38-120 Ling Road, Toronto, ON

West Hill, Toronto · MLS® E13643990

$525,000
For Sale
Listed 74 days agoNo offer date statedSitting longer than typical
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3Bedrooms
2Bathrooms
1Garage
1400-1599Sq ft

About this home

In short

  • Well-maintained 3-bedroom, 2-bathroom ground-floor condo townhouse located in the desirable West Hill neighbourhood.
  • Freshly painted throughout in 2026, this bright and inviting home offers a functional, open-concept layout with a combined living and dining area, creating an ideal...
  • Situated in a peaceful, well-established community close to shopping, parks, TTC, Highway 401, schools, and everyday amenities, this home offers comfort, convenience...

Well-maintained 3-bedroom, 2-bathroom ground-floor condo townhouse located in the desirable West Hill neighbourhood. Freshly painted throughout in 2026, this bright and inviting home offers a functional, open-concept layout with a combined living and dining area, creating an ideal space for everyday living and entertaining. Laminate flooring extends throughout the living and dining areas, kitchen, hallways, and all bedrooms, with the carpet on the stairs for added comfort. The bright primary bedroom features a large window, while two additional spacious bedrooms provide plenty of room for family, guests, or a home office. A convenient upper-level storage room offers valuable extra storage space. Step outside to a private, gated patio complete with a large deck and concrete entertaining area, providing a low-maintenance outdoor retreat perfect for relaxing or hosting family and friends. The home also includes a stair lift and walk-in tub, offering added accessibility and convenience. Situated in a peaceful, well-established community close to shopping, parks, TTC, Highway 401, schools, and everyday amenities, this home offers comfort, convenience, and exceptional value in a sought-after location.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13643990
Bedrooms
3
Bathrooms
2 (1 half)
Size
1400-1599 sq ft
Cross streets
Morningside Ave & Lawrence Ave E
Parking
1 garage (underground)
Basement
None
Heating
Radiant
A/C
None
Exterior
Brick
Maintenance
$746/mo
Exposure
South East
Property tax
$1,584 / 2025
Days on market
74
Listing brokerage
RE/MAX Jazz INC.

Rooms

KitchenMain3.86 × 2.95 m

laminate · window

Bedroom 3Upper3.75 × 2.46 m

laminate · mirrored closet · large window

OtherUpper2.33 × 1.47 m

B/I Shelves

LaundryMain1.65 × 1.98 m

B/I Shelves

Dining RoomMain3.85 × 3.40 m

combined w/living · large window · laminate

Living RoomMain3.00 × 4.47 m

combined w/dining · open concept · laminate

Primary BedroomUpper4.57 × 2.77 m

closet · laminate · large window

Bedroom 2Upper4.42 × 2.80 m

laminate · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Joseph Brant Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in West Hill · asking prices
$524kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $423/sqft; this home lists at $350/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
525kThis home540k628k229k699kThis home vs active comparables

Neighbourhood & location

West Hill, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Malvern
$646K
Dorset Park
$671K
Victoria Village
$754K
St. Andrew-Windfields
$929K
Casa Loma
$2.80M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Joseph Brant Public School
43%
Joseph Brant Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 43% meet the provincial standard
Maplewood High SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
West Hill Public School · Public elementary0.6 km · 60% at standard
St Margaret's Public School · Public elementary1.0 km · 57% at standard
West Hill Collegiate Institute · Public secondary1.1 km · 52% at standard
Galloway Road Public School · Public elementary1.1 km · 57% at standard
Eastview Public School · Public elementary1.2 km · 52% at standard
St Malachy Catholic School · Catholic elementary1.4 km · 73% at standard
William G Miller Junior Public School · Public elementary1.4 km · 62% at standard
Poplar Road Junior Public School · Public elementary1.6 km · 85% at standard
Highland Creek Public School · Public elementary1.8 km · 53% at standard
Jack Miner Senior Public School · Public elementary2.0 km
George B Little Public School · Public elementary2.1 km · 54% at standard
Willow Park Junior Public School · Public elementary2.3 km · 27% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,393/mo
$112KIncome needed
4.7×Price ÷ income
$552Weekly cost
$13,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,393Property tax $132Condo fee $746Total carry $3,271

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,322per month

Mortgage amount $420,000 · 4.49% over 25 years

$105,000Down payment (20.0%)
$420,000Loan before insurance
$0CMHC premium
$3,200Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,322
Property tax
$132
Condo / maintenance fees
$746
Heating
$0
Estimated monthly cost
$3,200

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,975
Toronto municipal land transfer tax
$6,975
Estimated closing costs
$13,950

Plus your down payment of $105,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,811/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$276,676Total interest paid
$696,676Total of all payments
Principal $420,000 Interest $276,676
YearPrincipalInterestBalance
1$9,373$18,494$410,627
2$9,798$18,069$400,829
3$10,243$17,624$390,586
4$10,708$17,159$379,878
5$11,194$16,673$368,684
6$11,703$16,164$356,981
7$12,234$15,633$344,747
8$12,789$15,078$331,958
9$13,370$14,497$318,588
10$13,977$13,890$304,611
11$14,612$13,255$289,999
12$15,275$12,592$274,724
13$15,969$11,898$258,755
14$16,694$11,173$242,061
15$17,452$10,415$224,609
16$18,244$9,623$206,365
17$19,072$8,795$187,293
18$19,938$7,929$167,354
19$20,844$7,023$146,511
20$21,790$6,077$124,721
21$22,779$5,088$101,941
22$23,814$4,053$78,127
23$24,895$2,972$53,232
24$26,025$1,842$27,207
25$27,207$660$0

At the end of your 5-year term

Total paid over the term
$139,335
Principal paid down
$51,316
Interest paid
$88,019
Balance remaining
$368,684

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
7.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

10.9%
Gross yield
− Property tax $1,584− Condo fees $8,955− Insurance $600− Vacancy & upkeep $6,270Net operating income $39,591

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Jazz INC.. MLS®/PropTx.

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