66-441 Military Trail, Toronto, ON

Morningside, Toronto · MLS® E12948512

$689,900
For Sale
Listed 201 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
2Bathrooms
1Garage · 2 parking
1200-1399Sq ft

About this home

Motivated Seller, Brand New renovation just finished. ***Immaculate End Unit, it's like a semi.*** ** New hot water tank** Private Fenced Yard** Backs Into Park** Renovated Finished Basement** Minutes Away From The 401. Toronto Pan Am Sports Centre, UofT Scarborough, Centennial College, Centenary Hospital

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E12948512
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
Neilson Rd / 401
Parking
1 garage · 2 parking (attached)
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$378/mo
Exposure
South
Property tax
$2,117 / 2025
Days on market
201
Listing brokerage
REAL ONE REALTY INC.

Rooms

Dining RoomMain4.25 × 2.53 m

Open Concept

Bedroom 3Second3.50 × 2.78 m

Closet

Primary BedroomSecond3.56 × 3.50 m

Double Closet

KitchenMain3.30 × 3.14 m

Eat-in Kitchen

Living RoomMain5.30 × 3.80 m

W/O To Yard

Bedroom 2Second3.50 × 2.42 m

Closet

LaundryBasement3.46 × 2.52 m

Tile Floor

Our TakeTeam Asgarian · Broker
Above what recent sales support
$610Kautomated estimate, from recent sales

Listed at $689,900, about 13% above our estimate of $610K (homes like it typically land between $568K and $641K).

Why $610K. The typical townhouse sold in Morningside over the past year went for about $637K (18 sales). What sets this one apart:

  • ▼ Lowers it3+1 bedrooms and 2 baths, against 3+1 and 3 typically.
  • ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.

Longer on the market than typical. 201 days on the market, and asking 13% above where comparable closings put it.

List price
$568KBelow our range$690KAbove our range

Total price vs nearby homes. Fair value about $610K, learned from recent GTA sales.

The market behind the math:

3sold nearby · 90 days
201days on market so far
$2,835/moest. rent · 15 leases
4.9%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 11 months of inventory: 11 condo townhouse homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $531/sqft against an area asking average of $465/sqft.

  • Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 43 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $606K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Highcastle Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 4 homes sold in this building over the past two years, plus 1 nearby in Morningside, from 43 closings in Morningside.

Sold price trend

Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$702K150
November 2025$709K130
December 2025$705K63
January 2026$695K77
February 2026$728K104
March 2026$715K121
April 2026$711K147
May 2026$726K131
June 2026$706K132
July 2026$683K156
August 2026$669K116
September 2026$684K98

Neighbourhood & location

Morningside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Malvern
$646K
West Hill
$575K
Dorset Park
$671K
Victoria Village
$754K
St. Andrew-Windfields
$929K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Highcastle Public School
65%
Highcastle Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 65% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
St John Paul II Catholic Secondary School · Catholic secondary0.7 km · 76% at standard
Military Trail Public School · Public elementary0.8 km · 36% at standard
Lucy Maud Montgomery Public School · Public elementary1.0 km · 74% at standard
St Florence Catholic School · Catholic elementary1.1 km · 73% at standard
Henry Hudson Senior Public School · Public elementary1.3 km
Heather Heights Junior Public School · Public elementary1.6 km · 64% at standard
Grey Owl Junior Public School · Public elementary1.8 km · 54% at standard
Burrows Hall Junior Public School · Public elementary1.8 km · 81% at standard
St Thomas More Catholic School · Catholic elementary1.8 km · 74% at standard
Berner Trail Junior Public School · Public elementary1.8 km · 56% at standard
Emily Carr Public School · Public elementary1.8 km · 70% at standard
Woburn Junior Public School · Public elementary1.9 km · 67% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,144/mo
$135KIncome needed
5.1×Price ÷ income
$726Weekly cost
$20,546Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

85%mortgage
Mortgage $3,144Property tax $176Condo fee $378Total carry $3,698

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,052per month

Mortgage amount $551,920 · 4.49% over 25 years

$137,980Down payment (20.0%)
$551,920Loan before insurance
$0CMHC premium
$3,606Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,052
Property tax
$176
Condo / maintenance fees
$378
Heating
$0
Estimated monthly cost
$3,606

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,273
Toronto municipal land transfer tax
$10,273
Estimated closing costs
$20,546

Plus your down payment of $137,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,694/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$363,578Total interest paid
$915,498Total of all payments
Principal $551,920 Interest $363,578
YearPrincipalInterestBalance
1$12,317$24,303$539,603
2$12,876$23,744$526,728
3$13,460$23,160$513,267
4$14,071$22,548$499,196
5$14,710$21,910$484,486
6$15,378$21,242$469,107
7$16,077$20,543$453,031
8$16,806$19,813$436,224
9$17,570$19,050$418,655
10$18,367$18,253$400,287
11$19,201$17,419$381,086
12$20,073$16,547$361,013
13$20,984$15,635$340,029
14$21,937$14,683$318,091
15$22,933$13,687$295,158
16$23,975$12,645$271,184
17$25,063$11,557$246,121
18$26,201$10,419$219,920
19$27,391$9,229$192,529
20$28,634$7,986$163,895
21$29,934$6,686$133,960
22$31,294$5,326$102,667
23$32,714$3,906$69,952
24$34,200$2,420$35,753
25$35,753$867$0

At the end of your 5-year term

Total paid over the term
$183,100
Principal paid down
$67,434
Interest paid
$115,665
Balance remaining
$484,486

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 15 whole-home leases in Morningside$2,835/mo
$34,020Gross annual rent
3.3%Cap rate after taxes and upkeep
$2,693 to $2,977Typical rent range
~37 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 15 whole-home leases in Morningside signed at a median of $2,685 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,835. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.9%
Gross yield
− Property tax $2,117− Condo fees $4,531− Insurance $600− Vacancy & upkeep $3,742Net operating income $23,030

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.

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