4010-395 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C14034842

$599,000
For Sale
Listed 4 days agoNo offer date stated
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2Bedrooms
1Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • Step into a home where every sunrise feels like a private showing of Toronto's most iconic skyline.
  • Unbeatable in location, the building offers 1 Mins walk to Sherbourne Subway Station, placing the pulse of the city right at your doorstep.

Step into a home where every sunrise feels like a private showing of Toronto's most iconic skyline. This rare southeast-facing suite stands out as one of the best-value lake view layouts in the entire building. Floor-to-ceiling windows flood the space with natural light throughout the day, offering unobstructed, panoramic views that stretch from the CN Tower to the glittering downtown skyline and the endless blue of Lake Ontario. The thoughtfully designed split-bedroom layout places two generously sized bedrooms at the southeast corners of the unit, ensuring both privacy and functionality for everyday living. One bedroom captures a picture-perfect view of the CN Tower alongside the lake, while the other opens to a breathtaking, uninterrupted waterfront vista-waking up here feels like being on vacation every single day. This is more than just a home-it's a daily experience of light, space, and scenery. Adding to the practicality, the suite also features a dedicated laundry area with additional storage space, enhancing both convenience and organization. Unbeatable in location, the building offers 1 Mins walk to Sherbourne Subway Station, placing the pulse of the city right at your doorstep. Just moments away are the vibrant Yonge-Bloor corridor, the University of Toronto, and the upscale charm of Yorkville. Surrounded by shops, restaurants, and every urban convenience, this residence perfectly balances dynamic city living with a serene, scenic retreat above it all.

Key facts

Property type
Condo Apartment, Multi-Level
MLS®
C14034842
Bedrooms
2
Bathrooms
1
Size
600-699 sq ft
Cross streets
Bloor St E / Sherbourne St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Brick
Maintenance
$564/mo
Exposure
South East
Property tax
$3,401 / 2025
Days on market
4
Listing brokerage
BAY STREET GROUP INC.

Rooms

Living RoomFlat5.18 × 4.85 m

combined w/kitchen · large window · laminate

KitchenFlat5.18 × 4.85 m

combined w/kitchen · large window · w/o to balcony

Bedroom 2Flat3.15 × 2.44 m

large window · laminate · overlooks park

KitchenFlat3.20 × 2.70 m

large window · laminate · large closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$583Klikely sale price

Listed at $599,000. Going by how homes in North St. James Town and the wider GTA have actually closed against their asking prices (about 97%, 19 local closings in 90 days), the likely sale price is near $583K, if it sells. A realistic range is $549K to $630K.

Independent value check: $512K. Without looking at the asking price, our model values the home itself about 14% below the ask (homes like it typically land between $477K and $538K).

Why $512K. The typical condo sold in North St. James Town over the past year went for about $565K (73 sales). What sets this one apart:

  • ▼ Lowers it0 garage and 0 total parking spaces, against 1 and 1 typically.
  • ▲ Raises it slightly2 bedrooms and 1 baths, against 1+1 and 2 typically.
List price
$549KBelow recent closings$630KAbove recent closings

Total price vs nearby homes. Likely closing about $583K, from 19 recent closings in this pocket.

The market behind the math:

19sold nearby · 90 days
$510Kmedian sold price
94%of asking, on average
−18%prices vs a year ago
~42 dayshomes like this take to sell
4days on market so far
$2,628/moest. rent · 56 leases
5.3%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 6 months of inventory: 38 condo apartment homes for sale in the area against 19 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $922/sqft against an area asking average of $927/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 19 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $489K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($922/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in North St. James Town, so I widened the search to the surrounding area.

Based on 33 homes sold in this building over the past two years, from 168 closings in North St. James Town.

What sellers nearby are askingCurrently listed nearby in North St. James Town · asking prices
$550kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $512K, which is where my estimate comes from.

Per square foot, these ask about $881/sqft; this home lists at $922/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
599kThis home500k569k549k599k535kThis home vs active comparables

Sold price trend

Median sold price for condos in North St. James Town: $516K in September 2026, down 12% from a year ago, on 67 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$709K8
November 2025$500K5
January 2026$615K6
March 2026$626K7
April 2026$538K7
May 2026$680K13
June 2026$530K8
August 2026$510K7
September 2026$516K6

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$876K
Kensington-Chinatown
$585K
Moss Park
$549K
Waterfront Communities C8
$554K
Waterfront Communities C1
$625K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.3 km
Rose Avenue Junior Public School · Public elementary0.4 km · 46% at standard
Rosedale Junior Public School · Public elementary0.7 km · 94% at standard
Jarvis Collegiate Institute · Public secondary0.7 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.7 km
Rosedale Heights School of the Arts · Public secondary0.9 km · 80% at standard
Church Street Junior Public School · Public elementary1.0 km · 73% at standard
Native Learning Centre · Public secondary1.0 km
St Martin Catholic School (St.Martin) · Catholic secondary1.2 km
Jesse Ketchum Junior and Senior Public School · Public elementary1.2 km · 87% at standard
St Joseph's College School · Catholic secondary1.3 km · 76% at standard
Sprucecourt Junior Public School · Public elementary1.4 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,730/mo
$127KIncome needed
4.7×Price ÷ income
$630Weekly cost
$16,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,730Property tax $283Condo fee $564Total carry $3,577

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,650per month

Mortgage amount $479,200 · 4.49% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$3,497Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,650
Property tax
$283
Condo / maintenance fees
$564
Heating
$0
Estimated monthly cost
$3,497

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Toronto municipal land transfer tax
$8,455
Estimated closing costs
$16,910

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,207/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$315,674Total interest paid
$794,874Total of all payments
Principal $479,200 Interest $315,674
YearPrincipalInterestBalance
1$10,694$21,101$468,506
2$11,179$20,616$457,327
3$11,687$20,108$445,640
4$12,217$19,577$433,423
5$12,772$19,023$420,651
6$13,352$18,443$407,299
7$13,958$17,837$393,340
8$14,592$17,203$378,748
9$15,255$16,540$363,494
10$15,947$15,848$347,546
11$16,671$15,124$330,875
12$17,428$14,367$313,447
13$18,220$13,575$295,227
14$19,047$12,748$276,180
15$19,912$11,883$256,269
16$20,816$10,979$235,453
17$21,761$10,034$213,692
18$22,749$9,046$190,943
19$23,782$8,013$167,162
20$24,861$6,933$142,300
21$25,990$5,805$116,310
22$27,170$4,625$89,140
23$28,404$3,391$60,736
24$29,694$2,101$31,042
25$31,042$753$0

At the end of your 5-year term

Total paid over the term
$158,975
Principal paid down
$58,549
Interest paid
$100,425
Balance remaining
$420,651

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 56 whole-home leases in North St. James Town$2,628/mo
$31,536Gross annual rent
2.9%Cap rate after taxes and upkeep
$2,435 to $2,805Typical rent range
~14 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 56 whole-home leases in North St. James Town signed at a median of $2,541 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,628. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.3%
Gross yield
− Property tax $3,401− Condo fees $6,764− Insurance $600− Vacancy & upkeep $3,469Net operating income $17,302

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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