66-441 Military Trail, Toronto, ON

Morningside, Toronto · MLS® E12948512

$689,900
For Sale
Listed 107 days ago
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4Bedrooms
2Bathrooms
1Garage · 2 parking
1200-1399Sq Ft

About this home

Motivated Seller, Brand New renovation just finished. ***Immaculate End Unit, it's like a semi.*** ** New hot water tank** Private Fenced Yard** Backs Into Park** Renovated Finished Basement** Minutes Away From The 401. Toronto Pan Am Sports Centre, UofT Scarborough, Centennial College, Centenary Hospital

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E12948512
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
1200-1399
Cross streets
Neilson Rd / 401
Parking
1 garage · 2 parking (attached)
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$378/mo
Exposure
South
Property tax
$2,117 / 2025
Days on market
107
Listing brokerage
REAL ONE REALTY INC.

Rooms

Dining RoomMain4.25 × 2.53 m

Open Concept

Bedroom 3Second3.50 × 2.78 m

Closet

Primary BedroomSecond3.56 × 3.50 m

Double Closet

KitchenMain3.30 × 3.14 m

Eat-in Kitchen

Living RoomMain5.30 × 3.80 m

W/O To Yard

Bedroom 2Second3.50 × 2.42 m

Closet

LaundryBasement3.46 × 2.52 m

Tile Floor

Moe’s TakeTeam Asgarian · Broker
In line
$693Kest. value

Listed at $689,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $644K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $400K
  • Bedrooms +$30K
  • Adjusts to $430K

That comparable adjusts to $430K; the $693K estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Highcastle Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Neilson Rd at Military Trail is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$549KGreat deal$722KOverpriced

Total price vs nearby homes. Fair value about $693K, median of 12 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Value driver
Comparable listingsCurrently listed nearby in Morningside · asking prices
$627kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

70-441 Military Trail$705k2051-100 Mornelle Court$549k143 Purpledusk Trail$695k105-10 Livonia Place$559k

The 4 closest active listings nearby.

See all comparable homes
690kThis home705k549k695k559kThis home vs active comparables
Live market pulseActive comparables in Morningside · median list $599K
$531this home / sqft
13active listings nearby
107days on market

This home lists 6% above the area average of $502/sqft.

103 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Morningside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

71/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Neilson Rd at Military Trail, about 94 m away

20+ transit stops3 grocery20+ dining18 parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Malvern
$516K
L'Amoreaux
$600K
Victoria Village
$782K
Don Valley Village
$720K
Hillcrest Village
$677K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Highcastle Public School
65%
Highcastle Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 65% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$3,144/mo
$135KIncome needed
5.1×Price ÷ income
$726Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

85%mortgage
Mortgage $3,144Property tax $176Condo fee $378Total carry $3,698

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,945per month

Mortgage amount $551,920 · 4.14% over 25 years

$137,980Down payment (20.0%)
$551,920Loan before insurance
$0CMHC premium
$3,500Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,945
Property tax
$176
Condo / maintenance fees
$378
Heating
$0
Estimated monthly cost
$3,500

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,273
Toronto municipal land transfer tax
$10,273
Estimated closing costs
$20,546

Plus your down payment of $137,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,577/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$331,655Total interest paid
$883,575Total of all payments
Principal $551,920 Interest $331,655
YearPrincipalInterestBalance
1$12,930$22,413$538,990
2$13,470$21,873$525,520
3$14,034$21,309$511,486
4$14,621$20,722$496,865
5$15,232$20,111$481,633
6$15,870$19,473$465,763
7$16,533$18,810$449,230
8$17,225$18,118$432,005
9$17,945$17,398$414,059
10$18,696$16,647$395,363
11$19,478$15,865$375,885
12$20,293$15,050$355,592
13$21,142$14,201$334,451
14$22,026$13,317$312,425
15$22,947$12,396$289,477
16$23,907$11,436$265,570
17$24,907$10,436$240,663
18$25,949$9,394$214,714
19$27,034$8,309$187,680
20$28,165$7,178$159,515
21$29,343$6,000$130,171
22$30,571$4,772$99,601
23$31,849$3,494$67,751
24$33,182$2,161$34,570
25$34,570$773$0

At the end of your 5-year term

Total paid over the term
$176,715
Principal paid down
$70,287
Interest paid
$106,428
Balance remaining
$481,633

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.1%
Gross yield
− Property tax $2,117− Condo fees $4,531− Insurance $600− Vacancy & upkeep $5,412Net operating income $36,540

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.

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