810 Byron Street, Whitby, ON
Downtown Whitby, Whitby · MLS® E13638502
About this home
In short
- Updated 3 bedroom, 1 bathroom home in a prime location, directly across from Rotary Centennial Park.
- Recent updates include a new furnace (2024), roof (2024), hot water tank (2022), 100-amp electrical service, windows (2014), and A/C (2013).
- Brand new patio doors (2026) lead to a spacious back deck overlooking the fully fenced backyard, complete with beautiful gardens, the perfect setting for relaxing or...
- Conveniently located with easy access to Highway 401 and a 5-minute drive to the GO Station.
Updated 3 bedroom, 1 bathroom home in a prime location, directly across from Rotary Centennial Park. This move-in ready property is a fantastic opportunity for first-time buyers or downsizers seeking the convenience of one-level living, with primary bedroom, bathroom, and laundry all located on the main floor. Recent updates include a new furnace (2024), roof (2024), hot water tank (2022), 100-amp electrical service, windows (2014), and A/C (2013). Brand new patio doors (2026) lead to a spacious back deck overlooking the fully fenced backyard, complete with beautiful gardens, the perfect setting for relaxing or entertaining. Inside, the bright and functional layout features a modern kitchen, and clean, well-maintained interior. Upstairs offers two additional bedrooms, ideal for family, guests, or a home office. The clean basement provides excellent storage space. Conveniently located with easy access to Highway 401 and a 5-minute drive to the GO Station. Pre-list home inspection available.
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- E13638502
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 40 × 112 ft
- Cross streets
- Burns St W
- Parking
- 2 parking
- Driveway
- Private
- Basement
- Unfinished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,182 / 2025
- Days on market
- 47
- Listing brokerage
- Century 21 United Realty Inc.
Rooms
Listed at $639,900. Going by how homes in Downtown Whitby and the wider GTA have actually closed against their asking prices (about 100%, 23 local closings in 90 days), the likely sale price is near $638K, if it sells. A realistic range is $598K to $719K.
Independent value check: $695K. Without looking at the asking price, our model values the home itself about 9% above the ask (homes like it typically land between $651K and $728K).
Why $695K. The typical detached home sold in Downtown Whitby over the past year went for about $800K (79 sales). What sets this one apart:
- ▼ Lowers itIts tax bill, which follows the city's own assessment, is $5,182 a year; the typical home sold here pays about $5,600.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▼ Lowers it3 bedrooms and 1 baths, against 3+1 and 2 typically.
- ▼ Lowers itIt is 700 to 1,100 sq ft; the typical home sold here is 1,100 to 1,500.
Total price vs nearby homes. Likely closing about $638K, from 23 recent closings in this pocket.
The market behind the math:
About 1.3 months of inventory: 10 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $711/sqft against an area asking average of $755/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 23 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $676K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($711/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
There were not many closely comparable homes right in Downtown Whitby, so I widened the search to the surrounding area.
Based on 23 comparable homes that sold in Downtown Whitby over the past two years, from 164 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $695K, which is where my estimate comes from.
Per square foot, these ask about $844/sqft; this home lists at $711/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Downtown Whitby, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $511,920 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,802
- Property tax
- $432
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,234
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,273
- Estimated closing costs
- $9,273
Plus your down payment of $127,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $168,127
- Principal paid down
- $63,295
- Interest paid
- $104,832
- Balance remaining
- $448,625
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 10 whole-home leases in Downtown Whitby signed at a median of $2,596 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,318. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Century 21 United Realty Inc.. MLS®/PropTx.