PH2-25 Grenville Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C14090442

$774,900
For Sale
Listed 2 days agoNo offer date stated
2Bedrooms
2Bathrooms
2Garage
1000-1199Sq ft

About this home

In short

  • One of a kind south-facing penthouse at The Gallery lofts.
  • Over 1100 sqft of renovated living awaits - welcome to life at the top.
  • Arched floor to ceiling windows, travertine floors, granite counters w/ breakfast bar, premium chef's kitchen with pantry, private master ensuite, ample closet space...
  • Steps to Yonge St/TTC/Subway.
  • Two car tandem parking underground.( Level P4 #28A)

One of a kind south-facing penthouse at The Gallery lofts! Over 1100 sqft of renovated living awaits - welcome to life at the top! Arched floor to ceiling windows, travertine floors, granite counters w/ breakfast bar, premium chef's kitchen with pantry, private master ensuite, ample closet space, wood burning fireplace! Steps to Yonge St/TTC/Subway. Two car tandem parking underground.( Level P4 #28A)

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14090442
Bedrooms
2
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Yonge & Grenville
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,684/mo
Exposure
South
Property tax
$3,721 / 2026
Days on market
2
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Primary BedroomGround6.23 × 3.52 m

walk-in closet(s) · tile floor · window

Living RoomGround6.15 × 4.82 m

fireplace · tile floor · moulded ceiling

Dining RoomGround6.15 × 4.82 m

fireplace · tile floor · moulded ceiling

Bedroom 2Ground4.33 × 3.32 m

double closet · tile floor · window

KitchenGround3.37 × 2.73 m

granite counters · stainless steel appl · pantry

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K
Waterfront Communities C1
$610K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.4 km · 76% at standard
Native Learning Centre · Public secondary0.5 km
Orde Street Public School · Public elementary0.7 km · 76% at standard
Jarvis Collegiate Institute · Public secondary0.8 km · 57% at standard
St Michael's Choir (Sr) School · Catholic secondary0.9 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary0.9 km · 98% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.9 km
Contact Alternative School School · Public secondary1.0 km
Msgr Fraser College (Isabella Campus) · Catholic secondary1.1 km
Heydon Park Secondary School · Public secondary1.1 km · 8% at standard
Subway Academy II · Public secondary1.1 km
Beverley School · Public elementary1.1 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,532/mo
$179KIncome needed
4.3×Price ÷ income
$815Weekly cost
$23,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

64%mortgage
Mortgage $3,532Property tax $310Condo fee $1,684Total carry $5,526

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,428per month

Mortgage amount $619,920 · 4.49% over 25 years

$154,980Down payment (20.0%)
$619,920Loan before insurance
$0CMHC premium
$5,422Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,428
Property tax
$310
Condo / maintenance fees
$1,684
Heating
$0
Estimated monthly cost
$5,422

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,973
Toronto municipal land transfer tax
$11,973
Estimated closing costs
$23,946

Plus your down payment of $154,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,149/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$408,373Total interest paid
$1,028,293Total of all payments
Principal $619,920 Interest $408,373
YearPrincipalInterestBalance
1$13,834$27,298$606,086
2$14,462$26,670$591,624
3$15,119$26,013$576,505
4$15,805$25,327$560,700
5$16,523$24,609$544,177
6$17,273$23,859$526,904
7$18,057$23,074$508,847
8$18,877$22,255$489,970
9$19,734$21,397$470,236
10$20,630$20,501$449,605
11$21,567$19,565$428,038
12$22,546$18,586$405,492
13$23,570$17,562$381,922
14$24,640$16,492$357,282
15$25,759$15,373$331,524
16$26,928$14,203$304,595
17$28,151$12,981$276,444
18$29,429$11,703$247,015
19$30,765$10,366$216,250
20$32,162$8,970$184,088
21$33,623$7,509$150,465
22$35,149$5,983$115,316
23$36,745$4,387$78,571
24$38,413$2,718$40,158
25$40,158$974$0

At the end of your 5-year term

Total paid over the term
$205,659
Principal paid down
$75,743
Interest paid
$129,916
Balance remaining
$544,177

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $3,721− Condo fees $20,207− Insurance $600− Vacancy & upkeep $4,488Net operating income $11,784

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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