4010-395 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C14034842

$599,000
For Sale
Listed 4 days agoNo offer date stated
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2Bedrooms
1Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • Step into a home where every sunrise feels like a private showing of Toronto's most iconic skyline.
  • Unbeatable in location, the building offers 1 Mins walk to Sherbourne Subway Station, placing the pulse of the city right at your doorstep.

Step into a home where every sunrise feels like a private showing of Toronto's most iconic skyline. This rare southeast-facing suite stands out as one of the best-value lake view layouts in the entire building. Floor-to-ceiling windows flood the space with natural light throughout the day, offering unobstructed, panoramic views that stretch from the CN Tower to the glittering downtown skyline and the endless blue of Lake Ontario. The thoughtfully designed split-bedroom layout places two generously sized bedrooms at the southeast corners of the unit, ensuring both privacy and functionality for everyday living. One bedroom captures a picture-perfect view of the CN Tower alongside the lake, while the other opens to a breathtaking, uninterrupted waterfront vista-waking up here feels like being on vacation every single day. This is more than just a home-it's a daily experience of light, space, and scenery. Adding to the practicality, the suite also features a dedicated laundry area with additional storage space, enhancing both convenience and organization. Unbeatable in location, the building offers 1 Mins walk to Sherbourne Subway Station, placing the pulse of the city right at your doorstep. Just moments away are the vibrant Yonge-Bloor corridor, the University of Toronto, and the upscale charm of Yorkville. Surrounded by shops, restaurants, and every urban convenience, this residence perfectly balances dynamic city living with a serene, scenic retreat above it all.

Key facts

Property type
Condo Apartment, Multi-Level
MLS®
C14034842
Bedrooms
2
Bathrooms
1
Size
600-699 sq ft
Cross streets
Bloor St E / Sherbourne St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Brick
Maintenance
$564/mo
Exposure
South East
Property tax
$3,401 / 2025
Days on market
4
Listing brokerage
BAY STREET GROUP INC.

Rooms

Living RoomFlat5.18 × 4.85 m

combined w/kitchen · large window · laminate

KitchenFlat5.18 × 4.85 m

combined w/kitchen · large window · w/o to balcony

Bedroom 2Flat3.15 × 2.44 m

large window · laminate · overlooks park

KitchenFlat3.20 × 2.70 m

large window · laminate · large closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in North St. James Town · asking prices
$550kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $881/sqft; this home lists at $922/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
599kThis home500k569k549k599k535kThis home vs active comparables

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$1.03M
Moss Park
$495K
Kensington-Chinatown
$600K
Church-Yonge Corridor
$580K
Waterfront Communities C8
$525K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.3 km
Rose Avenue Junior Public School · Public elementary0.4 km · 46% at standard
Rosedale Junior Public School · Public elementary0.7 km · 94% at standard
Jarvis Collegiate Institute · Public secondary0.7 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.7 km
Rosedale Heights School of the Arts · Public secondary0.9 km · 80% at standard
Church Street Junior Public School · Public elementary1.0 km · 73% at standard
Native Learning Centre · Public secondary1.0 km
St Martin Catholic School (St.Martin) · Catholic secondary1.2 km
Jesse Ketchum Junior and Senior Public School · Public elementary1.2 km · 87% at standard
St Joseph's College School · Catholic secondary1.3 km · 76% at standard
Sprucecourt Junior Public School · Public elementary1.4 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,730/mo
$127KIncome needed
4.7×Price ÷ income
$630Weekly cost
$16,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,730Property tax $283Condo fee $564Total carry $3,577

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,650per month

Mortgage amount $479,200 · 4.49% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$3,497Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,650
Property tax
$283
Condo / maintenance fees
$564
Heating
$0
Estimated monthly cost
$3,497

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Toronto municipal land transfer tax
$8,455
Estimated closing costs
$16,910

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,207/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$315,674Total interest paid
$794,874Total of all payments
Principal $479,200 Interest $315,674
YearPrincipalInterestBalance
1$10,694$21,101$468,506
2$11,179$20,616$457,327
3$11,687$20,108$445,640
4$12,217$19,577$433,423
5$12,772$19,023$420,651
6$13,352$18,443$407,299
7$13,958$17,837$393,340
8$14,592$17,203$378,748
9$15,255$16,540$363,494
10$15,947$15,848$347,546
11$16,671$15,124$330,875
12$17,428$14,367$313,447
13$18,220$13,575$295,227
14$19,047$12,748$276,180
15$19,912$11,883$256,269
16$20,816$10,979$235,453
17$21,761$10,034$213,692
18$22,749$9,046$190,943
19$23,782$8,013$167,162
20$24,861$6,933$142,300
21$25,990$5,805$116,310
22$27,170$4,625$89,140
23$28,404$3,391$60,736
24$29,694$2,101$31,042
25$31,042$753$0

At the end of your 5-year term

Total paid over the term
$158,975
Principal paid down
$58,549
Interest paid
$100,425
Balance remaining
$420,651

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $3,401− Condo fees $6,764− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,129

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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