420-120 Homewood Avenue, Toronto, ON

North St. James Town, Toronto · MLS® C14096102

$765,000
For Sale
Just listed todayNo offer date stated
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2Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • A unique loft for discerning taste at Tridel's Gold LEED certified Verve featuring soaring 10' smooth ceiling and a wide design allowing for plenty of light and...
  • Numerous other highlights: engineered hardwood flooring, custom Hunter Douglas blinds & custom drapery, upgraded closet doors, cornice mouldings, contemporary crystal...
  • Enjoy the outdoor space - a spacious balcony spanning the width of the unit, facing east & overlooking the park. The perks of a boutique building (quiet, low traffic...
  • Other nearby highlights: Allan Gardens, Riverdale park west, Rosedale Ravine Lands, bike paths, easy access to DVP.
  • Prime P1 parking spot- steps to elevator.

**** A unique loft for discerning taste at Tridel's Gold LEED certified Verve featuring soaring 10' smooth ceiling and a wide design allowing for plenty of light and versatile furniture set up. Overlooking the park, meticulously maintained by original Owner, offering a like-new feel. Perfectly positioned- nestled in the middle of the building, (away from elevators, stairs, chute) low traffic & quiet. **** The well-designed kitchen is sure to impress- featuring a large centre island with seating for four, abundant quality cabinetry, upgraded finishes, and a quartz countertop. Numerous other highlights: engineered hardwood flooring, custom Hunter Douglas blinds & custom drapery, upgraded closet doors, cornice mouldings, contemporary crystal light fixtures. 2nd bedroom sliding doors were removed - to allow for more open flow & versatility. Enjoy the outdoor space - a spacious balcony spanning the width of the unit, facing east & overlooking the park. ***The perks of a boutique building (quiet, low traffic, more privacy-exclusivity, unique layout & features) with the benefits of a larger building (excellent amenities, 24hrs concierge, lower maintenance fees) ***. ** Building amenities include: resort style rooftop outdoor pool with cabanas, BBQ areas, state of the art -bright & extensive gym, yoga studio, steam & dry saunas, billiard room, meeting room, dining & party room, bike storage, visitor parking.** Area Amenities: Steps to Rabba, Red Rocket, Wellesley/ Sherbourne bus can connect to Yonge or Bloor subway line. Close proximity to Yonge & Bloor, Yorkville, U of T, Queen's Park, numerous Hospitals (St. Michael's, Mount Sinai, Toronto General, Princess Margaret, UHN). Other nearby highlights: Allan Gardens, Riverdale park west, Rosedale Ravine Lands, bike paths, easy access to DVP. Prime P1 parking spot- steps to elevator. Convenient locker room also on P1-easy access location. *Photos reflect virtual staging/de-staging.

Key facts

Property type
Condo Apartment, Loft
MLS®
C14096102
Bedrooms
2
Bathrooms
1
Size
700-799 sq ft
Cross streets
Jarvis & Wellesley
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$647/mo
Exposure
East
Property tax
$3,399 / 2026
Listing brokerage
HOMELIFE/BAYVIEW REALTY INC.

Rooms

BreakfastFlat2.21 × 2.82 m

overlooks park · overlooks park · east view

KitchenFlat3.51 × 2.44 m

centre island · hardwood floor · stainless steel appl

Living RoomFlat5.49 × 3.25 m

combined w/dining · hardwood floor · w/o to balcony

Primary BedroomFlat3.22 × 3.00 m

overlooks park · hardwood floor · large closet

Dining RoomFlat5.49 × 3.25 m

combined w/living · hardwood floor

Bedroom 2Flat2.74 × 3.05 m

hardwood floor · large closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in North St. James Town · asking prices
$645kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $906/sqft; this home lists at $1,021/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
765kThis home599k720k709k500k699kThis home vs active comparables

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$529K
Kensington-Chinatown
$585K
Waterfront Communities C8
$554K
Waterfront Communities C1
$610K
Niagara
$724K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Jarvis Collegiate Institute · Public secondary0.2 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.2 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.3 km
Rose Avenue Junior Public School · Public elementary0.5 km · 46% at standard
Winchester Junior and Senior Public School · Public elementary0.5 km · 76% at standard
Native Learning Centre · Public secondary0.5 km
St Martin Catholic School (St.Martin) · Catholic secondary1.0 km
Lord Dufferin Junior and Senior Public School · Public elementary1.0 km · 55% at standard
St Joseph's College School · Catholic secondary1.0 km · 76% at standard
Sprucecourt Junior Public School · Public elementary1.1 km · 59% at standard
Rosedale Heights School of the Arts · Public secondary1.1 km · 80% at standard
Rosedale Junior Public School · Public elementary1.2 km · 94% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,487/mo
$157KIncome needed
4.9×Price ÷ income
$805Weekly cost
$23,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $3,487Property tax $283Condo fee $647Total carry $4,417

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,384per month

Mortgage amount $612,000 · 4.49% over 25 years

$153,000Down payment (20.0%)
$612,000Loan before insurance
$0CMHC premium
$4,314Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,384
Property tax
$283
Condo / maintenance fees
$647
Heating
$0
Estimated monthly cost
$4,314

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,775
Toronto municipal land transfer tax
$11,775
Estimated closing costs
$23,550

Plus your down payment of $153,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,096/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$403,156Total interest paid
$1,015,156Total of all payments
Principal $612,000 Interest $403,156
YearPrincipalInterestBalance
1$13,657$26,949$598,343
2$14,277$26,329$584,065
3$14,926$25,681$569,140
4$15,603$25,003$553,537
5$16,312$24,295$537,225
6$17,052$23,554$520,173
7$17,827$22,780$502,346
8$18,636$21,970$483,710
9$19,482$21,124$464,228
10$20,367$20,240$443,861
11$21,291$19,315$422,570
12$22,258$18,348$400,312
13$23,269$17,338$377,043
14$24,325$16,281$352,718
15$25,430$15,177$327,288
16$26,584$14,022$300,704
17$27,791$12,815$272,912
18$29,053$11,553$243,859
19$30,372$10,234$213,487
20$31,751$8,855$181,736
21$33,193$7,413$148,543
22$34,700$5,906$113,843
23$36,276$4,331$77,567
24$37,923$2,684$39,644
25$39,644$962$0

At the end of your 5-year term

Total paid over the term
$203,031
Principal paid down
$74,775
Interest paid
$128,256
Balance remaining
$537,225

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $3,399− Condo fees $7,766− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,867

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/BAYVIEW REALTY INC.. MLS®/PropTx.

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