706-90 Dale Avenue, Toronto, ON

Guildwood, Toronto · MLS® E12954226

$549,000
For Sale
Listed 106 days ago
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Great condo living near the prestigious Guildwood neighbourhood. Step into 1,100 sq. ft. of bright, renovated condo living in this spacious 2-bedroom, 2-bath suite, with a well-designed open-concept layout. Floor-to-ceiling windows and south-facing, tree-lined views fill the living and dining area with natural light. The modern kitchen features ample cabinetry and functional counter space that is complemented by a new in-suite laundry for turn-key convenience. The condo is a spacious 2 bedroom, 2 bath with recently renovated hardwood floors throughout, stainless steel appliances, and an extra large quartz breakfast bar overlooking the living room. There is a huge ensuite storage room and laundry! The living room features floor to ceiling windows with new coverings to bring in a lot of natural light. The generous primary bedroom easily fits a king-sized bed, includes a large walk through double closet, and a private 3 pc ensuite. The second bedroom is ideal for guests or a home office. The condo includes one owned underground parking space. The furnace was updated in 2025. Perfect for first-time buyers, investors, or downsizers. This building features amenities such as concierge, indoor pool, gym, party room, and games room. The building also has plenty of visitor parking. Walking distance to the TTC and GO train. Close to the hospital, parks, Scarborough Golf & Country Club, Scarborough Bluffs, schools, and shopping. Ideally located minutes from Guildwood GO Station, Lake Ontario, trails, transit, shopping, and everyday amenities. This is a must-see opportunity.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E12954226
Bedrooms
2
Bathrooms
2
Size
1000-1199
Cross streets
KIngston & Guildwood Parkway
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,012/mo
Exposure
West
Property tax
$1,727 / 2025
Days on market
106
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 2Flat4.87 × 2.79 m

double closet · picture window · hardwood floor

Primary BedroomFlat4.79 × 3.40 m

3 pc ensuite · picture window · hardwood floor

KitchenFlat3.28 × 2.18 m

quartz counter · double sink · breakfast bar

Living RoomFlat5.57 × 3.37 m

hardwood floor · picture window · hardwood floor

LockerFlat2.17 × 0.90 m

Hardwood Floor

Moe’s TakeTeam Asgarian · Broker
Below comparables
$697Kest. value

Listed at $549,000, this home is about 21% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $407K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $700K
  • Adjusts to $700K

That comparable adjusts to $700K; the $697K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Scarborough Village Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$549KGreat deal$704KOverpriced

Total price vs nearby homes. Fair value about $697K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Guildwood · asking prices
$607kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

PH1-20 Guildwood Parkway$600k1607-90 Dale Avenue$399k329A-10 Guildwood Parkway$700k207-20 guildwood Parkway$730k

The 4 closest active listings nearby.

See all comparable homes
549kThis home600k399k700k730kThis home vs active comparables
Live market pulseActive comparables in Guildwood · median list $730K
$499this home / sqft
6active listings nearby
106days on market

This home lists 15% below the area average of $588/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Guildwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

11/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

17 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Willowdale East
$441K
Willowdale West
$770K
Church-Yonge Corridor
$577K
Annex
$1.57M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Scarborough Village Public School
65%
Scarborough Village Public SchoolPublic · Elementary · 1.7 km awayBelow the GTA average · 65% meet the provincial standard
Maplewood High SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,502/mo
$122KIncome needed
4.5×Price ÷ income
$577Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $2,502Property tax $144Condo fee $1,012Total carry $3,658

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,344per month

Mortgage amount $439,200 · 4.14% over 25 years

$109,800Down payment (20.0%)
$439,200Loan before insurance
$0CMHC premium
$3,500Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,344
Property tax
$144
Condo / maintenance fees
$1,012
Heating
$0
Estimated monthly cost
$3,500

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,455
Toronto municipal land transfer tax
$7,455
Estimated closing costs
$14,910

Plus your down payment of $109,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,847/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$263,920Total interest paid
$703,120Total of all payments
Principal $439,200 Interest $263,920
YearPrincipalInterestBalance
1$10,289$17,836$428,911
2$10,719$17,405$418,192
3$11,168$16,957$407,024
4$11,635$16,490$395,389
5$12,121$16,003$383,268
6$12,629$15,496$370,639
7$13,157$14,968$357,483
8$13,707$14,418$343,775
9$14,280$13,844$329,495
10$14,878$13,247$314,617
11$15,500$12,625$299,117
12$16,148$11,976$282,969
13$16,824$11,301$266,145
14$17,528$10,597$248,618
15$18,261$9,864$230,357
16$19,025$9,100$211,332
17$19,820$8,305$191,512
18$20,649$7,475$170,863
19$21,513$6,612$149,349
20$22,413$5,712$126,937
21$23,350$4,774$103,586
22$24,327$3,798$79,259
23$25,345$2,780$53,914
24$26,405$1,720$27,509
25$27,509$615$0

At the end of your 5-year term

Total paid over the term
$140,624
Principal paid down
$55,932
Interest paid
$84,692
Balance remaining
$383,268

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.4%
Gross yield
− Property tax $1,727− Condo fees $12,148− Insurance $600− Vacancy & upkeep $4,488Net operating income $21,837

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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