Mills
Parking
2 garage · 5 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$14,295 / 2026
Days on market
6
Listing brokerage
FIRST CLASS REALTY INC.

Rooms

Bedroom 5Basement5.52 × 3.94 m

broadloom · closet · window

LibraryMain3.28 × 3.97 m

hardwood floor · pot lights · window

Primary BedroomSecond7.00 × 3.92 m

hardwood floor · walk-in closet(s) · 6 pc ensuite

FoyerMain2.46 × 2.20 m

granite floor · skylight

Family RoomMain5.22 × 4.00 m

gas fireplace · w/o to deck · pot lights

BreakfastMain3.43 × 3.06 m

ceramic floor · w/o to yard · pot lights

Bedroom 4Second3.60 × 3.47 m

hardwood floor · closet · window

RecreationBasement11.53 × 7.48 m

brick fireplace · broadloom · wet bar

Bedroom 2Second3.61 × 5.46 m

hardwood floor · window · closet

KitchenMain4.29 × 3.06 m

quartz counter · ceramic floor · stainless steel appl

Dining RoomMain3.95 × 4.53 m

hardwood floor · bay window · pot lights

Bedroom 3Second3.61 × 4.72 m

hardwood floor · closet · window

Living RoomMain4.02 × 5.79 m

hardwood floor · pot lights · french doors

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (York Mills Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$5.50M
Willowdale East
$2.19M
Leaside
$2.15M
Wexford-Maryvale
$849K
Steeles
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dunlace Public School
69%
Dunlace Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 69% meet the provincial standard
Park Lane Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Windfields Middle School · Public elementary0.4 km · 91% at standard
Harrison Public School · Public elementary1.0 km · 82% at standard
Denlow Public School · Public elementary1.2 km · 90% at standard
Rippleton Public School · Public elementary1.8 km · 75% at standard
Shaughnessy Public School · Public elementary1.9 km · 68% at standard
Elkhorn Public School · Public elementary2.0 km · 85% at standard
St Andrew's Middle School · Public elementary2.1 km · 81% at standard
Rene Gordon (Elementary) School · Public elementary2.1 km · 71% at standard
George S Henry Academy · Public secondary2.2 km · 48% at standard
Norman Ingram Public School · Public elementary2.3 km · 65% at standard
St Timothy Catholic School · Catholic elementary2.3 km · 80% at standard
Owen Public School · Public elementary2.3 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$15,036/mo
$612KIncome needed
5.4×Price ÷ income
$3,470Weekly cost
$140,890Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $15,036Property tax $1,191Total carry $16,227

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,593per month

Mortgage amount $2,639,200 · 4.49% over 25 years

$659,800Down payment (20.0%)
$2,639,200Loan before insurance
$0CMHC premium
$15,784Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,593
Property tax
$1,191
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,784

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$68,950
Toronto municipal land transfer tax
$71,940
Estimated closing costs
$140,890

Plus your down payment of $659,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$17,662/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,738,577Total interest paid
$4,377,777Total of all payments
Principal $2,639,200 Interest $1,738,577
YearPrincipalInterestBalance
1$58,896$116,215$2,580,304
2$61,570$113,541$2,518,734
3$64,365$110,746$2,454,369
4$67,288$107,823$2,387,081
5$70,343$104,768$2,316,738
6$73,537$101,574$2,243,202
7$76,876$98,235$2,166,326
8$80,366$94,745$2,085,960
9$84,015$91,096$2,001,945
10$87,830$87,281$1,914,115
11$91,817$83,294$1,822,298
12$95,986$79,125$1,726,312
13$100,344$74,767$1,625,967
14$104,901$70,211$1,521,067
15$109,663$65,448$1,411,403
16$114,643$60,468$1,296,761
17$119,848$55,263$1,176,913
18$125,289$49,822$1,051,623
19$130,978$44,133$920,645
20$136,925$38,186$783,720
21$143,142$31,969$640,578
22$149,641$25,470$490,937
23$156,435$18,676$334,502
24$163,538$11,573$170,964
25$170,964$4,148$0

At the end of your 5-year term

Total paid over the term
$875,555
Principal paid down
$322,462
Interest paid
$553,094
Balance remaining
$2,316,738

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $14,295− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $51,589

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FIRST CLASS REALTY INC.. MLS®/PropTx.

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