813-158 Front Street, Toronto, ON

Moss Park, Toronto · MLS® C14088598

$700,000
For Sale
Listed 3 days agoNo offer date stated
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2Bedrooms
1Bathrooms
0Parking
700-799Sq ft

About this home

In short

  • Luxury 2 Bedrooms & 1 Bathroom With 783 Sqft Living Space Right At "St.
  • Top Level Finishes, Functional Layout, 9' Moulded Ceilings, Open Concept Kitchen Combined With Dining & Living Area And Walk-Out To Balcony.
  • Amenities: 24 Hr Concierge, A Roof Top Pool & Sun Deck, Theatre, Billiards Lounge, Games Rooms, Yoga Studio, Party Room With Kitchen, Library, Guest Suites, Visitor...

Luxury 2 Bedrooms & 1 Bathroom With 783 Sqft Living Space Right At "St. Lawrence Condominiums": Located In The Heart Of Downtown Toronto!!! Steps To St. Lawrence Market, Financial Core, Harbourfront, George Brown College, Ryerson University, Union Station, Parks, Shops, Restaurants, Highway, U Of T, Hospitals, And Much More!!! Top Level Finishes, Functional Layout, 9' Moulded Ceilings, Open Concept Kitchen Combined With Dining & Living Area And Walk-Out To Balcony!!! Amenities: 24 Hr Concierge, A Roof Top Pool & Sun Deck, Theatre, Billiards Lounge, Games Rooms, Yoga Studio, Party Room With Kitchen, Library, Guest Suites, Visitor Parking. Especially, *Building Is Pet Friendly And Features A Convenient Pet Spa/Wash At The Entrances**! A Must See!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14088598
Bedrooms
2
Bathrooms
1
Size
700-799 sq ft
Cross streets
Front / Sherbourne
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$682/mo
Exposure
East
Property tax
$3,407 / 2026
Days on market
3
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

Bedroom 2Flat3.04 × 2.87 m

laminate · large window · large closet

Primary BedroomFlat2.92 × 2.98 m

laminate · large window · large closet

Dining RoomFlat7.62 × 3.15 m

laminate · combined w/living · open concept

Living RoomFlat7.62 × 3.15 m

laminate · combined w/dining · w/o to balcony

KitchenFlat7.62 × 3.15 m

laminate · modern kitchen · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$525K
Waterfront Communities C1
$699K
Kensington-Chinatown
$578K
Niagara
$631K
Little Portugal
$549K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Paul Catholic School · Catholic elementary0.8 km · 62% at standard
St Michael's Choir (Jr) School · Catholic elementary0.9 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.9 km · 98% at standard
Nelson Mandela Park Public School · Public elementary1.1 km · 47% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.1 km · 55% at standard
Sprucecourt Junior Public School · Public elementary1.6 km · 59% at standard
Church Street Junior Public School · Public elementary1.7 km · 73% at standard
Native Learning Centre · Public secondary1.7 km
Winchester Junior and Senior Public School · Public elementary1.7 km · 76% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.8 km
Contact Alternative School School · Public secondary1.8 km
Our Lady of Lourdes Catholic School · Catholic elementary1.8 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,190/mo
$147KIncome needed
4.8×Price ÷ income
$736Weekly cost
$20,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $3,190Property tax $284Condo fee $682Total carry $4,157

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,096per month

Mortgage amount $560,000 · 4.49% over 25 years

$140,000Down payment (20.0%)
$560,000Loan before insurance
$0CMHC premium
$4,062Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,096
Property tax
$284
Condo / maintenance fees
$682
Heating
$0
Estimated monthly cost
$4,062

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,475
Toronto municipal land transfer tax
$10,475
Estimated closing costs
$20,950

Plus your down payment of $140,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,748/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,901Total interest paid
$928,901Total of all payments
Principal $560,000 Interest $368,901
YearPrincipalInterestBalance
1$12,497$24,659$547,503
2$13,064$24,092$534,439
3$13,657$23,499$520,782
4$14,277$22,879$506,504
5$14,926$22,230$491,578
6$15,603$21,553$475,975
7$16,312$20,844$459,663
8$17,053$20,104$442,610
9$17,827$19,329$424,784
10$18,636$18,520$406,148
11$19,482$17,674$386,665
12$20,367$16,789$366,298
13$21,292$15,864$345,007
14$22,258$14,898$322,748
15$23,269$13,887$299,479
16$24,325$12,831$275,154
17$25,430$11,726$249,724
18$26,585$10,571$223,139
19$27,792$9,364$195,348
20$29,053$8,103$166,294
21$30,373$6,783$135,921
22$31,752$5,404$104,170
23$33,193$3,963$70,976
24$34,700$2,456$36,276
25$36,276$880$0

At the end of your 5-year term

Total paid over the term
$185,780
Principal paid down
$68,422
Interest paid
$117,359
Balance remaining
$491,578

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $3,407− Condo fees $8,187− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,438

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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