405-116 George Street, Toronto, ON

Moss Park, Toronto · MLS® C14092798

$749,900
For Sale
Just listed todayNo offer date stated
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2Bedrooms
1Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Welcome To Award Winning Vu Living Project.
  • Spacious Unit With 10 Ft.
  • Large Master Bedroom With Semi-Ensuite.
  • Fantastic Gym, 24/7 Concierge, Roof Terrace W/ Bbq's & Lounge Area, Two Party rooms, One Parking And One Locker Are Included.

Welcome To Award Winning Vu Living Project. Just Minutes To Entertainment District, St. Lawrence Market & Subway Station. Spacious Unit With 10 Ft. Ceilings! Large Master Bedroom With Semi-Ensuite. Floor To Ceiling Windows, Large Balcony Facing Quiet Street. Modern Contemporary design. Energy Efficiency Building. Fantastic Gym, 24/7 Concierge, Roof Terrace W/ Bbq's & Lounge Area, Two Party rooms, One Parking And One Locker Are Included. E-Z to show. Place is vacant.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14092798
Bedrooms
2
Bathrooms
1
Size
800-899 sq ft
Cross streets
JARVIS and ADELAIDE
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$790/mo
Exposure
East
Property tax
$3,759 / 2026
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

Living RoomFlat4.50 × 3.60 m

laminate · w/o to balcony · combined w/dining

Dining RoomFlat3.45 × 3.85 m

laminate · combined w/living

BedroomFlat3.60 × 2.80 m

laminate · large closet · 3 pc ensuite

Bedroom 2Flat2.90 × 2.50 m

laminate · closet · large window

KitchenFlat3.45 × 3.85 m

laminate · granite counters · centre island

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$538K
Waterfront Communities C1
$662K
Kensington-Chinatown
$578K
Niagara
$631K
Mount Pleasant West
$679K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Jr) School · Catholic elementary0.6 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.6 km · 98% at standard
St Paul Catholic School · Catholic elementary0.9 km · 62% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.1 km · 55% at standard
Nelson Mandela Park Public School · Public elementary1.1 km · 47% at standard
Church Street Junior Public School · Public elementary1.4 km · 73% at standard
Native Learning Centre · Public secondary1.4 km
Contact Alternative School School · Public secondary1.5 km
Sprucecourt Junior Public School · Public elementary1.5 km · 59% at standard
Winchester Junior and Senior Public School · Public elementary1.6 km · 76% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.6 km
Jarvis Collegiate Institute · Public secondary1.6 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,418/mo
$158KIncome needed
4.7×Price ÷ income
$789Weekly cost
$22,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $3,418Property tax $313Condo fee $790Total carry $4,521

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,317per month

Mortgage amount $599,920 · 4.49% over 25 years

$149,980Down payment (20.0%)
$599,920Loan before insurance
$0CMHC premium
$4,420Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,317
Property tax
$313
Condo / maintenance fees
$790
Heating
$0
Estimated monthly cost
$4,420

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,473
Toronto municipal land transfer tax
$11,473
Estimated closing costs
$22,946

Plus your down payment of $149,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,015/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$395,198Total interest paid
$995,118Total of all payments
Principal $599,920 Interest $395,198
YearPrincipalInterestBalance
1$13,388$26,417$586,532
2$13,996$25,809$572,537
3$14,631$25,174$557,906
4$15,295$24,509$542,611
5$15,990$23,815$526,621
6$16,716$23,089$509,905
7$17,475$22,330$492,430
8$18,268$21,537$474,162
9$19,098$20,707$455,065
10$19,965$19,840$435,100
11$20,871$18,934$414,229
12$21,819$17,986$392,410
13$22,809$16,995$369,601
14$23,845$15,960$345,756
15$24,928$14,877$320,828
16$26,060$13,745$294,768
17$27,243$12,562$267,526
18$28,480$11,325$239,046
19$29,773$10,032$209,273
20$31,125$8,680$178,148
21$32,538$7,267$145,611
22$34,015$5,790$111,596
23$35,560$4,245$76,036
24$37,174$2,631$38,862
25$38,862$943$0

At the end of your 5-year term

Total paid over the term
$199,024
Principal paid down
$73,299
Interest paid
$125,724
Balance remaining
$526,621

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $3,759− Condo fees $9,481− Insurance $600− Vacancy & upkeep $3,564Net operating income $14,996

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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