203-70 Montclair Avenue, Toronto, ON

Forest Hill South, Toronto · MLS® C14083940

$999,000
For Sale
Listed 4 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage
1600-1799Sq ft

About this home

In short

  • Discover this spacious and thoughtfully designed south-west-facing 3-bedroom plus den residence in the highly sought-after Forest Hill neighbourhood of Toronto.
  • Offering approximately 1,630 square feet of well-proportioned living space, this home combines generous dimensions with versatile living areas, making it equally...
  • In-unit laundry and hallway updates are planned and accounted for in 2027.

Discover this spacious and thoughtfully designed south-west-facing 3-bedroom plus den residence in the highly sought-after Forest Hill neighbourhood of Toronto. Offering approximately 1,630 square feet of well-proportioned living space, this home combines generous dimensions with versatile living areas, making it equally suited to comfortable everyday living and effortless entertaining. Abundant natural light fills the home throughout the day, enhanced by the desirable south-facing exposure that creates a bright, warm, and inviting atmosphere. The three spacious bedrooms offer ample room for family and guests, while the oversized walk-through den, complete with a closet, provides exceptional flexibility. Ideal as a home office, study, guest room, or additional living space, it can also be easily adapted to accommodate a fourth bedroom. Set within the established and prestigious Forest Hill community, this residence offers an enviable lifestyle surrounded by beautiful tree-lined streets, mature greenery, nearby parks, excellent schools, and a wealth of convenient amenities. Enjoy the charm and convenience of Forest Hill Village right outside your door, with cafés, restaurants, boutique shops, specialty grocers, pharmacy, fitness studios, salons, and everyday essentials all within an easy stroll. With its welcoming residential character and true village atmosphere in the heart of Toronto, this is a rare opportunity to enjoy space, flexibility, and an exceptional location. Maintenance includes most utilities, internet, cable, an exclusive locker, exclusive parking, an in-house superintendent, and more. In-unit laundry and hallway updates are planned and accounted for in 2027! Now is the time to invest in this wonderful building! Don't miss the opportunity to make this beautiful residence your new home, right in the heart of Forest Hill Village.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14083940
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1600-1799 sq ft
Cross streets
Spadina & Montclair
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$2,028/mo
Exposure
South West
Property tax
$5,118 / 2026
Days on market
4
Listing brokerage
ROYAL LEPAGE TERREQUITY PLATINUM REALTY

Rooms

Bedroom 3Flat2.99 × 3.19 m

french doors · closet · hardwood floor

Family RoomFlat2.63 × 4.98 m

window floor to ceiling · recessed lighting · hardwood floor

DenFlat2.61 × 3.17 m

walk-thru · closet · hardwood floor

Primary BedroomFlat4.64 × 3.84 m

4 pc ensuite · b/i closet · hardwood floor

Bedroom 2Flat3.02 × 4.45 m

walk-in closet(s) · b/i shelves · heated floor

Living RoomFlat4.07 × 6.09 m

open concept · fireplace insert · hardwood floor

Dining RoomFlat4.03 × 2.79 m

open concept · raised floor · hardwood floor

KitchenFlat2.31 × 2.87 m

stainless steel appl · b/i appliances · pass through

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Forest Hill South · asking prices
$1.06Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $907/sqft; this home lists at $588/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
999kThis home999k1.09M1000k1000k1.20MThis home vs active comparables

Neighbourhood & location

Forest Hill South, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$640K
Kensington-Chinatown
$585K
Little Portugal
$549K
Church-Yonge Corridor
$876K
Waterfront Communities C1
$691K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Holy Rosary
89%
Holy RosaryCatholic · Elementary · 0.3 km awayHigher-rated than most nearby · 89% meet the provincial standard
Forest Hill Junior and Senior Public SchoolEQAO results not published
Forest Hill Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
Forest Hill Junior and Senior Public School · Public elementary0.8 km · 82% at standard
Hillcrest Community School · Public elementary1.0 km · 85% at standard
Brown Junior Public School · Public elementary1.1 km · 86% at standard
Humewood Community School · Public elementary1.1 km · 75% at standard
St Alphonsus Catholic School · Catholic elementary1.5 km · 74% at standard
Cedarvale Community School · Public elementary1.6 km · 85% at standard
Oriole Park Junior Public School · Public elementary1.7 km · 100% at standard
Cottingham Junior Public School · Public elementary1.7 km · 100% at standard
McMurrich Junior Public School · Public elementary1.7 km · 81% at standard
Forest Hill Collegiate Institute · Public secondary1.8 km · 76% at standard
Winona Drive Senior Public School · Public elementary1.8 km
Deer Park Junior and Senior Public School · Public elementary1.8 km · 84% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,553/mo
$229KIncome needed
4.4×Price ÷ income
$1,051Weekly cost
$32,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%mortgage
Mortgage $4,553Property tax $426Condo fee $2,028Total carry $7,008

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,419per month

Mortgage amount $799,200 · 4.49% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$6,873Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,419
Property tax
$427
Condo / maintenance fees
$2,028
Heating
$0
Estimated monthly cost
$6,873

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Toronto municipal land transfer tax
$16,455
Estimated closing costs
$32,910

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,348/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$526,474Total interest paid
$1,325,674Total of all payments
Principal $799,200 Interest $526,474
YearPrincipalInterestBalance
1$17,835$35,192$781,365
2$18,645$34,382$762,721
3$19,491$33,536$743,230
4$20,376$32,651$722,854
5$21,301$31,726$701,553
6$22,268$30,759$679,284
7$23,279$29,748$656,005
8$24,336$28,691$631,668
9$25,441$27,586$606,227
10$26,596$26,430$579,631
11$27,804$25,223$551,827
12$29,066$23,960$522,760
13$30,386$22,641$492,374
14$31,766$21,261$460,608
15$33,208$19,819$427,400
16$34,716$18,311$392,684
17$36,292$16,735$356,392
18$37,940$15,087$318,452
19$39,663$13,364$278,789
20$41,463$11,563$237,325
21$43,346$9,681$193,979
22$45,314$7,713$148,665
23$47,372$5,655$101,294
24$49,522$3,504$51,771
25$51,771$1,256$0

At the end of your 5-year term

Total paid over the term
$265,135
Principal paid down
$97,647
Interest paid
$167,487
Balance remaining
$701,553

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,450/mo
$65,400Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.5%
Gross yield
− Property tax $5,118− Condo fees $24,336− Insurance $600− Vacancy & upkeep $7,194Net operating income $28,152

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY PLATINUM REALTY. MLS®/PropTx.

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