606-4064 Lawrence Avenue, Toronto, ON

West Hill, Toronto · MLS® E12759370

$349,000
For Sale
Listed 163 days ago
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3Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

Two-Level Condo with Dual Elevator Access & Sunny South Exposure!Welcome to this bright and spacious 3-bedroom stacked condo offering a rare combination of privacy, functionality, and lifestyle. Featuring separate elevator access to each level, this unique layout provides the feel of a private residence while maintaining the convenience of condo living.Perfect for growing families or savvy investors, the desirable south exposure fills the home with natural sunlight throughout the day. Each floor includes its own dedicated HVAC system, ensuring personalized comfort year-round.The unit comes complete with one parking space and a large storage locker. The building has been recently remodelled, with only minor finishing touches remaining, creating a refreshed and modern living environment.All-inclusive maintenance fees cover heat, water, central air conditioning, cable TV, internet, building insurance, and common elements - delivering outstanding value and predictable monthly expenses. Residents also enjoy premium amenities including a fully equipped fitness centre, indoor swimming pool, and a spacious party room ideal for entertaining.Ideally located with 24/7 TTC access on Lawrence East, and just minutes to Guildwood GO and VIA Rail stations. Close to schools, post-secondary institutions, hospitals, shopping plazas, grocery stores, restaurants, and all everyday conveniences - everything you need is within easy reach.Thoughtfully designed with accessibility in mind, this home is an excellent option for buyers seeking enhanced mobility and convenience.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E12759370
Bedrooms
3
Bathrooms
2 (1 half)
Size
1200-1399
Lot
1310
Cross streets
Lawrence/Morningside
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,436/mo
Exposure
South
Property tax
$1,116 / 2025
Days on market
163
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is St Margaret's Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Lawrence Ave East at Galloway Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Elevator: rare and valuable for accessibility and resale.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Weigh carefully
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$532kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1017-100 Mornelle Court$400k85-19 London Green Court$499k62-79 Driftwood Avenue$539k12-48 Three Valleys Drive$600k6-121 Centennial Road$620k

The 5 closest of 8 active listings nearby.

See all comparable homes
349kThis home400k499k539k600k620kThis home vs active comparables
Live market pulseActive comparables in West Hill · median list $639K
$269this home / sqft
8active listings nearby
163days on market

160 days longer than the Toronto average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Hill, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

78/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Lawrence Ave East at Galloway Rd, about 100 m away

20+ transit stops6 grocery20+ dining19 parks15 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Morningside
$591K
Malvern
$516K
Victoria Village
$782K
L'Amoreaux
$600K
Don Valley Village
$720K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St Margaret's Public School
57%
St Margaret's Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 57% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$1,591/mo
$94KIncome needed
3.7×Price ÷ income
$367Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

51%mortgage
Mortgage $1,591Property tax $93Condo fee $1,436Total carry $3,119

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,490per month

Mortgage amount $279,200 · 4.14% over 25 years

$69,800Down payment (20.0%)
$279,200Loan before insurance
$0CMHC premium
$3,019Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,490
Property tax
$93
Condo / maintenance fees
$1,436
Heating
$0
Estimated monthly cost
$3,019

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,710
Toronto municipal land transfer tax
$3,710
Estimated closing costs
$7,420

Plus your down payment of $69,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,810/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$167,774Total interest paid
$446,974Total of all payments
Principal $279,200 Interest $167,774
YearPrincipalInterestBalance
1$6,541$11,338$272,659
2$6,814$11,065$265,845
3$7,099$10,780$258,746
4$7,396$10,483$251,349
5$7,706$10,173$243,644
6$8,028$9,851$235,616
7$8,364$9,515$227,252
8$8,714$9,165$218,539
9$9,078$8,801$209,460
10$9,458$8,421$200,003
11$9,853$8,026$190,149
12$10,266$7,613$179,884
13$10,695$7,184$169,189
14$11,142$6,737$158,046
15$11,608$6,271$146,438
16$12,094$5,785$134,344
17$12,600$5,279$121,744
18$13,127$4,752$108,618
19$13,676$4,203$94,942
20$14,248$3,631$80,694
21$14,844$3,035$65,850
22$15,465$2,414$50,385
23$16,112$1,767$34,273
24$16,786$1,093$17,488
25$17,488$391$0

At the end of your 5-year term

Total paid over the term
$89,395
Principal paid down
$35,556
Interest paid
$53,839
Balance remaining
$243,644

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
7.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

14.1%
Gross yield
− Property tax $1,116− Condo fees $17,227− Insurance $600− Vacancy & upkeep $5,412Net operating income $24,845

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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