603-90 Ling Road, Toronto, ON

West Hill, Toronto · MLS® E13118170

$495,000
For Sale
Listed 71 days ago
Request a showing
◎ Directions
3Bedrooms
2Bathrooms
1Parking
1000-1199Sq Ft

About this home

Move in ready! Stunning, well maintained end unit, 3 bedroom, 2 bathrooms, updated open concept kitchen with quartz countertop and backsplash combined with quartz countertop dining with new pendant light. Living room and kitchen lightings are updated. Updated flooring (2024) in kitchen, living room and hallway. Plus built-in shelves in the ensuite storage. Den was converted into 3rd bedroom. Extra enclosed space with built-in desk can be used as an office. Living room walk out to balcony. Building offers outdoor pool, Gym, Party Room, Sauna, Tennis court, Bicycle parking and visitor parking. The building has recently completed garage water proofing project. Conveniently located closed to university of Toronto and Centennial College(Morningside). Few steps to Bus stop with 24 hours bus service, closed to commercial complex (banks, groceries, restaurants, churches, public library, community center and police station, and Morningside park. Few minutes drive to H-way 401 and go train station.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13118170
Bedrooms
3
Bathrooms
2 (1 half)
Size
1000-1199
Cross streets
MORNING SIDE/LAWRENCE
Parking
1 parking
Basement
None
Heating
Water
A/C
Window Unit(s)
Exterior
Brick
Maintenance
$935/mo
Exposure
South East
Property tax
$1,252 / 2025
Days on market
71
Listing brokerage
HOMELIFE CLASSIC REALTY INC.

Rooms

Dining RoomFlat0.00 × 0.00 m

combined w/kitchen · quartz counter

KitchenFlat0.00 × 0.00 m

open concept · combined w/dining · backsplash

Bedroom 3Flat0.00 × 0.00 m

window · broadloom · closet

Primary BedroomFlat0.00 × 0.00 m

walk-in closet(s) · broadloom · 2 pc bath

Bedroom 2Flat0.00 × 0.00 m

window · broadloom · closet

Living RoomFlat0.00 × 0.00 m

vinyl floor · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
In line
$459Kest. value

Listed at $495,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In West Hill lately, sellers have been getting about 97% of asking and homes sell in about 29 days. Prices are down 14% versus a year ago.

Based on 64 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 64 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $337K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $413K
  • Bedrooms +$15K
  • Adjusts to $428K

That comparable adjusts to $428K; the $459K estimate above is the median of all 64 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Joseph Brant Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$422KGreat deal$540KOverpriced

Total price vs nearby homes. Fair value about $459K, median of 64 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in West Hill · asking prices
$455kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

404-90 Ling Road$489k424-1 Falaise Road$560k907-90 Ling Road$469k209-90 Ling Road$399k612-4062 Lawrence Avenue$359k

The 5 closest active listings nearby.

See all comparable homes
495kThis home489k560k469k399k359kThis home vs active comparables
Live market pulseActive comparables in West Hill · median list $420K
$450this home / sqft
13active listings nearby
71days on market
15sold nearby · 90 days
$410Kmedian sold price
97%of asking, on average
14%vs a year ago

This home lists 19% above the area average of $377/sqft.

70 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Hill, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Henry Farm
$599K
Willowdale East
$606K
Moss Park
$519K
Waterfront Communities C8
$760K
Church-Yonge Corridor
$561K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Joseph Brant Public School
43%
Joseph Brant Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 43% meet the provincial standard
Maplewood High SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,256/mo
$110KIncome needed
4.5×Price ÷ income
$521Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $2,256Property tax $104Condo fee $935Total carry $3,295

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,113per month

Mortgage amount $396,000 · 4.14% over 25 years

$99,000Down payment (20.0%)
$396,000Loan before insurance
$0CMHC premium
$3,153Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,113
Property tax
$104
Condo / maintenance fees
$935
Heating
$0
Estimated monthly cost
$3,153

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,375
Toronto municipal land transfer tax
$6,375
Estimated closing costs
$12,750

Plus your down payment of $99,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,567/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$237,961Total interest paid
$633,961Total of all payments
Principal $396,000 Interest $237,961
YearPrincipalInterestBalance
1$9,277$16,082$386,723
2$9,665$15,693$377,058
3$10,069$15,289$366,989
4$10,490$14,868$356,499
5$10,929$14,429$345,569
6$11,386$13,972$334,183
7$11,863$13,496$322,320
8$12,359$13,000$309,962
9$12,876$12,483$297,086
10$13,414$11,944$283,671
11$13,975$11,383$269,696
12$14,560$10,798$255,136
13$15,169$10,189$239,967
14$15,804$9,555$224,163
15$16,465$8,894$207,699
16$17,153$8,205$190,545
17$17,871$7,488$172,675
18$18,618$6,740$154,056
19$19,397$5,961$134,659
20$20,208$5,150$114,451
21$21,054$4,305$93,397
22$21,934$3,424$71,463
23$22,852$2,507$48,611
24$23,808$1,551$24,804
25$24,804$555$0

At the end of your 5-year term

Total paid over the term
$126,792
Principal paid down
$50,431
Interest paid
$76,361
Balance remaining
$345,569

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.2%
Gross yield
− Property tax $1,252− Condo fees $11,220− Insurance $600− Vacancy & upkeep $4,488Net operating income $23,240

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE CLASSIC REALTY INC.. MLS®/PropTx.

CallRequest a showing