1004-308 Jarvis Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C14100796

$395,000
For Sale
Just listed todayNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
0-499Sq ft

About this home

In short

  • Only 1 year new stunning 1bedroom of JAC Condo, west facing, enjoy unobstructed city views from the large balcony.
  • This modern suite features an open concept layout, sleek kitchen with high-end appliances, and premium finishes throughout.
  • Exceptional amenities include a fitness center, co-working spaces,rooftop terrace, and 24/7concierge.
  • Walkers Paradise: walking score 98.
  • Please see floor plan & 3D video and more photos for details.

Only 1 year new stunning 1bedroom of JAC Condo, west facing, enjoy unobstructed city views from the large balcony! CN tower from your spacious floor-to-ceiling windows! This modern suite features an open concept layout, sleek kitchen with high-end appliances, and premium finishes throughout! Located in the heart of downtown Toronto, steps from U of T, TMU (was Ryerson University),TTC, shopping, dining, and more. Exceptional amenities include a fitness center, co-working spaces,rooftop terrace, and 24/7concierge. Don'tmiss this incredible opportunity! Walkers Paradise: walking score 98! Please see floor plan & 3D video and more photos for details!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14100796
Bedrooms
1
Bathrooms
1
Size
0-499 sq ft
Cross streets
CARLTON/ JARVIS
Parking
0 parking
Basement
None
Heating
Other
A/C
Central Air
Exterior
Other
Maintenance
$318/mo
Exposure
West
Property tax
$2,464 / 2025
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.
Our TakeTeam Asgarian · Broker
A small discount is typical
$384Klikely sale price

Listed at $395,000. Going by how homes in Church-Yonge Corridor have actually closed against their asking prices (about 97%, 140 local closings in 90 days), the likely sale price is near $384K, if it sells. A realistic range is $362K to $415K.

Independent value check: $394K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $366K and $414K).

Why $394K. The typical condo sold in Church-Yonge Corridor over the past year went for about $575K (592 sales). What sets this one apart:

  • ▼ Lowers it stronglyIt is 0 to 499 sq ft; the typical home sold here is 600 to 699.
  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $2,464 a year; the typical home sold here pays about $3,400.
List price
$362KBelow recent closings$415KAbove recent closings

Total price vs nearby homes. Likely closing about $384K, from 140 recent closings in this pocket.

The market behind the math:

140sold nearby · 90 days
$567Kmedian sold price
97%of asking, on average
~29 dayshomes like this take to sell
$1,774/moest. rent · 5 leases
5.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.3 months of inventory: 14 condo apartment homes for sale in the area against 140 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,583/sqft against an area asking average of $1,637/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 140 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $372K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 140 comparable homes that sold in Church-Yonge Corridor over the past 19 months, from 501 closings there.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$393kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,574/sqft; this home lists at $1,583/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
395kThis home398k399k389k389k389kThis home vs active comparables

Sold price trend

Median sold price for condos in Church-Yonge Corridor: $561K in September 2026, level with a year ago, on 585 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$590K50
November 2025$603K34
December 2025$543K40
January 2026$551K28
February 2026$524K40
March 2026$520K47
April 2026$595K60
May 2026$555K47
June 2026$615K64
July 2026$568K71
August 2026$598K48
September 2026$561K56

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$479K
Moss Park
$633K
Waterfront Communities C8
$570K
Waterfront Communities C1
$761K
Mount Pleasant West
$639K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Native Learning Centre · Public secondary0.3 km
Jarvis Collegiate Institute · Public secondary0.4 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.5 km
Winchester Junior and Senior Public School · Public elementary0.7 km · 76% at standard
St Michael's Choir (Jr) School · Catholic elementary0.7 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.7 km · 98% at standard
Lord Dufferin Junior and Senior Public School · Public elementary0.8 km · 55% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary0.9 km
St Joseph's College School · Catholic secondary1.0 km · 76% at standard
Rose Avenue Junior Public School · Public elementary1.0 km · 46% at standard
Sprucecourt Junior Public School · Public elementary1.1 km · 59% at standard
St Martin Catholic School (St.Martin) · Catholic secondary1.2 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,800/mo
$85KIncome needed
4.7×Price ÷ income
$415Weekly cost
$8,800Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $1,800Property tax $205Condo fee $318Total carry $2,324

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,747per month

Mortgage amount $316,000 · 4.49% over 25 years

$79,000Down payment (20.0%)
$316,000Loan before insurance
$0CMHC premium
$2,271Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,747
Property tax
$205
Condo / maintenance fees
$318
Heating
$0
Estimated monthly cost
$2,271

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,400
Toronto municipal land transfer tax
$4,400
Estimated closing costs
$8,800

Plus your down payment of $79,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,115/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$208,165Total interest paid
$524,165Total of all payments
Principal $316,000 Interest $208,165
YearPrincipalInterestBalance
1$7,052$13,915$308,948
2$7,372$13,595$301,576
3$7,707$13,260$293,870
4$8,057$12,910$285,813
5$8,422$12,544$277,391
6$8,805$12,162$268,586
7$9,205$11,762$259,381
8$9,622$11,344$249,759
9$10,059$10,907$239,699
10$10,516$10,450$229,183
11$10,994$9,973$218,190
12$11,493$9,474$206,697
13$12,015$8,952$194,682
14$12,560$8,407$182,122
15$13,130$7,836$168,992
16$13,727$7,240$155,265
17$14,350$6,617$140,916
18$15,001$5,965$125,914
19$15,682$5,284$110,232
20$16,394$4,572$93,837
21$17,139$3,828$76,699
22$17,917$3,050$58,782
23$18,731$2,236$40,051
24$19,581$1,386$20,470
25$20,470$497$0

At the end of your 5-year term

Total paid over the term
$104,833
Principal paid down
$38,609
Interest paid
$66,224
Balance remaining
$277,391

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Church-Yonge Corridor$1,774/mo
$21,288Gross annual rent
3.1%Cap rate after taxes and upkeep
$1,434 to $1,987Typical rent range
~15 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Church-Yonge Corridor signed at a median of $2,350 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $1,774. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.4%
Gross yield
− Property tax $2,464− Condo fees $3,815− Insurance $600− Vacancy & upkeep $2,342Net operating income $12,068

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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