146 Wolseley Street, Toronto, ON

Trinity-Bellwoods, Toronto · MLS® C14085806

$1,299,000
For Sale
Listed 3 days agoNo offer date stated
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4+2Bedrooms
2Bathrooms
1Garage
1500-2000Sq ft

About this home

In short

  • W. and Bathurst shops and restaurants.
  • Built in 1980, brick semi-detached in the community of Trinity-Bellwoods with a detached single garage.
  • Solid home with 4 bedrooms, all parquet floors, oak staircase, huge eat-in kitchen with a walkout to a patio, low maintance backyard, and detached garage.
  • This house has solid bones, newer windows and doors, newer HVAC.
  • The garage door is "as is", does not open fully.

Location Location!! Steps to Queen St. W. and Bathurst shops and restaurants. The Queen and Bathurst streetcars are just steps away. Built in 1980, brick semi-detached in the community of Trinity-Bellwoods with a detached single garage. This home awaits your decorating touch to make it sparkle! Solid home with 4 bedrooms, all parquet floors, oak staircase, huge eat-in kitchen with a walkout to a patio, low maintance backyard, and detached garage. There is a separate main floor family room/den off the kitchen. The basement 2 bedroom apartment has a separate rear walk-up entrance with it's own kitchen and 4-pc bath, 7.5 ft ceiling. All windows and doors, gas furnace, central air conditioner are approx. 5 years or less new. This house has solid bones, newer windows and doors, newer HVAC. The garage door is "as is", does not open fully.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
C14085806
Bedrooms
4+2 (6 total)
Bathrooms
2
Size
1500-2000 sq ft
Lot
17.01 × 110 ft
Cross streets
NW Queen & Bathurst
Parking
1 garage (detached)
Basement
Apartment, Separate Entrance, Walk-Up
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,750 / 2026
Days on market
3
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

Bedroom 2Second2.82 × 3.26 m

parquet · closet · skylight

Primary BedroomSecond3.59 × 3.69 m

parquet · closet · north view

Living RoomMain5.98 × 3.15 m

parquet · walk-out · combined w/dining

KitchenMain4.50 × 4.29 m

ceramic floor · eat-in kitchen · walk-out

Bedroom 4Second3.32 × 3.15 m

parquet · closet · south view

BedroomBasement2.75 × 3.18 m

Window

FoyerBasement2.47 × 2.60 m

linoleum · walk-up

DenMain3.46 × 3.25 m

Parquet

BedroomBasement3.30 × 3.10 m

Window

Living RoomBasement4.13 × 4.27 m

linoleum · combined w/kitchen · window

Bedroom 3Second2.48 × 3.27 m

parquet · closet · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Charles G Fraser Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Trinity-Bellwoods · asking prices
$1.73Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $879/sqft; this home lists at $742/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.30MThis home1.65M1.80M1.77M1.70MThis home vs active comparables

Neighbourhood & location

Trinity-Bellwoods, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

University
$1.75M
Annex
$2.07M
Wychwood
$1.14M
Corso Italia-Davenport
$899K
Junction Area
$1.16M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Charles G Fraser Junior Public School
74%
Charles G Fraser Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 74% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Mary Catholic School · Catholic elementary0.3 km · 64% at standard
Niagara Street Junior Public School · Public elementary0.5 km · 82% at standard
ALPHA Alternative Junior School · Public elementary0.7 km
Oasis Alternative Secondary School · Public secondary0.7 km
Ogden Junior Public School · Public elementary0.9 km · 69% at standard
Givins/Shaw Junior Public School · Public elementary0.9 km · 81% at standard
Kensington Community School School Junior · Public elementary1.0 km · 97% at standard
King Edward Junior and Senior Public School · Public elementary1.2 km · 83% at standard
Msgr Fraser College (Southwest) · Catholic secondary1.2 km
Beverley School · Public elementary1.2 km
Subway Academy II · Public secondary1.2 km
Heydon Park Secondary School · Public secondary1.2 km · 8% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,920/mo
$250KIncome needed
5.2×Price ÷ income
$1,366Weekly cost
$44,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,920Property tax $646Total carry $6,566

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,746per month

Mortgage amount $1,039,200 · 4.49% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,392Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,746
Property tax
$646
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,392

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Toronto municipal land transfer tax
$22,455
Estimated closing costs
$44,910

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,955/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$684,575Total interest paid
$1,723,775Total of all payments
Principal $1,039,200 Interest $684,575
YearPrincipalInterestBalance
1$23,191$45,760$1,016,009
2$24,243$44,708$991,766
3$25,344$43,607$966,422
4$26,495$42,456$939,927
5$27,698$41,253$912,229
6$28,956$39,995$883,273
7$30,270$38,681$853,003
8$31,645$37,306$821,359
9$33,081$35,870$788,277
10$34,583$34,368$753,694
11$36,154$32,797$717,540
12$37,795$31,156$679,745
13$39,511$29,440$640,234
14$41,305$27,646$598,929
15$43,181$25,770$555,748
16$45,141$23,810$510,607
17$47,191$21,760$463,416
18$49,333$19,618$414,083
19$51,573$17,378$362,509
20$53,915$15,036$308,594
21$56,363$12,588$252,231
22$58,922$10,029$193,309
23$61,597$7,354$131,712
24$64,394$4,557$67,318
25$67,318$1,633$0

At the end of your 5-year term

Total paid over the term
$344,755
Principal paid down
$126,971
Interest paid
$217,784
Balance remaining
$912,229

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $7,750− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $24,492

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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