1607-90 Dale Avenue, Toronto, ON

Guildwood, Toronto · MLS® E12878372

$419,900
For Sale
Listed 221 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

One of the largest units in the building, Over 1000 sq ft! features 2-bedroom, 2 baths (primary en-suite renovated) Well maintained and managed building, Bright, well designed open concept with panoramic views of the Lake and Downtown from floor to ceiling windows, Includes 5 appliance , Large Primary Bedroom (easily accommodates a king size bed) boasts a renovated en-suite 4 pc bath, en-suite laundry, en-suite storage room, owned underground parking space. Steps to TTC, Guildwood GO Station, walking trails and parks, Lake Ontario, Shopping, ***Condo Fees Include All Utilities!*** Surface Visitor parking, building concierge, indoor pool, sauna, gym, party room, games room.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E12878372
Bedrooms
2
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Kingston/Guildwood
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,126/mo
Exposure
South West
Property tax
$1,717 / 2026
Days on market
221
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Bedroom 2Flat3.86 × 2.46 m

Laminate

Dining RoomFlat7.65 × 4.04 m

combined w/living · laminate · open concept

KitchenFlat3.05 × 2.13 m

ceramic floor · pass through · breakfast bar

Primary BedroomFlat5.48 × 3.35 m

3 pc ensuite · laminate · west view

Living RoomFlat7.65 × 4.04 m

combined w/dining · laminate · open concept

Our TakeTeam Asgarian · Broker
A small discount is typical
$410Klikely sale price

Listed at $419,900. Going by how homes in Guildwood and the wider GTA have actually closed against their asking prices (about 98%, 7 local closings in 90 days), the likely sale price is near $410K, if it sells. A realistic range is $386K to $444K.

Independent value check: $432K. Without looking at the asking price, our model values the home itself about 3% above the ask (homes like it typically land between $402K and $454K).

Why $432K. The typical condo sold in Guildwood over the past year went for about $660K (29 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $1,717 a year; the typical home sold here pays about $3,200.
List price
$386KBelow recent closings$444KAbove recent closings

Total price vs nearby homes. Likely closing about $410K, from 7 recent closings in this pocket.

The market behind the math:

7sold nearby · 90 days
$685Kmedian sold price
99%of asking, on average
−14%prices vs a year ago
~24 dayshomes like this take to sell
221days on market so far
$2,798/moest. rent · 11 leases
8.0%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 7 condo apartment homes for sale in the area against 7 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $382/sqft against an area asking average of $546/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 7 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $397K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Scarborough Village Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 13 homes sold in this building over the past two years, from 54 closings in Guildwood.

What sellers nearby are askingCurrently listed nearby in Guildwood · asking prices
$525kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $477/sqft; this home lists at $382/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
420kThis home400k549k625kThis home vs active comparables

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,804 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K885

Neighbourhood & location

Guildwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$526K
North St. James Town
$765K
Church-Yonge Corridor
$529K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Scarborough Village Public School
65%
Scarborough Village Public SchoolPublic · Elementary · 1.7 km awayBelow the GTA average · 65% meet the provincial standard
Maplewood High SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Guildwood Junior Public School · Public elementary0.4 km · 80% at standard
Native Learning Centre East · Public secondary0.7 km
Sir Wilfrid Laurier Collegiate Institute · Public secondary0.8 km · 68% at standard
Willow Park Junior Public School · Public elementary1.1 km · 27% at standard
Alternative Scarborough Education 1 · Public secondary1.1 km
Cedar Drive Junior Public School · Public elementary1.1 km · 53% at standard
Eastview Public School · Public elementary1.3 km · 52% at standard
Cornell Junior Public School · Public elementary1.3 km · 74% at standard
Poplar Road Junior Public School · Public elementary1.4 km · 85% at standard
Jack Miner Senior Public School · Public elementary1.4 km
Galloway Road Public School · Public elementary1.5 km · 57% at standard
Tecumseh Senior Public School · Public elementary1.5 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,914/mo
$102KIncome needed
4.1×Price ÷ income
$442Weekly cost
$9,746Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

60%mortgage
Mortgage $1,914Property tax $143Condo fee $1,126Total carry $3,183

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,857per month

Mortgage amount $335,920 · 4.49% over 25 years

$83,980Down payment (20.0%)
$335,920Loan before insurance
$0CMHC premium
$3,126Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,857
Property tax
$143
Condo / maintenance fees
$1,126
Heating
$0
Estimated monthly cost
$3,126

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,873
Toronto municipal land transfer tax
$4,873
Estimated closing costs
$9,746

Plus your down payment of $83,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,248/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$221,288Total interest paid
$557,208Total of all payments
Principal $335,920 Interest $221,288
YearPrincipalInterestBalance
1$7,496$14,792$328,424
2$7,837$14,452$320,587
3$8,192$14,096$312,395
4$8,564$13,724$303,830
5$8,953$13,335$294,877
6$9,360$12,928$285,517
7$9,785$12,504$275,732
8$10,229$12,059$265,503
9$10,694$11,595$254,810
10$11,179$11,109$243,631
11$11,687$10,602$231,944
12$12,217$10,071$219,727
13$12,772$9,516$206,955
14$13,352$8,936$193,603
15$13,958$8,330$179,645
16$14,592$7,696$165,053
17$15,254$7,034$149,799
18$15,947$6,341$133,852
19$16,671$5,617$117,181
20$17,428$4,860$99,753
21$18,219$4,069$81,533
22$19,046$3,242$62,487
23$19,911$2,377$42,576
24$20,815$1,473$21,760
25$21,760$528$0

At the end of your 5-year term

Total paid over the term
$111,442
Principal paid down
$41,043
Interest paid
$70,398
Balance remaining
$294,877

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in Guildwood$2,798/mo
$33,576Gross annual rent
3.3%Cap rate after taxes and upkeep
$2,574 to $3,022Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in Guildwood signed at a median of $2,790 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,798. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

8.0%
Gross yield
− Property tax $1,717− Condo fees $13,512− Insurance $600− Vacancy & upkeep $3,693Net operating income $14,054

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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