162 Church Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C14084664

$3,788,888
For Sale
Just listed todayNo offer date stated
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4+1Bedrooms
5Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • Discover this custom-built contemporary residence in the prestigious Willowdale East neighbourhood.
  • Offering approximately 6,000 sq. ft. of living space, this impressive home features striking modern architecture, soaring ceilings, oversized windows, and refined...
  • A private main-floor office provides an ideal work-from-home space, while the private elevator offers added convenience between levels.
  • The property is being sold AS IS, presenting an opportunity to own a distinctive residence in one of Toronto's established and desirable communities.

Discover this custom-built contemporary residence in the prestigious Willowdale East neighbourhood. Offering approximately 6,000 sq. ft. of living space, this impressive home features striking modern architecture, soaring ceilings, oversized windows, and refined finishes throughout. Thoughtfully designed to maximize natural light and functionality, the spacious interiors offer a seamless blend of modern style and everyday comfort. The home boasts four generously sized second-floor bedrooms, six full bathrooms, and an additional powder room. A private main-floor office provides an ideal work-from-home space, while the private elevator offers added convenience between levels. Expansive living areas create a natural flow throughout the home, accommodating both comfortable family living and entertaining. With its impressive scale, contemporary design, and versatile layout, this residence offers exceptional potential for families and discerning buyers seeking a substantial custom home. The property is being sold AS IS, presenting an opportunity to own a distinctive residence in one of Toronto's established and desirable communities. Ideally located in the heart of Willowdale East, the property is conveniently situated near highly regarded schools, including Earl Haig Secondary School and McKee Public School. Finch Subway Station, TTC transit, shopping, restaurants, cafés, parks, and major highways are all within easy reach, offering excellent connectivity and access to everyday amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
C14084664
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
50.28 × 133.43 ft
Cross streets
Willowdale/N. Empress/S. Finch
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,120 / 2025
Listing brokerage
RE/MAX ACE REALTY INC.

Rooms

OfficeMain0.00 × 0.00 m
Dining RoomMain0.00 × 0.00 m

Combined w/Living

Living RoomMain0.00 × 0.00 m

Combined w/Dining

Bedroom 3Second0.00 × 0.00 m

walk-in closet(s) · 3 pc ensuite

BreakfastMain0.00 × 0.00 m

Combined w/Kitchen

BedroomBasement0.00 × 0.00 m
Family RoomMain0.00 × 0.00 m
Primary BedroomSecond0.00 × 0.00 m

walk-in closet(s) · 5 pc ensuite

Bedroom 2Second0.00 × 0.00 m

walk-in closet(s) · 3 pc ensuite

Bedroom 4Second0.00 × 0.00 m

closet · 4 pc ensuite

RecreationBasement0.00 × 0.00 m
KitchenMain0.00 × 0.00 m

Quartz Counter

Our TakeTeam Asgarian · Broker
A small discount is typical
$3.70Mlikely sale price

Listed at $3,788,888. Going by how homes in Willowdale East and the wider GTA have actually closed against their asking prices (about 98%, 31 local closings in 90 days), the likely sale price is near $3.70M, if it sells. A realistic range is $3.46M to $4.17M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$3.46MBelow recent closings$4.17MAbove recent closings

Total price vs nearby homes. Likely closing about $3.70M, from 31 recent closings in this pocket.

The market behind the math:

31sold nearby · 90 days
$2.30Mmedian sold price
97%of asking, on average
+5%prices vs a year ago
~25 dayshomes like this take to sell
$7,842/moest. rent · 37 leases
2.5%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.1 months of inventory: 22 detached homes for sale in the area against 31 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $892/sqft against an area asking average of $788/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. Basements do rent in Willowdale East: 31 of the 225 detached leases here lately were basement units, around $2,150 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 31 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.86M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Elevator: rare and valuable for accessibility and resale. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 31 comparable homes that sold in Willowdale East over the past two years, from 217 closings there.

Sold price trend

Median sold price for detached homes in Willowdale East: $2.45M in September 2026, down 8% from a year ago, on 109 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$2.34M6
November 2025$2.58M10
December 2025$2.20M5
January 2026$1.68M5
February 2026$1.44M8
March 2026$2.10M9
April 2026$2.50M7
May 2026$2.40M13
June 2026$2.25M13
July 2026$1.60M13
August 2026$2.38M12
September 2026$2.45M8

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$1.92M
Lansing-Westgate
$2.60M
Bedford Park-Nortown
$2.96M
Lawrence Park South
$2.67M
Oakwood Village
$1.74M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 1.1 km awayAround the GTA average · 72% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
McKee Public School · Public elementary0.7 km · 86% at standard
St Cyril Catholic School · Catholic elementary1.1 km · 90% at standard
Hollywood Public School · Public elementary1.1 km · 96% at standard
Claude Watson School for the Arts · Public elementary1.3 km · 96% at standard
Avondale Secondary Alternative School · Public secondary1.3 km
St Gabriel Catholic School · Catholic elementary1.3 km · 70% at standard
Bayview Middle School · Public elementary1.5 km · 80% at standard
Cardinal Carter ES · Catholic elementary1.5 km
Cardinal Carter Academy for the Arts · Catholic secondary1.5 km · 92% at standard
Drewry Secondary School · Public secondary1.9 km
Avondale Alternative Elementary School · Public elementary1.9 km · 94% at standard
Avondale Public School · Public elementary1.9 km · 70% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$17,268/mo
$674KIncome needed
5.6×Price ÷ income
$3,985Weekly cost
$170,283Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

97%mortgage
Mortgage $17,268Property tax $593Total carry $17,862

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$16,760per month

Mortgage amount $3,031,110 · 4.49% over 25 years

$757,778Down payment (20.0%)
$3,031,110Loan before insurance
$0CMHC premium
$17,353Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$16,760
Property tax
$593
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,353

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$81,197
Toronto municipal land transfer tax
$89,086
Estimated closing costs
$170,283

Plus your down payment of $757,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$20,285/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,996,748Total interest paid
$5,027,859Total of all payments
Principal $3,031,110 Interest $1,996,748
YearPrincipalInterestBalance
1$67,641$133,473$2,963,469
2$70,713$130,402$2,892,756
3$73,923$127,191$2,818,833
4$77,280$123,835$2,741,553
5$80,789$120,326$2,660,765
6$84,457$116,658$2,576,308
7$88,291$112,823$2,488,017
8$92,300$108,814$2,395,717
9$96,491$104,623$2,299,226
10$100,872$100,242$2,198,354
11$105,452$95,662$2,092,902
12$110,240$90,874$1,982,662
13$115,245$85,869$1,867,417
14$120,478$80,637$1,746,939
15$125,948$75,166$1,620,991
16$131,667$69,448$1,489,324
17$137,645$63,470$1,351,679
18$143,894$57,220$1,207,785
19$150,428$50,687$1,057,357
20$157,258$43,857$900,099
21$164,398$36,716$735,702
22$171,862$29,252$563,839
23$179,665$21,449$384,174
24$187,823$13,291$196,351
25$196,351$4,763$0

At the end of your 5-year term

Total paid over the term
$1,005,572
Principal paid down
$370,346
Interest paid
$635,226
Balance remaining
$2,660,765

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 37 whole-home leases in Willowdale East$7,842/mo
$94,104Gross annual rent
2.0%Cap rate after taxes and upkeep
$7,085 to $8,871Typical rent range
~25 daysTo find a tenant, on average

The suite is real income here: basements rent in Willowdale East (31 of 225 recent detached leases were basement units, around $2,150 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,150 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 37 whole-home leases in Willowdale East signed at a median of $7,842 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,842. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.5%
Gross yield
− Property tax $7,120− Insurance $1,400− Vacancy & upkeep $10,351Net operating income $75,233

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ACE REALTY INC.. MLS®/PropTx.

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