920 Greenwood Crescent, Whitby, ON
Downtown Whitby, Whitby · MLS® E12947154
About this home
In short
- Beautiful 2+2 bedroom back-split bungalow featuring an open-concept layout with hardwood floors and a bright living room with gas fireplace.
- Enjoy a wrap-around deck and saltwater pool-perfect for summer.
Beautiful 2+2 bedroom back-split bungalow featuring an open-concept layout with hardwood floors and a bright living room with gas fireplace. Spacious kitchen and dining area on the main level. Upper level offers a primary bedroom, second bedroom, and office with walkout to a sunroom. Enjoy a wrap-around deck and saltwater pool-perfect for summer. Lower level includes two additional versatile rooms, laundry, and generous storage.
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- E12947154
- Bedrooms
- 2+2 (4 total)
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 54 × 100 ft
- Cross streets
- Burns St. W & Brock St. S
- Parking
- 3 parking
- Driveway
- Private
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Above Ground
- Property tax
- $4,782 / 2025
- Days on market
- 173
- Listing brokerage
- NEW WORLD 2000 REALTY INC.
Rooms
Hardwood Floor
Hardwood Floor
Combined w/Dining
Hardwood Floor
W/O To Deck
Combined w/Kitchen
Hardwood Floor
Above Grade Window
Listed at $815,000. Going by how homes in Downtown Whitby and the wider GTA have actually closed against their asking prices (about 100%, 23 local closings in 90 days), the likely sale price is near $812K, if it sells. A realistic range is $761K to $915K.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.
Longer on the market than typical. 173 days on the market against about 26 for homes like it here, and asking 33% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $812K, from 23 recent closings in this pocket.
The market behind the math:
About 1.3 months of inventory: 10 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $906/sqft against an area asking average of $736/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 23 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $629K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
There were not many closely comparable homes right in Downtown Whitby, so I widened the search to the surrounding area.
Based on 23 comparable homes that sold in Downtown Whitby over the past two years, from 164 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $612K, which is where my estimate comes from.
Per square foot, these ask about $849/sqft; this home lists at $906/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Downtown Whitby, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $652,000 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,569
- Property tax
- $399
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,967
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,775
- Estimated closing costs
- $12,775
Plus your down payment of $163,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $214,133
- Principal paid down
- $80,615
- Interest paid
- $133,518
- Balance remaining
- $571,385
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 13 whole-home leases in Downtown Whitby signed at a median of $2,544 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,198. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NEW WORLD 2000 REALTY INC.. MLS®/PropTx.