719-525 Adelaide Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C14081760

$657,900
For Sale
Listed 4 days agoNo offer date stated
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1+1Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • This Is the One You've Been Waiting For! Tastefully decorated and meticulously maintained, this generously sized 740 sq. ft.
  • 1+Den, 2-Full-Bath suite offers exceptional functionality and style.
  • The spacious den can easily be used as a second bedroom, featuring an upgraded floor plan with the addition of a full-size door for greater privacy.
  • Enjoy wide-plank flooring, floor-to-ceiling windows, and an open-concept layout designed for comfortable everyday living and effortless entertaining.
  • Enjoy stunning building amenities, plus 1 parking space and 1 locker included.

**This Is the One You've Been Waiting For!** Tastefully decorated and meticulously maintained, this generously sized **740 sq. ft. 1+Den, 2-Full-Bath suite** offers exceptional functionality and style. The spacious den can easily be used as a **second bedroom**, featuring an upgraded floor plan with the addition of a full-size door for greater privacy. Enjoy wide-plank flooring, floor-to-ceiling windows, and an open-concept layout designed for comfortable everyday living and effortless entertaining. Ideally located just steps from trendy restaurants, shops, and TTC access to Toronto's Financial District. Enjoy stunning building amenities, plus 1 parking space and 1 locker included. A fantastic opportunity for comfortable urban living in a prime location!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14081760
Bedrooms
1+1 (2 total)
Bathrooms
2
Size
700-799 sq ft
Cross streets
Adelaide St. /Bathurst
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$538/mo
Exposure
South East
Property tax
$3,123 / 2026
Days on market
4
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

DenMain2.41 × 2.47 m

laminate · separate room · large closet

KitchenMain2.58 × 2.51 m

breakfast area · modern kitchen · stainless steel appl

Living RoomMain4.82 × 4.13 m

laminate · combined w/dining · w/o to balcony

Dining RoomMain4.82 × 4.13 m

laminate · combined w/living · open concept

Primary BedroomMain3.19 × 2.62 m

laminate · 3 pc ensuite · large closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$663kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $884/sqft; this home lists at $878/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
658kThis home615k585k579k749k785kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$724K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K
Waterfront Communities C8
$554K
North St. James Town
$765K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Oasis Alternative Secondary School · Public secondary0.3 km
Niagara Street Junior Public School · Public elementary0.5 km · 82% at standard
Charles G Fraser Junior Public School · Public elementary0.7 km · 74% at standard
Ogden Junior Public School · Public elementary0.7 km · 69% at standard
Bishop Macdonell Catholic School · Catholic elementary0.9 km · 82% at standard
Jean Lumb Public School · Public elementary0.9 km · 73% at standard
The Waterfront School · Public elementary1.1 km · 74% at standard
Heydon Park Secondary School · Public secondary1.2 km · 8% at standard
Givins/Shaw Junior Public School · Public elementary1.3 km · 81% at standard
Kensington Community School School Junior · Public elementary1.3 km · 97% at standard
Beverley School · Public elementary1.3 km
Subway Academy II · Public secondary1.3 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,998/mo
$136KIncome needed
4.8×Price ÷ income
$692Weekly cost
$19,266Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $2,998Property tax $260Condo fee $538Total carry $3,797

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,910per month

Mortgage amount $526,320 · 4.49% over 25 years

$131,580Down payment (20.0%)
$526,320Loan before insurance
$0CMHC premium
$3,708Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,910
Property tax
$260
Condo / maintenance fees
$538
Heating
$0
Estimated monthly cost
$3,708

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,633
Toronto municipal land transfer tax
$9,633
Estimated closing costs
$19,266

Plus your down payment of $131,580. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,522/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$346,714Total interest paid
$873,034Total of all payments
Principal $526,320 Interest $346,714
YearPrincipalInterestBalance
1$11,745$23,176$514,575
2$12,279$22,643$502,296
3$12,836$22,085$489,460
4$13,419$21,503$476,041
5$14,028$20,893$462,013
6$14,665$20,256$447,348
7$15,331$19,591$432,018
8$16,027$18,894$415,991
9$16,755$18,167$399,236
10$17,515$17,406$381,721
11$18,311$16,611$363,410
12$19,142$15,779$344,268
13$20,011$14,910$324,257
14$20,920$14,002$303,337
15$21,870$13,052$281,468
16$22,862$12,059$258,605
17$23,901$11,021$234,705
18$24,986$9,936$209,719
19$26,120$8,801$183,599
20$27,306$7,615$156,293
21$28,546$6,375$127,747
22$29,842$5,079$97,905
23$31,197$3,724$66,708
24$32,613$2,308$34,094
25$34,094$827$0

At the end of your 5-year term

Total paid over the term
$174,607
Principal paid down
$64,307
Interest paid
$110,300
Balance remaining
$462,013

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $3,123− Condo fees $6,457− Insurance $600− Vacancy & upkeep $3,168Net operating income $15,452

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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