1002-980 Yonge Street, Toronto, ON

Annex, Toronto · MLS® C14097010

$1,095,000
For Sale
Just listed todayNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Rarely Available Sun-Filled Corner Penthouse Unit at The Ramsden, A Boutique Yorkville Residence.
  • Completely Renovated in 2022, This Stunning Condo Features an Open Concept and Designer Finishes Throughout.
  • Ft. of Luxury with a Show-Stopping 9-Foot Waterfall Quartz Kitchen Island, Premium Hardwood Floors, Exceptional Built-Ins and Storage Space Throughout.

Rarely Available Sun-Filled Corner Penthouse Unit at The Ramsden, A Boutique Yorkville Residence. Completely Renovated in 2022, This Stunning Condo Features an Open Concept and Designer Finishes Throughout. Almost 1200 Sq.Ft. of Luxury with a Show-Stopping 9-Foot Waterfall Quartz Kitchen Island, Premium Hardwood Floors, Exceptional Built-Ins and Storage Space Throughout. Bask in Natural Sunlight with Unobstructed East Views over Rosedale Valley, Alongside Southern Panoramic Skyline Views of Downtown. With Quick access to the DVP, Yorkville Shops and a Perfect Walk Score, You Are Steps to World-class Shopping, Beautiful Rosedale Parks, Dining and Public Transit.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14097010
Bedrooms
2
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Yonge/Bloor
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete, Stucco (Plaster)
Maintenance
$1,550/mo
Exposure
South East
Property tax
$5,072 / 2026
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Dining RoomFlat2.90 × 2.92 m

hardwood floor · se view

FoyerFlat2.74 × 1.60 m
Living RoomFlat5.56 × 3.25 m
FoyerFlat

slate flooring · large closet

Primary BedroomFlat4.27 × 3.12 m

4 pc ensuite · walk-in closet(s) · south view

Bedroom 2Flat3.05 × 3.05 m

hardwood floor · double closet · b/i shelves

KitchenFlat3.05 × 4.70 m

breakfast bar · quartz counter · east view

Our TakeTeam Asgarian · Broker
A discount is typical here
$1.05Mlikely sale price

Listed at $1,095,000. Going by how homes in Annex have actually closed against their asking prices (about 96%, 56 local closings in 90 days), the likely sale price is near $1.05M, if it sells. A realistic range is $986K to $1.13M.

Independent value check: $879K. Without looking at the asking price, our model values the home itself about 20% below the ask (homes like it typically land between $817K and $923K).

Why $879K. The typical condo sold in Annex over the past year went for about $853K (250 sales). What sets this one apart:

  • ▲ Raises it stronglyIt is 1,000 to 1,199 sq ft; the typical home sold here is 800 to 899.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers itIts maintenance fee is $1,550 a month; the typical unit sold here pays about $980.
List price
$986KBelow recent closings$1.13MAbove recent closings

Total price vs nearby homes. Likely closing about $1.05M, from 56 recent closings in this pocket.

The market behind the math:

56sold nearby · 90 days
$820Kmedian sold price
94%of asking, on average
−7%prices vs a year ago
~34 dayshomes like this take to sell
$3,934/moest. rent · 11 leases
4.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.3 months of inventory: 25 condo apartment homes for sale in the area against 56 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $996/sqft against an area asking average of $1,196/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 56 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $948K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($996/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 4 homes sold in this building over the past two years, plus 1 nearby in Annex, from 481 closings in Annex.

Sold price trend

Median sold price for condos in Annex: $1.09M in September 2026, down 1% from a year ago, on 256 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$785K22
November 2025$885K22
December 2025$1.08M11
January 2026$1.03M10
February 2026$644K14
March 2026$820K25
April 2026$888K30
May 2026$970K22
June 2026$770K31
July 2026$835K28
August 2026$740K15
September 2026$1.09M26

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$479K
Church-Yonge Corridor
$659K
Moss Park
$633K
Waterfront Communities C1
$750K
Mount Pleasant West
$639K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Rosedale Junior Public School · Public elementary0.7 km · 94% at standard
Cottingham Junior Public School · Public elementary0.8 km · 100% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.1 km
Huron Street Junior Public School · Public elementary1.2 km · 74% at standard
St Joseph's College School · Catholic secondary1.2 km · 76% at standard
Our Lady of Perpetual Help Catholic School · Catholic elementary1.4 km · 88% at standard
Jarvis Collegiate Institute · Public secondary1.4 km · 57% at standard
Rose Avenue Junior Public School · Public elementary1.4 km · 46% at standard
Brown Junior Public School · Public elementary1.5 km · 86% at standard
Native Learning Centre · Public secondary1.5 km
Church Street Junior Public School · Public elementary1.5 km · 73% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.5 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,991/mo
$236KIncome needed
4.6×Price ÷ income
$1,152Weekly cost
$36,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $4,991Property tax $423Condo fee $1,550Total carry $6,964

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,844per month

Mortgage amount $876,000 · 4.49% over 25 years

$219,000Down payment (20.0%)
$876,000Loan before insurance
$0CMHC premium
$6,816Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,844
Property tax
$423
Condo / maintenance fees
$1,550
Heating
$0
Estimated monthly cost
$6,816

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,375
Toronto municipal land transfer tax
$18,375
Estimated closing costs
$36,750

Plus your down payment of $219,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,862/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$577,066Total interest paid
$1,453,066Total of all payments
Principal $876,000 Interest $577,066
YearPrincipalInterestBalance
1$19,549$38,574$856,451
2$20,436$37,686$836,015
3$21,364$36,759$814,651
4$22,334$35,789$792,317
5$23,348$34,775$768,969
6$24,408$33,714$744,561
7$25,516$32,606$719,044
8$26,675$31,448$692,369
9$27,886$30,236$664,483
10$29,152$28,970$635,331
11$30,476$27,647$604,855
12$31,860$26,263$572,995
13$33,306$24,816$539,689
14$34,818$23,304$504,871
15$36,399$21,723$468,471
16$38,052$20,071$430,419
17$39,780$18,343$390,639
18$41,586$16,537$349,053
19$43,474$14,649$305,579
20$45,448$12,675$260,131
21$47,511$10,611$212,620
22$49,669$8,454$162,951
23$51,924$6,199$111,027
24$54,281$3,841$56,746
25$56,746$1,377$0

At the end of your 5-year term

Total paid over the term
$290,613
Principal paid down
$107,031
Interest paid
$183,582
Balance remaining
$768,969

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in Annex$3,934/mo
$47,208Gross annual rent
1.6%Cap rate after taxes and upkeep
$3,619 to $4,249Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in Annex signed at a median of $3,186 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,934. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.3%
Gross yield
− Property tax $5,072− Condo fees $18,603− Insurance $600− Vacancy & upkeep $5,193Net operating income $17,740

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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