1009-28 Pemberton Avenue, Toronto, ON

Newtonbrook East, Toronto · MLS® C14089848

$597,000
For Sale
Listed 3 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Gorgeous, newly renovated 2-bedroom condo located just northeast of Yonge and Finch.
  • It features a sunny, west-facing exposure, and the unit has undergone complete, high-end renovation throughout.
  • Completely renovated modern bathroom featuring a modern walk-in shower.
  • Upgraded finishes include: Premium vinyl plank flooring, 5-inch baseboards, and chic modern lighting throughout.
  • Convenience: Includes a parking space and a storage locker, along with direct transit access to Finch station via P1.

Gorgeous, newly renovated 2-bedroom condo located just northeast of Yonge and Finch. It features a sunny, west-facing exposure, and the unit has undergone complete, high-end renovation throughout. Brand-new kitchen with granite countertops & backsplash, custom cabinets, a breakfast bar, and upgraded stainless steel appliances. Completely renovated modern bathroom featuring a modern walk-in shower. Upgraded finishes include: Premium vinyl plank flooring, 5-inch baseboards, and chic modern lighting throughout. Convenience: Includes a parking space and a storage locker, along with direct transit access to Finch station via P1. Building Amenities: Fully equipped gym, party room, and a recreation room.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14089848
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Yonge and Finch
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$904/mo
Exposure
West
Property tax
$2,677 / 2025
Days on market
3
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Primary BedroomMain4.22 × 3.17 m

vinyl floor · walk-in closet(s) · 3 pc ensuite

Living RoomMain5.41 × 3.35 m

combined w/dining · vinyl floor · w/o to balcony

KitchenMain2.44 × 2.44 m

open concept · breakfast bar · vinyl floor

Bedroom 2Main3.96 × 2.52 m

vinyl floor · mirrored closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Newtonbrook East · asking prices
$609kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $723/sqft; this home lists at $703/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
597kThis home560k550k549k649k737kThis home vs active comparables

Neighbourhood & location

Newtonbrook East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$526K
Dovercourt-Wallace Emerson-Junction
$640K
North St. James Town
$765K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 1.5 km awayAround the GTA average · 72% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Avondale Secondary Alternative School · Public secondary0.5 km
St Cyril Catholic School · Catholic elementary0.7 km · 90% at standard
Drewry Secondary School · Public secondary0.8 km
McKee Public School · Public elementary0.9 km · 86% at standard
R J Lang Elementary and Middle School · Public elementary1.1 km · 60% at standard
St Antoine Daniel Catholic School · Catholic elementary1.4 km · 58% at standard
Newtonbrook Secondary School · Public secondary1.6 km · 68% at standard
Churchill Public School · Public elementary1.7 km · 83% at standard
Willowdale Middle School · Public elementary1.7 km · 78% at standard
Blessed Trinity Catholic School · Catholic elementary1.8 km · 53% at standard
Lillian Public School · Public elementary1.8 km · 62% at standard
St Paschal Baylon Catholic School · Catholic elementary1.8 km · 72% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,721/mo
$131KIncome needed
4.6×Price ÷ income
$628Weekly cost
$16,830Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,721Property tax $223Condo fee $904Total carry $3,848

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,641per month

Mortgage amount $477,600 · 4.49% over 25 years

$119,400Down payment (20.0%)
$477,600Loan before insurance
$0CMHC premium
$3,768Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,641
Property tax
$223
Condo / maintenance fees
$904
Heating
$0
Estimated monthly cost
$3,768

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,415
Toronto municipal land transfer tax
$8,415
Estimated closing costs
$16,830

Plus your down payment of $119,400. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,196/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$314,620Total interest paid
$792,220Total of all payments
Principal $477,600 Interest $314,620
YearPrincipalInterestBalance
1$10,658$21,031$466,942
2$11,142$20,547$455,800
3$11,648$20,041$444,152
4$12,177$19,512$431,976
5$12,730$18,959$419,246
6$13,307$18,381$405,939
7$13,912$17,777$392,027
8$14,543$17,145$377,484
9$15,204$16,485$362,280
10$15,894$15,795$346,386
11$16,616$15,073$329,770
12$17,370$14,319$312,400
13$18,159$13,530$294,241
14$18,983$12,706$275,258
15$19,845$11,844$255,413
16$20,746$10,943$234,667
17$21,688$10,001$212,979
18$22,673$9,016$190,306
19$23,702$7,986$166,604
20$24,778$6,910$141,825
21$25,904$5,785$115,922
22$27,080$4,609$88,842
23$28,309$3,380$60,533
24$29,595$2,094$30,938
25$30,938$751$0

At the end of your 5-year term

Total paid over the term
$158,444
Principal paid down
$58,354
Interest paid
$100,090
Balance remaining
$419,246

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $2,677− Condo fees $10,851− Insurance $600− Vacancy & upkeep $3,564Net operating income $14,708

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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