601-207 Galloway Road, Toronto, ON

West Hill, Toronto · MLS® E13065134

$276,000
For Sale
Listed 78 days ago
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2Bedrooms
1Bathrooms
1Garage
900-999Sq Ft

About this home

Welcome to this spacious 2 bedroom condo offering a generous layout with a combined living and dining area, large windows throughout, and an updated kitchen with ample cabinetry. Enjoy a walkout from the living and dining space to a large private balcony, adding valuable outdoor living. Both bedrooms are well-sized, featuring large windows that bring in plenty of natural light along with functional closet space. The unit also includes a locker, providing additional storage. Convenient main floor laundry is available. This would be a great opportunity for first-time buyers, downsizers, or investors looking for space and value. Located mins from Guildwood Go Station, Public Transit, schools, park and shopping.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13065134
Bedrooms
2
Bathrooms
1
Size
900-999
Cross streets
Lawrence Ave. E & Galloway Rd.
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
None
Exterior
Brick
Maintenance
$1,028/mo
Exposure
West
Property tax
$822 / 2025
Days on market
78
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Living RoomMain6.90 × 3.20 m

laminate · large window · combined w/dining

Bedroom 2Main3.20 × 3.20 m

laminate · closet · large window

KitchenMain3.40 × 3.14 m

tile floor · backsplash

Primary BedroomMain4.20 × 3.40 m

laminate · large closet · large window

Dining RoomMain3.70 × 3.20 m

laminate · large window · w/o to balcony

LockerMain1.89 × 1.89 m

Tile Floor

Moe’s TakeTeam Asgarian · Broker
Below comparables
$373Kest. value

Listed at $276,000, this home is about 26% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $216K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $420K
  • Bathrooms −$15K
  • Adjusts to $405K

That comparable adjusts to $405K; the $373K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is St Margaret's Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Lawrence Ave East at Galloway Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$276KGreat deal$405KOverpriced

Total price vs nearby homes. Fair value about $373K, median of 7 comparables.

Comparable listingsCurrently listed nearby in West Hill · asking prices
$360kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

704-207 Galloway Road$248k808-121 Ling Road$355k1910-121 Ling Road$360k1612-121 Ling Road$420k1504-121 Ling Road$420k

The 5 closest of 7 active listings nearby.

See all comparable homes
276kThis home248k355k360k420k420kThis home vs active comparables
Live market pulseActive comparables in West Hill · median list $420K
$291this home / sqft
14active listings nearby
78days on market

This home lists 24% below the area average of $384/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Hill, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Lawrence Ave East at Galloway Rd, about 48 m away

20+ transit stops6 grocery20+ dining20+ parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Willowdale East
$441K
Willowdale West
$770K
Annex
$1.57M
Church-Yonge Corridor
$590K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St Margaret's Public School
57%
St Margaret's Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 57% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$1,258/mo
$73KIncome needed
3.8×Price ÷ income
$290Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

53%mortgage
Mortgage $1,258Property tax $69Condo fee $1,028Total carry $2,355

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,178per month

Mortgage amount $220,800 · 4.14% over 25 years

$55,200Down payment (20.0%)
$220,800Loan before insurance
$0CMHC premium
$2,275Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,178
Property tax
$69
Condo / maintenance fees
$1,028
Heating
$0
Estimated monthly cost
$2,275

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$2,615
Toronto municipal land transfer tax
$2,615
Estimated closing costs
$5,230

Plus your down payment of $55,200. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,431/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$132,681Total interest paid
$353,481Total of all payments
Principal $220,800 Interest $132,681
YearPrincipalInterestBalance
1$5,173$8,967$215,627
2$5,389$8,750$210,238
3$5,614$8,525$204,624
4$5,849$8,290$198,775
5$6,094$8,045$192,681
6$6,349$7,790$186,332
7$6,614$7,525$179,718
8$6,891$7,248$172,827
9$7,179$6,960$165,648
10$7,480$6,660$158,168
11$7,792$6,347$150,376
12$8,118$6,021$142,258
13$8,458$5,681$133,800
14$8,812$5,328$124,988
15$9,180$4,959$115,808
16$9,564$4,575$106,244
17$9,964$4,175$96,279
18$10,381$3,758$85,898
19$10,815$3,324$75,083
20$11,268$2,872$63,815
21$11,739$2,400$52,076
22$12,230$1,909$39,846
23$12,742$1,398$27,104
24$13,275$865$13,830
25$13,830$309$0

At the end of your 5-year term

Total paid over the term
$70,696
Principal paid down
$28,119
Interest paid
$42,577
Balance remaining
$192,681

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
6.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

13.3%
Gross yield
− Property tax $822− Condo fees $12,338− Insurance $600− Vacancy & upkeep $4,026Net operating income $18,814

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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