229-109 Front Street, Toronto, ON
Waterfront Communities C8, Toronto · MLS® C14093936
About this home
In short
- A private garden terrace of nearly 700 sq.ft. in the heart of downtown Toronto is a rarity.
- Paired with 1,250 sq.ft. of interior living space, 2 bedrooms, 3 bathrooms, 2 parking spots, and 1 locker, this property offers an exceptional combination of...
- The main level centres around a renovated, minimalist white kitchen with a breakfast bar, thoughtfully set apart from the generous living and dining areas.
- The entire back wall is glass with three separate sets of sliding doors, framing views of your private 700 - square foot garden terrace.
- Lawrence Market neighbourhood, 109 Front Street East offers an unbeatable downtown lifestyle with everything at your doorstep.
A private garden terrace of nearly 700 sq.ft. in the heart of downtown Toronto is a rarity! Paired with 1,250 sq.ft. of interior living space, 2 bedrooms, 3 bathrooms, 2 parking spots, and 1 locker, this property offers an exceptional combination of house-scale outdoor living and turn-key urban chic. Open, airy and exceptionally wide, the light-filled interior offers a wonderful sense of space and comfort. The main level centres around a renovated, minimalist white kitchen with a breakfast bar, thoughtfully set apart from the generous living and dining areas. The entire back wall is glass with three separate sets of sliding doors, framing views of your private 700 - square foot garden terrace. Unheard of for the core, this expansive outdoor space functions as a true extension of the home - ready for dining, lounging, or cultivating an urban vegetable garden, creating a retreat from the city without leaving it. Two bedrooms on separate levels, each offer primary-suite privacy, abundant closet space and its own beautifully refreshed full bathroom. Second level bedroom has a Juliette balcony. Both overlook the outdoor greenery. The residence also features a stylish main-level powder room. Located in Toronto's vibrant St. Lawrence Market neighbourhood, 109 Front Street East offers an unbeatable downtown lifestyle with everything at your doorstep. Just steps from the iconic St. Lawrence Market, residents enjoy easy access to grocery stores, trendy cafes, restaurants, boutique shops, parks and everyday essentials. The Distillery District, the waterfront, Financial District, and Eaton Centre are all within walking distance, while nearby King Station and Union Station make commuting effortless. *All Inclusive Maintenance Fees.*
Key facts
- Property type
- Condo Apartment, 2-Storey
- MLS®
- C14093936
- Bedrooms
- 2
- Bathrooms
- 3 (1 half)
- Size
- 1200-1399 sq ft
- Cross streets
- Front St E & Jarvis
- Parking
- 2 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Maintenance
- $1,095/mo
- Exposure
- South
- Property tax
- $4,919 / 2026
- Listing brokerage
- FOREST HILL REAL ESTATE INC.
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.
Per square foot, these ask about $972/sqft; this home lists at $914/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Waterfront Communities C8, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $950,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,255
- Property tax
- $410
- Condo / maintenance fees
- $1,095
- Heating
- $0
- Estimated monthly cost
- $6,760
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,235
- Toronto municipal land transfer tax
- $20,235
- Estimated closing costs
- $40,470
Plus your down payment of $237,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $315,295
- Principal paid down
- $116,121
- Interest paid
- $199,174
- Balance remaining
- $834,279
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.