395 Shaw Street, Toronto, ON

Trinity-Bellwoods, Toronto · MLS® C13873198

$1,775,000
For Sale
Listed 12 days agoNo offer date stated
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4+1Bedrooms
3Bathrooms
2Garage
2000-2500Sq ft

About this home

In short

  • Welcome to 395 Shaw Street-a grand three-storey Victorian offering the scale, character and flexibility to become an exceptional single-family home in one of...
  • Soaring ceilings, oversized windows, exposed brick and beautifully preserved period details create warmth and presence throughout, while updated services, modern...
  • Set south of College Street and close to the neighbourhood park on Shaw, the home is surrounded by the energy of Little Italy, Trinity Bellwoods, Ossington, Dundas...

Welcome to 395 Shaw Street-a grand three-storey Victorian offering the scale, character and flexibility to become an exceptional single-family home in one of Toronto's most dynamic neighbourhoods. Soaring ceilings, oversized windows, exposed brick and beautifully preserved period details create warmth and presence throughout, while updated services, modern kitchens and renovated bathrooms make the home comfortable for today.Reimagine the generous layout for one household, with multiple living spaces, spacious bedrooms and room to gather, work, entertain and retreat. The entire home can be reclaimed for your family, or a separate lower-level suite could be maintained for added flexibility. With fantastic ceiling height, the lower level feels like genuine living space rather than a typical basement. The existing configuration also works well for extended family or multigenerational living without making the home feel divided.Outside, the backyard offers valuable open space in the city-a blank canvas for a garden, play area or private urban retreat. A welcoming covered front porch, private upper terrace and garage parking off the laneway complete the package. Set south of College Street and close to the neighbourhood park on Shaw, the home is surrounded by the energy of Little Italy, Trinity Bellwoods, Ossington, Dundas West and Queen West. Restaurants, cafes, independent shops, schools, transit and everyday conveniences are all within easy reach. This is a rare opportunity to create a substantial family home that reflects the way you want to live while preserving the beauty and soul of a classic Toronto Victorian.

Key facts

Property type
Semi-Detached, 2 1/2 Storey
MLS®
C13873198
Bedrooms
4+1 (5 total)
Bathrooms
3
Size
2000-2500 sq ft
Lot
18.25 × 127 ft
Cross streets
College and Shaw
Parking
2 garage (detached)
Basement
Finished with Walk-Out
Kitchens
3 (2 + 1)
Heating
Radiant
A/C
None
Exterior
Brick
Foundation
Stone
Roof
Shingles
Sewer
Sewer
Property tax
$7,880 / 2025
Days on market
12
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Bedroom 2Second3.86 × 3.20 m

hardwood floor · b/i closet · window

Living RoomMain5.21 × 3.12 m

hardwood floor · crown moulding · bay window

KitchenSecond2.64 × 3.07 m

tile floor · stainless steel appl · w/o to terrace

Bedroom 5Lower3.66 × 3.99 m

tile floor · b/i closet · window

Bedroom 4Third3.48 × 4.27 m

hardwood floor · b/i closet · window

Bedroom 3Third4.70 × 4.62 m

hardwood floor · b/i closet · window

KitchenLower4.37 × 2.51 m

tile floor · stainless steel appl · window

Dining RoomMain4.39 × 3.20 m

hardwood floor · crown moulding · pocket doors

KitchenMain4.60 × 3.04 m

tile floor · stainless steel appl · centre island

BedroomSecond4.72 × 4.49 m

hardwood floor · b/i closet · bay window

LaundryLower1.68 × 2.84 m

W/O To Yard

Living RoomLower3.73 × 3.99 m

Tile Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Charles G Fraser Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Trinity-Bellwoods, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

University
$1.75M
Annex
$1.24M
Wychwood
$1.14M
Corso Italia-Davenport
$899K
Junction Area
$1.29M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Charles G Fraser Junior Public School
74%
Charles G Fraser Junior Public SchoolPublic · Elementary · 0.9 km awayAround the GTA average · 74% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Ossington/Old Orchard Junior Public School · Public elementary0.3 km · 88% at standard
Dewson Street Junior Public School · Public elementary0.5 km · 64% at standard
St Francis of Assisi Catholic School · Catholic elementary0.5 km · 80% at standard
Horizon Alternative Senior School · Public elementary0.6 km
Central Toronto Academy · Public secondary0.6 km · 69% at standard
Delta Senior Alternative School · Public elementary0.7 km
Montrose Junior Public School · Public elementary0.7 km · 95% at standard
Clinton Street Junior Public School · Public elementary0.7 km · 90% at standard
Givins/Shaw Junior Public School · Public elementary0.7 km · 81% at standard
Msgr Fraser College (Southwest) · Catholic secondary0.8 km
Harbord Collegiate Institute · Public secondary1.0 km · 85% at standard
The Grove Community School · Public elementary1.1 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,090/mo
$332KIncome needed
5.4×Price ÷ income
$1,867Weekly cost
$63,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,090Property tax $657Total carry $8,747

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,851per month

Mortgage amount $1,420,000 · 4.49% over 25 years

$355,000Down payment (20.0%)
$1,420,000Loan before insurance
$0CMHC premium
$8,508Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,851
Property tax
$657
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,508

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$31,975
Toronto municipal land transfer tax
$31,975
Estimated closing costs
$63,950

Plus your down payment of $355,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,503/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$935,427Total interest paid
$2,355,427Total of all payments
Principal $1,420,000 Interest $935,427
YearPrincipalInterestBalance
1$31,688$62,529$1,388,312
2$33,127$61,090$1,355,185
3$34,631$59,586$1,320,553
4$36,204$58,013$1,284,350
5$37,847$56,370$1,246,502
6$39,566$54,651$1,206,936
7$41,362$52,855$1,165,574
8$43,240$50,977$1,122,334
9$45,204$49,013$1,077,130
10$47,256$46,961$1,029,874
11$49,402$44,815$980,473
12$51,645$42,572$928,828
13$53,990$40,228$874,838
14$56,441$37,776$818,397
15$59,004$35,214$759,394
16$61,683$32,535$697,711
17$64,483$29,734$633,228
18$67,411$26,806$565,817
19$70,472$23,745$495,346
20$73,671$20,546$421,674
21$77,016$17,201$344,658
22$80,513$13,704$264,145
23$84,169$10,048$179,976
24$87,990$6,227$91,986
25$91,986$2,232$0

At the end of your 5-year term

Total paid over the term
$471,085
Principal paid down
$173,498
Interest paid
$297,588
Balance remaining
$1,246,502

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $7,880− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $35,576

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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