247A Lippincott Street, Toronto, ON

University, Toronto · MLS® C14093058

$2,195,000
For Sale
Just listed todayNo offer date stated
4+1Bedrooms
5Bathrooms
1Parking
2000-2500Sq ft

About this home

In short

  • In the heart of vibrant Harbord Village, this exceptional three-storey family residence offers an enviable downtown lifestyle, surrounded by celebrated restaurants...
  • This four-plus-one bedroom, five bathroom home was thoughtfully renovated with timeless design, quality craftsmanship, and premium finishes throughout.
  • A welcoming foyer with striking tile and a double closet opens to the expansive open-concept main floor, where white oak hardwood floors, pot lights, and...
  • The chef's kitchen features high-end appliances, extensive custom cabinetry, abundant counter space, and a large centre island with breakfast bar.
  • Situated on a deep lot backing onto Croft St. lane, the property includes a rear parking space, a garden shed, and laneway suite potential.

In the heart of vibrant Harbord Village, this exceptional three-storey family residence offers an enviable downtown lifestyle, surrounded by celebrated restaurants, charming cafés, beloved local landmarks, parks and excellent schools. This four-plus-one bedroom, five bathroom home was thoughtfully renovated with timeless design, quality craftsmanship, and premium finishes throughout. Every detail has been carefully considered to create a home that is both elegant and functional. A welcoming foyer with striking tile and a double closet opens to the expansive open-concept main floor, where white oak hardwood floors, pot lights, and well-proportioned principal rooms provide the perfect setting for everyday living and entertaining. The chef's kitchen features high-end appliances, extensive custom cabinetry, abundant counter space, and a large centre island with breakfast bar. A walkout to the rear deck and stone patio creates seamless indoor-outdoor living in a private, low-maintenance setting. A convenient powder room completes the main level. The second floor offers two generous bedrooms with ample closet space, a spacious family room ideal as a media room, children's play area, or work-from-home office, and a beautifully appointed four-piece bathroom. The third floor is home to the private primary retreat with two separate closet areas and a spa-inspired five-piece ensuite. A fourth bedroom enjoys its own private ensuite bathroom, offering exceptional comfort as a nursery, additional bedroom or home office, a conveniently located laundry closet completes the third level. The versatile lower level, with both front and rear walkouts, expands the living space with a large recreation room, second kitchen, additional bedroom, and full bathroom, ideal for extended family, a nanny suite, or future income potential. Situated on a deep lot backing onto Croft St. lane, the property includes a rear parking space, a garden shed, and laneway suite potential.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
C14093058
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
2000-2500 sq ft
Lot
14.55 × 139.65 ft
Cross streets
Harbord St and Bathurst St
Parking
1 parking
Driveway
Lane
Basement
Finished with Walk-Out, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle, Flat
Sewer
Sewer
Property tax
$11,886 / 2026
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM

Rooms

Bedroom 5Lower3.68 × 3.51 m

laminate · closet · w/o to garden

Dining RoomMain6.25 × 2.92 m

hardwood floor · pot lights · combined w/kitchen

Bedroom 2Third3.99 × 2.62 m

hardwood floor · closet · 4 pc ensuite

KitchenLower5.03 × 2.74 m

laminate · pot lights · stainless steel appl

Primary BedroomThird5.33 × 3.99 m

hardwood floor · pot lights · walk-in closet(s)

KitchenMain6.32 × 3.96 m

hardwood floor · centre island · stainless steel appl

FoyerMain2.31 × 1.47 m

tile floor · closet

RecreationLower6.83 × 3.51 m

laminate · pot lights · walk-out

Bedroom 3Second4.22 × 3.99 m

hardwood floor · pot lights · closet

Family RoomSecond5.33 × 2.82 m

hardwood floor · pot lights

Bedroom 4Second3.96 × 3.81 m

hardwood floor · pot lights · closet

Living RoomMain5.92 × 2.69 m

hardwood floor · pot lights · overlooks dining

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (King Edward Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in University · asking prices
$1.64Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $750/sqft; this home lists at $976/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
2.19MThis home1.50M2.00M1.43MThis home vs active comparables

Neighbourhood & location

University, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1.68M
Annex
$2.07M
Wychwood
$1.14M
Corso Italia-Davenport
$899K
Junction Area
$1.16M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near King Edward Junior and Senior Public School
83%
King Edward Junior and Senior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 83% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Central Technical School · Public secondary0.1 km · 54% at standard
Loretto College School · Catholic secondary0.4 km · 62% at standard
Harbord Collegiate Institute · Public secondary0.5 km · 85% at standard
da Vinci School · Public elementary0.5 km · 67% at standard
Lord Lansdowne Junior Public School · Public elementary0.6 km · 85% at standard
Kensington Community School School Junior · Public elementary0.6 km · 97% at standard
Clinton Street Junior Public School · Public elementary0.6 km · 90% at standard
Msgr Fraser Orientation Centre · Catholic secondary0.7 km
St Francis of Assisi Catholic School · Catholic elementary0.8 km · 80% at standard
Delta Senior Alternative School · Public elementary0.9 km
Montrose Junior Public School · Public elementary0.9 km · 95% at standard
West End Alternative School · Public secondary0.9 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$10,004/mo
$416KIncome needed
5.3×Price ÷ income
$2,309Weekly cost
$82,700Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $10,004Property tax $990Total carry $10,995

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,709per month

Mortgage amount $1,756,000 · 4.49% over 25 years

$439,000Down payment (20.0%)
$1,756,000Loan before insurance
$0CMHC premium
$10,700Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,709
Property tax
$991
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,700

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$41,350
Toronto municipal land transfer tax
$41,350
Estimated closing costs
$82,700

Plus your down payment of $439,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,751/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,156,768Total interest paid
$2,912,768Total of all payments
Principal $1,756,000 Interest $1,156,768
YearPrincipalInterestBalance
1$39,186$77,324$1,716,814
2$40,966$75,545$1,675,848
3$42,826$73,685$1,633,022
4$44,770$71,741$1,588,252
5$46,803$69,708$1,541,449
6$48,928$67,583$1,492,521
7$51,149$65,361$1,441,372
8$53,472$63,039$1,387,900
9$55,900$60,611$1,332,000
10$58,438$58,073$1,273,563
11$61,091$55,420$1,212,472
12$63,865$52,646$1,148,607
13$66,765$49,746$1,081,842
14$69,796$46,715$1,012,046
15$72,965$43,546$939,081
16$76,278$40,233$862,804
17$79,741$36,770$783,063
18$83,362$33,149$699,701
19$87,147$29,364$612,554
20$91,103$25,407$521,451
21$95,240$21,271$426,211
22$99,564$16,947$326,647
23$104,085$12,426$222,562
24$108,811$7,700$113,751
25$113,751$2,760$0

At the end of your 5-year term

Total paid over the term
$582,554
Principal paid down
$214,551
Interest paid
$368,003
Balance remaining
$1,541,449

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $11,886− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $31,570

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM. MLS®/PropTx.

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