70-441 Military Trail, Toronto, ON

Morningside, Toronto · MLS® E13731700

$640,000
For Sale
Listed 48 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 2 parking
1200-1399Sq ft

About this home

In short

  • Beautiful, Quiet & Bright Townhouse.
  • 3+1 Bedrooms With 2 Full Newer Baths, Location Just 2 Minutes Away From Highway 401.
  • Open Concept With Great Flow Layout.
  • The Ceramic Foyer Welcomes You With That Warm Homely Feeling, Great Place To Start Owning Your First Home and Raise The Family In This Quiet Town House Complex...
  • New painting (2025), Spent in quality upgrades including open concept main living, dining & kitchen area.

Beautiful, Quiet & Bright Townhouse! Elevated & Elegant Upgrades. 3+1 Bedrooms With 2 Full Newer Baths, Location Just 2 Minutes Away From Highway 401. Open Concept With Great Flow Layout. Newer Appliances & New Quartz Granite Countertops. Dimmable Pot Lights Perfect For Any Occasions. Bright Living Room With Large Floor To Ceiling Sliding Windows Walk-Out To Backyard and Common Playground. Spacious Den In The Lower/Basement Level, Perfect As An Office, Exercise, Game Room, Or In-Law Suite. Close To U of T Scarborough, Toronto Pan Am Sports Centre, Centennial, Morningside Campus, Centenary Hospital & Bus Stops, Schools, Supermarket and Shopping Mall. Short drive to Guildwood Go Station!The Ceramic Foyer Welcomes You With That Warm Homely Feeling, Great Place To Start Owning Your First Home and Raise The Family In This Quiet Town House Complex, professionally renovated Unit. New painting (2025), Spent in quality upgrades including open concept main living, dining & kitchen area. New Vinyl Waterproof & Scratch proof Flooring and Stairs(2024), New Kitchen Cabinets, Quartz Countertops & Kitchen Appliances (2024/2025), New Pot Lights (2023), Finished Private Laundry Room with Shelves, Washer (2020) & Dryer (2025), New Garage Door with Remote Opener (2025), Newly Replaced Windows and Patio Sliding Door (2020). Newer High Efficiency Furnace & A/C, Direct Access to Garage from Inside. Simply move in ready and enjoy the comfort and convenience - your peaceful family retreat in the city. Welcome home!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13731700
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
NEILSON AND HIGHWAY 401
Parking
1 garage · 2 parking (attached)
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$387/mo
Exposure
South
Property tax
$2,194 / 2025
Days on market
48
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

BathroomUpper3.10 × 1.88 m

3 pc bath · renovated

Bedroom 2Upper3.59 × 2.42 m

mirrored closet · renovated

Dining RoomMain4.20 × 2.58 m

breakfast area · led lighting · renovated

BathroomMain2.27 × 1.37 m

renovated · 3 pc bath · led lighting

KitchenMain3.63 × 3.13 m

renovated · tile floor · quartz counter

Living RoomMain5.26 × 3.77 m

led lighting · w/o to yard · open concept

Bedroom 3Upper3.52 × 2.72 m

mirrored closet · renovated

DenBasement3.44 × 2.68 m

w/o to porch · w/o to garage · renovated

Primary BedroomUpper4.62 × 3.60 m

mirrored closet · renovated · large window

FoyerBasement2.34 × 2.12 m

ceramic floor · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Highcastle Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Morningside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Malvern
$646K
West Hill
$575K
Dorset Park
$671K
Victoria Village
$754K
St. Andrew-Windfields
$929K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Highcastle Public School
65%
Highcastle Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 65% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
St John Paul II Catholic Secondary School · Catholic secondary0.7 km · 76% at standard
Military Trail Public School · Public elementary0.8 km · 36% at standard
Lucy Maud Montgomery Public School · Public elementary1.0 km · 74% at standard
St Florence Catholic School · Catholic elementary1.1 km · 73% at standard
Henry Hudson Senior Public School · Public elementary1.3 km
Heather Heights Junior Public School · Public elementary1.6 km · 64% at standard
Grey Owl Junior Public School · Public elementary1.8 km · 54% at standard
Burrows Hall Junior Public School · Public elementary1.8 km · 81% at standard
St Thomas More Catholic School · Catholic elementary1.8 km · 74% at standard
Berner Trail Junior Public School · Public elementary1.8 km · 56% at standard
Emily Carr Public School · Public elementary1.8 km · 70% at standard
Woburn Junior Public School · Public elementary1.9 km · 67% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,917/mo
$127KIncome needed
5.0×Price ÷ income
$673Weekly cost
$18,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

84%mortgage
Mortgage $2,917Property tax $183Condo fee $387Total carry $3,487

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,831per month

Mortgage amount $512,000 · 4.49% over 25 years

$128,000Down payment (20.0%)
$512,000Loan before insurance
$0CMHC premium
$3,401Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,831
Property tax
$183
Condo / maintenance fees
$387
Heating
$0
Estimated monthly cost
$3,401

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,275
Toronto municipal land transfer tax
$9,275
Estimated closing costs
$18,550

Plus your down payment of $128,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,426/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$337,281Total interest paid
$849,281Total of all payments
Principal $512,000 Interest $337,281
YearPrincipalInterestBalance
1$11,426$22,546$500,574
2$11,944$22,027$488,630
3$12,487$21,484$476,143
4$13,054$20,918$463,089
5$13,646$20,325$449,443
6$14,266$19,705$435,177
7$14,914$19,058$420,263
8$15,591$18,380$404,672
9$16,299$17,672$388,374
10$17,039$16,932$371,335
11$17,812$16,159$353,522
12$18,621$15,350$334,901
13$19,467$14,505$315,435
14$20,351$13,621$295,084
15$21,275$12,697$273,810
16$22,240$11,731$251,569
17$23,250$10,721$228,319
18$24,306$9,665$204,013
19$25,410$8,562$178,603
20$26,563$7,408$152,040
21$27,769$6,202$124,271
22$29,030$4,941$95,241
23$30,348$3,623$64,893
24$31,726$2,245$33,167
25$33,167$805$0

At the end of your 5-year term

Total paid over the term
$169,856
Principal paid down
$62,557
Interest paid
$107,299
Balance remaining
$449,443

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.7%
Gross yield
− Property tax $2,194− Condo fees $4,646− Insurance $600− Vacancy & upkeep $5,412Net operating income $36,348

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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