702-36 Charlotte Street, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C14089376
About this home
In short
- If boutique and loft are your favorite words then this is the place for you.
- This 2 level loft will welcome you home with tons of light from the 16' double height floor to ceiling windows.
- With a walk score and transit score of 100 everything you can possibly imagine is at your doorstep.
- 1 Parking space included.
If boutique and loft are your favorite words then this is the place for you! Welcome to Charlotte Lofts, an intimate 63 suite building located on a quiet side street in the heart of city! This 2 level loft will welcome you home with tons of light from the 16' double height floor to ceiling windows. You'll love to entertain family and guests in your large kitchen which has an oversized counter with breakfast bar, undermounted sink and full size appliances. The large living area opens up to your own private terrace to enjoy those summer days and beautiful evening sunset city views. Upstairs you'll find an oversized bedroom with large closet as well as a full bath.The building features a rooftop exercise room/gym, rooftop lounge deck with panoramic downtown views, party and meeting room and visitor parking. With a walk score and transit score of 100 everything you can possibly imagine is at your doorstep. This city's best cafe's, resto's and lounges are a short stroll away. Grocery stores, the LCBO, Roy Thompson Hall, parks, the waterfront, the Well, Waterworks Food Hall and numerous gyms are all just a few mins walking distance. Situated in the heart of King West close to the financial district, Chinatown and Queen West with amazing TTC service and great highway access. 1 Parking space included.
Key facts
- Property type
- Condo Apartment, 2-Storey
- MLS®
- C14089376
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 700-799 sq ft
- Cross streets
- King / Spadina
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete, Brick
- Foundation
- Concrete
- Maintenance
- $927/mo
- Exposure
- East
- Property tax
- $3,085 / 2026
- Days on market
- 3
- Listing brokerage
- HARVEY KALLES REAL ESTATE LTD.
Rooms
Large Window
laminate · east view · w/o to terrace
broadloom · double closet · east view
4 Pc Bath
tile floor · stainless steel appl · breakfast bar
breakfast bar · large window
laminate · open concept · w/o to terrace
large window · w/o to terrace
large closet · large window
Listed at $659,000. Going by how homes in Waterfront Communities C1 have actually closed against their asking prices (about 97%, 283 local closings in 90 days), the likely sale price is near $639K, if it sells. A realistic range is $602K to $691K.
Independent value check: $541K. Without looking at the asking price, our model values the home itself about 18% below the ask (homes like it typically land between $503K and $568K).
Why $541K. The typical condo sold in Waterfront Communities C1 over the past year went for about $620K (1357 sales). What sets this one apart:
- ▼ Lowers itIts tax bill, which follows the city's own assessment, is $3,085 a year; the typical home sold here pays about $3,300.
- ▼ Lowers it slightlyIts maintenance fee is $927 a month; the typical unit sold here pays about $650.
Total price vs nearby homes. Likely closing about $639K, from 283 recent closings in this pocket.
The market behind the math:
About 0.9 months of inventory: 81 condo apartment homes for sale in the area against 283 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $879/sqft against an area asking average of $1,041/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 283 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $635K. Condition and finishes remain an in-person call.
Schools & getting aroundcatchment and transit
The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($879/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Waterfront Communities C1, so I widened the search to the surrounding area.
Based on 4 homes sold in this building over the past 22 months, plus 1 nearby in Waterfront Communities C1, from 503 closings in Waterfront Communities C1.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $541K, which is where my estimate comes from.
Per square foot, these ask about $865/sqft; this home lists at $879/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for condos in Waterfront Communities C1: $621K in September 2026, down 6% from a year ago, on 1,320 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $655K | 132 |
| November 2025 | $618K | 116 |
| December 2025 | $690K | 78 |
| January 2026 | $601K | 78 |
| February 2026 | $648K | 105 |
| March 2026 | $640K | 109 |
| April 2026 | $615K | 124 |
| May 2026 | $608K | 135 |
| June 2026 | $610K | 139 |
| July 2026 | $600K | 94 |
| August 2026 | $588K | 117 |
| September 2026 | $621K | 93 |
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $527,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,915
- Property tax
- $257
- Condo / maintenance fees
- $927
- Heating
- $0
- Estimated monthly cost
- $4,099
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,655
- Toronto municipal land transfer tax
- $9,655
- Estimated closing costs
- $19,310
Plus your down payment of $131,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $174,899
- Principal paid down
- $64,414
- Interest paid
- $110,485
- Balance remaining
- $462,786
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 8 whole-home leases in Waterfront Communities C1 signed at a median of $2,888 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,540. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.