285 Brunswick Avenue, Toronto, ON

University, Toronto · MLS® C13760314

$1,999,000
For Sale
Listed 40 days agoNo offer date stated
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3Bedrooms
2Bathrooms
2Garage
1500-2000Sq ft

About this home

In short

  • Iconic Annex address meets inspired design in this exceptional 2-storey semi-detached on one of Toronto's most beloved streets.
  • Soaring through three beautifully appointed levels, this 3 bedroom, 2 bathroom home masterfully blends Victorian character with thoughtful modern upgrades.
  • A sprawling open-concept living/ dining room features a statement fireplace and bay window, flowing seamlessly into a chef's kitchen anchored by a professional Wolf...
  • A sun-drenched family room with floor-to-ceiling windows overlooks the garden, while the sliding doors step right onto your deck and an idyllic backyard oasis - lush...
  • The third level delivers a dramatic bedroom retreat beneath a vaulted ceiling and skylight.

Iconic Annex address meets inspired design in this exceptional 2-storey semi-detached on one of Toronto's most beloved streets. Soaring through three beautifully appointed levels, this 3 bedroom, 2 bathroom home masterfully blends Victorian character with thoughtful modern upgrades.A charming courtyard entrance welcomes you home - a rare and private approach that sets the tone before you even step inside.The grand main floor impresses immediately. A sprawling open-concept living/ dining room features a statement fireplace and bay window, flowing seamlessly into a chef's kitchen anchored by a professional Wolf range and stainless steel appliances. A sun-drenched family room with floor-to-ceiling windows overlooks the garden, while the sliding doors step right onto your deck and an idyllic backyard oasis - lush, private, and made for entertaining. Upstairs, the primary suite offers a generous layout, large closet, and a spa-worthy 5-piece ensuite. A dedicated walk-in dressing room and second bedroom complete the floor. The third level delivers a dramatic bedroom retreat beneath a vaulted ceiling and skylight. The partially finished basement adds valuable flex space, and with laneway housing potential (information attached), the upside here is exceptional. Steps to Bloor Street's finest dining, boutiques, U of T, and transit. Within reach of some of Toronto's most sought after schools. Two-car laneway garage. Homes of this calibre simply don't come along often. New AC/Furnace.

Key facts

Property type
Semi-Detached, 2 1/2 Storey
MLS®
C13760314
Bedrooms
3
Bathrooms
2
Size
1500-2000 sq ft
Lot
18 × 120 ft
Cross streets
Bloor & Spadina
Parking
2 garage (detached)
Driveway
Lane
Basement
Full, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$9,539 / 2025
Days on market
40
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

BathroomSecond0.00 × 0.00 m
Bedroom 3Third4.85 × 4.57 m
LaundryBasement8.79 × 4.32 m
Living RoomMain9.99 × 3.63 m
FoyerMain0.00 × 0.00 m
BathroomSecond0.00 × 0.00 m
Bedroom 2Second4.62 × 3.40 m
KitchenMain4.93 × 3.45 m
Cold Room/CantinaBasement3.10 × 3.02 m
Family RoomMain3.45 × 3.40 m
Primary BedroomSecond4.90 × 3.30 m
Dining RoomMain9.99 × 3.63 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

University, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$2.07M
Palmerston-Little Italy
$1.68M
Wychwood
$1.14M
Corso Italia-Davenport
$899K
Mount Pleasant East
$1.36M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Central Technical School · Public secondary0.3 km · 54% at standard
Loretto College School · Catholic secondary0.3 km · 62% at standard
Msgr Fraser Orientation Centre · Catholic secondary0.5 km
Harbord Collegiate Institute · Public secondary0.7 km · 85% at standard
da Vinci School · Public elementary0.8 km · 67% at standard
Palmerston Avenue Junior Public School · Public elementary0.8 km · 80% at standard
King Edward Junior and Senior Public School · Public elementary0.8 km · 83% at standard
Lord Lansdowne Junior Public School · Public elementary0.8 km · 85% at standard
Kensington Community School School Junior · Public elementary1.0 km · 97% at standard
Clinton Street Junior Public School · Public elementary1.0 km · 90% at standard
West End Alternative School · Public secondary1.1 km
St Francis of Assisi Catholic School · Catholic elementary1.2 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$9,111/mo
$375KIncome needed
5.3×Price ÷ income
$2,102Weekly cost
$72,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $9,111Property tax $795Total carry $9,906

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,842per month

Mortgage amount $1,599,200 · 4.49% over 25 years

$399,800Down payment (20.0%)
$1,599,200Loan before insurance
$0CMHC premium
$9,637Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,842
Property tax
$795
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,637

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,455
Toronto municipal land transfer tax
$36,455
Estimated closing costs
$72,910

Plus your down payment of $399,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,702/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,053,475Total interest paid
$2,652,675Total of all payments
Principal $1,599,200 Interest $1,053,475
YearPrincipalInterestBalance
1$35,687$70,420$1,563,513
2$37,308$68,799$1,526,205
3$39,002$67,105$1,487,203
4$40,772$65,335$1,446,431
5$42,624$63,483$1,403,807
6$44,559$61,548$1,359,248
7$46,582$59,525$1,312,666
8$48,697$57,410$1,263,969
9$50,908$55,199$1,213,061
10$53,220$52,887$1,159,841
11$55,636$50,471$1,104,205
12$58,162$47,945$1,046,043
13$60,803$45,304$985,240
14$63,564$42,543$921,677
15$66,450$39,657$855,227
16$69,467$36,640$785,761
17$72,621$33,486$713,140
18$75,918$30,189$637,222
19$79,365$26,742$557,857
20$82,968$23,139$474,888
21$86,736$19,371$388,153
22$90,674$15,433$297,479
23$94,791$11,316$202,688
24$99,095$7,012$103,594
25$103,594$2,513$0

At the end of your 5-year term

Total paid over the term
$530,535
Principal paid down
$195,393
Interest paid
$335,142
Balance remaining
$1,403,807

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $9,539− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $22,703

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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