30 Ulster Street, Toronto, ON

University, Toronto · MLS® C13809482

$1,429,000
For Sale
Listed 28 days agoNo offer date stated
4+1Bedrooms
3Bathrooms
1Parking
1500-2000Sq ft

About this home

In short

  • Your rare opportunity to own a 4 bedroom, 2.5 Storey semi-detached Victorian home with up to 10.5 Foot ceilings on the main and 2nd floor.
  • Living in Hardbord Village with a perfect 100 Transit Score and dedicated bike lanes along beautiful tree-lined streets, you'll enjoy effortless access to the...

Your rare opportunity to own a 4 bedroom, 2.5 Storey semi-detached Victorian home with up to 10.5 Foot ceilings on the main and 2nd floor. Located in the vibrant heart of Harbord Village in South Annex. Storybook tree-lined street overlooking Margaret Fairley Park, featuring mature trees, a playground, and a splash pad, ensuring lifelong convenience and a beautiful view. This location puts you in the centre of some of the city's best restaurants, coffee shops, art and culture On Bloor West, Harbord and College St. Living in Hardbord Village with a perfect 100 Transit Score and dedicated bike lanes along beautiful tree-lined streets, you'll enjoy effortless access to the University of Toronto Campus and Queen's park, The Annex, Little Italy, Kensington Market, The Royal Ontario Museum, The Art Gallery of Ontario and so much more.

Key facts

Property type
Semi-Detached, 2 1/2 Storey
MLS®
C13809482
Bedrooms
4+1 (5 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
18.67 × 80 ft
Cross streets
Harbord St & Brunswick Ave
Parking
1 parking
Driveway
Lane
Basement
Apartment, Separate Entrance
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Rolled, Asphalt Shingle
Sewer
Sewer
Property tax
$7,526 / 2025
Days on market
28
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Bedroom 5Basement4.06 × 3.41 m

laminate · window · closet

Living RoomBasement4.04 × 3.89 m

laminate · combined w/dining · 3 pc bath

Dining RoomMain3.59 × 3.03 m

laminate · window · overlooks backyard

Bedroom 3Second3.63 × 2.78 m

laminate · window · overlooks backyard

Living RoomMain5.07 × 3.03 m

laminate · overlooks frontyard · bay window

Bedroom 2Second3.23 × 3.03 m

laminate · closet · window

KitchenBasement3.38 × 3.62 m

laminate · w/o to yard

LaundryBasement2.31 × 1.51 m

vinyl floor · separate room

Bedroom 4Third4.92 × 4.16 m

laminate · window

Primary BedroomSecond4.92 × 3.68 m

laminate · closet · large window

KitchenMain4.86 × 3.63 m

laminate · eat-in kitchen · overlooks backyard

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is King Edward Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

University, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1.68M
Annex
$2.07M
Wychwood
$1.14M
Corso Italia-Davenport
$899K
Mount Pleasant East
$1.36M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near da Vinci School
67%
da Vinci SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 67% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Central Technical School · Public secondary0.3 km · 54% at standard
Lord Lansdowne Junior Public School · Public elementary0.4 km · 85% at standard
Kensington Community School School Junior · Public elementary0.5 km · 97% at standard
Loretto College School · Catholic secondary0.6 km · 62% at standard
Harbord Collegiate Institute · Public secondary0.7 km · 85% at standard
Clinton Street Junior Public School · Public elementary0.7 km · 90% at standard
St Francis of Assisi Catholic School · Catholic elementary0.9 km · 80% at standard
Msgr Fraser Orientation Centre · Catholic secondary0.9 km
Subway Academy II · Public secondary1.0 km
Beverley School · Public elementary1.0 km
Delta Senior Alternative School · Public elementary1.1 km
Montrose Junior Public School · Public elementary1.1 km · 95% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,513/mo
$272KIncome needed
5.3×Price ÷ income
$1,503Weekly cost
$50,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,513Property tax $627Total carry $7,140

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,321per month

Mortgage amount $1,143,200 · 4.49% over 25 years

$285,800Down payment (20.0%)
$1,143,200Loan before insurance
$0CMHC premium
$6,948Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,321
Property tax
$627
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,948

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$25,055
Toronto municipal land transfer tax
$25,055
Estimated closing costs
$50,110

Plus your down payment of $285,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,650/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$753,085Total interest paid
$1,896,285Total of all payments
Principal $1,143,200 Interest $753,085
YearPrincipalInterestBalance
1$25,511$50,340$1,117,689
2$26,670$49,182$1,091,019
3$27,881$47,971$1,063,138
4$29,146$46,705$1,033,992
5$30,470$45,382$1,003,522
6$31,853$43,998$971,669
7$33,300$42,552$938,369
8$34,811$41,040$903,558
9$36,392$39,459$867,166
10$38,044$37,807$829,121
11$39,772$36,080$789,349
12$41,578$34,274$747,772
13$43,465$32,386$704,306
14$45,439$30,413$658,868
15$47,502$28,349$611,366
16$49,659$26,193$561,707
17$51,913$23,938$509,793
18$54,271$21,581$455,523
19$56,735$19,117$398,788
20$59,311$16,541$339,477
21$62,004$13,848$277,474
22$64,819$11,033$212,655
23$67,762$8,090$144,893
24$70,838$5,013$74,055
25$74,055$1,797$0

At the end of your 5-year term

Total paid over the term
$379,257
Principal paid down
$139,678
Interest paid
$239,579
Balance remaining
$1,003,522

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.7%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $7,526− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $24,716

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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