1002-1166 Bay Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C14098454

$3,289,000
For Sale
Just listed todayNo offer date stated
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3Bedrooms
2Bathrooms
2Garage
2000-2249Sq ft

About this home

In short

  • Finding nearly 2,300 square feet in the heart of Yorkville is rare.
  • Finding it completely transformed through a no-expense-spared luxury renovation is rarer still.
  • At the heart of the home is a stunning custom Downsview kitchen, finished with Calacatta marble and a striking 12-foot island designed for both everyday living and...
  • Wide-plank white oak floors, bespoke millwork, spa-inspired bathrooms with heated floors, and expansive principal rooms come together to create an atmosphere that is...
  • Residents enjoy the exceptional service and amenities of this full-service building, including 24-hour concierge, valet parking, an indoor pool, fitness centre...

Finding nearly 2,300 square feet in the heart of Yorkville is rare. Finding it completely transformed through a no-expense-spared luxury renovation is rarer still. Welcome to Suite 1002 at 1166 Bay Street-a remarkable residence where timeless design, exceptional craftsmanship, and generous living spaces come together in one of Yorkville's most established and respected buildings. At the heart of the home is a stunning custom Downsview kitchen, finished with Calacatta marble and a striking 12-foot island designed for both everyday living and effortless entertaining. Wide-plank white oak floors, bespoke millwork, spa-inspired bathrooms with heated floors, and expansive principal rooms come together to create an atmosphere that is warm, refined, and as timeless as it is beautiful. Residents enjoy the exceptional service and amenities of this full-service building, including 24-hour concierge, valet parking, an indoor pool, fitness centre, saunas, and a beautifully landscaped residents' terrace. Perfectly positioned in the heart of Yorkville, with Eataly and Earls directly across the street, and Bloor Street's world-renowned shopping, acclaimed restaurants, cafes, galleries, museums, and cultural attractions just moments away, the location is every bit as exceptional as the home itself. Offering the scale and comfort of a luxury home with the convenience of condominium living, Suite 1002 is one of Yorkville's truly distinguished residences. Every exceptional home has a story, and Suite 1002 is ready for its next chapter.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14098454
Bedrooms
3
Bathrooms
2
Size
2000-2249 sq ft
Cross streets
Bay & Bloor
Parking
2 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$2,977/mo
Exposure
East
Property tax
$10,189 / 2026
Listing brokerage
KELLER WILLIAMS ADVANTAGE REALTY

Rooms

Bedroom 3Main3.02 × 5.10 m

hardwood floor · b/i closet · pot lights

FoyerMain3.49 × 4.24 m

hardwood floor · pot lights · double doors

Living RoomMain8.51 × 4.93 m

hardwood floor · pot lights · bay window

Primary BedroomMain4.82 × 4.71 m

walk-in closet(s) · 4 pc ensuite · bay window

LaundryMain1.61 × 3.60 m

separate room · laundry sink · tile floor

Bedroom 2Main3.43 × 5.11 m

hardwood floor · b/i closet · pot lights

KitchenMain3.04 × 5.85 m

hardwood floor · breakfast bar · marble counter

OtherMain0.00 × 0.00 m

combined w/kitchen · breakfast area · hardwood floor

Dining RoomMain5.13 × 5.85 m

hardwood floor · open concept · bay window

Our TakeTeam Asgarian · Broker
A small discount is typical
$3.19Mlikely sale price

Listed at $3,289,000. Going by how homes in Bay Street Corridor have actually closed against their asking prices (about 97%, 104 local closings in 90 days), the likely sale price is near $3.19M, if it sells. A realistic range is $3.01M to $3.45M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$3.01MBelow recent closings$3.45MAbove recent closings

Total price vs nearby homes. Likely closing about $3.19M, from 104 recent closings in this pocket.

The market behind the math:

104sold nearby · 90 days
$533Kmedian sold price
97%of asking, on average
−23%prices vs a year ago
~29 dayshomes like this take to sell
$9,422/moest. rent · 5 leases
3.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.2 months of inventory: 8 condo apartment homes for sale in the area against 104 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,548/sqft against an area asking average of $1,222/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 104 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.29M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 3 homes sold in this building over the past 20 months, plus 2 nearby in Bay Street Corridor, from 502 closings in Bay Street Corridor.

What sellers nearby are askingCurrently listed nearby in Bay Street Corridor · asking prices
$3.11Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,637/sqft; this home lists at $1,548/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
3.29MThis home3.15M4.98M1.20MThis home vs active comparables

Sold price trend

Median sold price for condos in Bay Street Corridor: $530K in September 2026, down 13% from a year ago, on 436 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$720K29
November 2025$587K33
December 2025$569K18
January 2026$632K21
February 2026$550K23
March 2026$570K39
April 2026$610K48
May 2026$645K52
June 2026$645K47
July 2026$548K60
August 2026$515K33
September 2026$530K33

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$659K
Moss Park
$633K
Waterfront Communities C1
$750K
Waterfront Communities C8
$570K
Mount Pleasant West
$639K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.5 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.5 km · 76% at standard
Native Learning Centre · Public secondary1.0 km
Church Street Junior Public School · Public elementary1.0 km · 73% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.0 km
Jarvis Collegiate Institute · Public secondary1.1 km · 57% at standard
Huron Street Junior Public School · Public elementary1.1 km · 74% at standard
Orde Street Public School · Public elementary1.2 km · 76% at standard
Rosedale Junior Public School · Public elementary1.2 km · 94% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.2 km
Rose Avenue Junior Public School · Public elementary1.4 km · 46% at standard
Cottingham Junior Public School · Public elementary1.4 km · 100% at standard
Lord Lansdowne Junior Public School · Public elementary1.5 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$14,990/mo
$654KIncome needed
5.0×Price ÷ income
$3,459Weekly cost
$140,290Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $14,990Property tax $849Condo fee $2,977Total carry $18,817

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,548per month

Mortgage amount $2,631,200 · 4.49% over 25 years

$657,800Down payment (20.0%)
$2,631,200Loan before insurance
$0CMHC premium
$18,374Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,548
Property tax
$849
Condo / maintenance fees
$2,977
Heating
$0
Estimated monthly cost
$18,374

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$68,700
Toronto municipal land transfer tax
$71,590
Estimated closing costs
$140,290

Plus your down payment of $657,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$17,608/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,733,307Total interest paid
$4,364,507Total of all payments
Principal $2,631,200 Interest $1,733,307
YearPrincipalInterestBalance
1$58,717$115,863$2,572,483
2$61,383$113,197$2,511,100
3$64,170$110,410$2,446,929
4$67,084$107,496$2,379,846
5$70,130$104,451$2,309,716
6$73,314$101,266$2,236,402
7$76,643$97,938$2,159,759
8$80,122$94,458$2,079,637
9$83,760$90,820$1,995,877
10$87,563$87,017$1,908,313
11$91,539$83,041$1,816,774
12$95,695$78,885$1,721,079
13$100,040$74,540$1,621,038
14$104,583$69,998$1,516,456
15$109,331$65,249$1,407,125
16$114,295$60,285$1,292,830
17$119,485$55,096$1,173,345
18$124,910$49,671$1,048,436
19$130,581$43,999$917,855
20$136,510$38,070$781,345
21$142,708$31,872$638,637
22$149,188$25,393$489,449
23$155,961$18,619$333,488
24$163,043$11,538$170,445
25$170,445$4,135$0

At the end of your 5-year term

Total paid over the term
$872,901
Principal paid down
$321,484
Interest paid
$551,417
Balance remaining
$2,309,716

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Bay Street Corridor$9,422/mo
$113,064Gross annual rent
1.6%Cap rate after taxes and upkeep
$6,480 to $10,553Typical rent range
~15 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Bay Street Corridor signed at a median of $9,272 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $9,422. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $10,189− Condo fees $35,729− Insurance $600− Vacancy & upkeep $12,437Net operating income $54,109

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY. MLS®/PropTx.

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