402-3800 Yonge Street, Toronto, ON

Bedford Park-Nortown, Toronto · MLS® C14084520

$849,000
For Sale
Listed 3 days agoNo offer date stated
1+1Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • A rare opportunity to acquire a Spacious 1,200 sqft (including 90sqft balcony) one-bedroom, two-bathroom residence at the highly sought after condos of Governor's...
  • With ample usable space, open concept living/dining areas, freshly upgraded kitchen, 4-piece marble-lined ensuite, and large walk-in closet, this unit is ideal for...
  • Governor's Hill offers a wide-range of lavish amenities including a fitness centre, indoor swimming pool, steam room, sauna, squash court, concierge, and expansive...
  • Proximity to Hwy 401 and TTC make for easy visits, keeping you connected to family and friends throughout the city.

A rare opportunity to acquire a Spacious 1,200 sqft (including 90sqft balcony) one-bedroom, two-bathroom residence at the highly sought after condos of Governor's Hill - a complex designed for Comfortable and Convenient Living. With ample usable space, open concept living/dining areas, freshly upgraded kitchen, 4-piece marble-lined ensuite, and large walk-in closet, this unit is ideal for downsizers. Governor's Hill offers a wide-range of lavish amenities including a fitness centre, indoor swimming pool, steam room, sauna, squash court, concierge, and expansive lounge & party room for social gatherings. Conveniently located just south of York Mills, residents enjoy quick access to stores, restaurants, cafes, public transit, and parks/trails for outdoor activity. Proximity to Hwy 401 and TTC make for easy visits, keeping you connected to family and friends throughout the city!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14084520
Bedrooms
1+1 (2 total)
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
Yonge & York Mills
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,554/mo
Exposure
North
Property tax
$5,030 / 2025
Days on market
3
Listing brokerage
HAUSKEY REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Lawrence Park Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Bedford Park-Nortown · asking prices
$1.08Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $950/sqft; this home lists at $772/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
849kThis home700k753k1.79MThis home vs active comparables

Neighbourhood & location

Bedford Park-Nortown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$761K
Bayview Village
$539K
Mount Pleasant West
$679K
Kensington-Chinatown
$578K
Moss Park
$495K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Armour Heights Public School
70%
Armour Heights Public SchoolPublic · Elementary · 1.1 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Loretto Abbey Catholic Secondary School · Catholic secondary0.4 km · 76% at standard
John Wanless Junior Public School · Public elementary1.2 km · 88% at standard
Blessed Sacrament Catholic School · Catholic elementary1.3 km · 83% at standard
Bedford Park Public School · Public elementary1.3 km · 88% at standard
Bannockburn Public School · Public elementary1.4 km
Owen Public School · Public elementary1.6 km · 59% at standard
St Edward Catholic School · Catholic elementary1.8 km · 89% at standard
Summit Heights Public School · Public elementary1.9 km · 85% at standard
St Andrew's Middle School · Public elementary1.9 km · 81% at standard
Ledbury Park Elementary and Middle School · Public elementary2.1 km · 77% at standard
Glenview Senior Public School · Public elementary2.1 km
Cameron Public School · Public elementary2.1 km · 81% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,869/mo
$194KIncome needed
4.4×Price ÷ income
$893Weekly cost
$26,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

66%mortgage
Mortgage $3,869Property tax $419Condo fee $1,554Total carry $5,843

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,755per month

Mortgage amount $679,200 · 4.49% over 25 years

$169,800Down payment (20.0%)
$679,200Loan before insurance
$0CMHC premium
$5,729Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,755
Property tax
$419
Condo / maintenance fees
$1,554
Heating
$0
Estimated monthly cost
$5,729

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,455
Toronto municipal land transfer tax
$13,455
Estimated closing costs
$26,910

Plus your down payment of $169,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,545/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,424Total interest paid
$1,126,624Total of all payments
Principal $679,200 Interest $447,424
YearPrincipalInterestBalance
1$15,157$29,908$664,043
2$15,845$29,220$648,198
3$16,564$28,500$631,634
4$17,317$27,748$614,317
5$18,103$26,962$596,214
6$18,925$26,140$577,290
7$19,784$25,281$557,506
8$20,682$24,383$536,823
9$21,621$23,444$515,202
10$22,603$22,462$492,599
11$23,629$21,436$468,970
12$24,702$20,363$444,268
13$25,824$19,241$418,444
14$26,996$18,069$391,448
15$28,222$16,843$363,226
16$29,503$15,562$333,722
17$30,843$14,222$302,879
18$32,243$12,822$270,636
19$33,707$11,358$236,929
20$35,238$9,827$201,691
21$36,838$8,227$164,853
22$38,510$6,555$126,343
23$40,259$4,806$86,084
24$42,087$2,978$43,998
25$43,998$1,067$0

At the end of your 5-year term

Total paid over the term
$225,325
Principal paid down
$82,986
Interest paid
$142,339
Balance remaining
$596,214

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $5,030− Condo fees $18,653− Insurance $600− Vacancy & upkeep $4,488Net operating income $12,029

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HAUSKEY REALTY. MLS®/PropTx.

CallRequest a showing