603-90 Ling Road, Toronto, ON

West Hill, Toronto · MLS® E13118170

$495,000
For Sale
Listed 160 days agoNo offer date statedSitting longer than typical
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3Bedrooms
2Bathrooms
1Parking
1000-1199Sq ft

About this home

In short

  • Stunning, well maintained end unit, 3 bedroom, 2 bathrooms, updated open concept kitchen with quartz countertop and backsplash combined with quartz countertop dining...
  • Updated flooring (2024) in kitchen, living room and hallway.
  • Den was converted into 3rd bedroom.
  • Building offers outdoor pool, Gym, Party Room, Sauna, Tennis court, Bicycle parking and visitor parking.
  • Few steps to Bus stop with 24 hours bus service, closed to commercial complex (banks, groceries, restaurants, churches, public library, community center and police...

Move in ready! Stunning, well maintained end unit, 3 bedroom, 2 bathrooms, updated open concept kitchen with quartz countertop and backsplash combined with quartz countertop dining with new pendant light. Living room and kitchen lightings are updated. Updated flooring (2024) in kitchen, living room and hallway. Plus built-in shelves in the ensuite storage. Den was converted into 3rd bedroom. Extra enclosed space with built-in desk can be used as an office. Living room walk out to balcony. Building offers outdoor pool, Gym, Party Room, Sauna, Tennis court, Bicycle parking and visitor parking. The building has recently completed garage water proofing project. Conveniently located closed to university of Toronto and Centennial College(Morningside). Few steps to Bus stop with 24 hours bus service, closed to commercial complex (banks, groceries, restaurants, churches, public library, community center and police station, and Morningside park. Few minutes drive to H-way 401 and go train station.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13118170
Bedrooms
3
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
MORNING SIDE/LAWRENCE
Parking
1 parking
Basement
None
Heating
Water
A/C
Window Unit(s)
Exterior
Brick
Maintenance
$935/mo
Exposure
South East
Property tax
$1,252 / 2025
Days on market
160
Listing brokerage
HOMELIFE CLASSIC REALTY INC.

Rooms

Dining RoomFlat0.00 × 0.00 m

combined w/kitchen · quartz counter

KitchenFlat0.00 × 0.00 m

open concept · combined w/dining · backsplash

Bedroom 3Flat0.00 × 0.00 m

window · broadloom · closet

Primary BedroomFlat0.00 × 0.00 m

walk-in closet(s) · broadloom · 2 pc bath

Bedroom 2Flat0.00 × 0.00 m

window · broadloom · closet

Living RoomFlat0.00 × 0.00 m

vinyl floor · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Joseph Brant Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in West Hill · asking prices
$400kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $357/sqft; this home lists at $450/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
495kThis home458k400k489k252kThis home vs active comparables

Neighbourhood & location

West Hill, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$554K
Willowdale East
$820K
North St. James Town
$649K
Moss Park
$495K
Waterfront Communities C8
$525K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Joseph Brant Public School
43%
Joseph Brant Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 43% meet the provincial standard
Maplewood High SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
West Hill Public School · Public elementary0.6 km · 60% at standard
St Margaret's Public School · Public elementary0.9 km · 57% at standard
West Hill Collegiate Institute · Public secondary1.0 km · 52% at standard
Galloway Road Public School · Public elementary1.0 km · 57% at standard
Eastview Public School · Public elementary1.1 km · 52% at standard
St Malachy Catholic School · Catholic elementary1.5 km · 73% at standard
William G Miller Junior Public School · Public elementary1.5 km · 62% at standard
Poplar Road Junior Public School · Public elementary1.6 km · 85% at standard
Highland Creek Public School · Public elementary1.8 km · 53% at standard
George B Little Public School · Public elementary2.0 km · 54% at standard
Jack Miner Senior Public School · Public elementary2.0 km
Willow Park Junior Public School · Public elementary2.2 km · 27% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,256/mo
$110KIncome needed
4.5×Price ÷ income
$521Weekly cost
$12,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $2,256Property tax $104Condo fee $935Total carry $3,295

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,190per month

Mortgage amount $396,000 · 4.49% over 25 years

$99,000Down payment (20.0%)
$396,000Loan before insurance
$0CMHC premium
$3,229Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,190
Property tax
$104
Condo / maintenance fees
$935
Heating
$0
Estimated monthly cost
$3,229

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,375
Toronto municipal land transfer tax
$6,375
Estimated closing costs
$12,750

Plus your down payment of $99,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,650/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$260,866Total interest paid
$656,866Total of all payments
Principal $396,000 Interest $260,866
YearPrincipalInterestBalance
1$8,837$17,438$387,163
2$9,238$17,036$377,925
3$9,658$16,617$368,267
4$10,096$16,178$358,171
5$10,555$15,720$347,616
6$11,034$15,241$336,582
7$11,535$14,740$325,047
8$12,059$14,216$312,989
9$12,606$13,669$300,383
10$13,178$13,096$287,204
11$13,777$12,498$273,428
12$14,402$11,872$259,025
13$15,056$11,218$243,969
14$15,740$10,535$228,229
15$16,455$9,820$211,775
16$17,202$9,073$194,573
17$17,983$8,292$176,590
18$18,799$7,476$157,791
19$19,653$6,622$138,139
20$20,545$5,730$117,594
21$21,478$4,797$96,116
22$22,453$3,822$73,663
23$23,472$2,802$50,190
24$24,538$1,736$25,652
25$25,652$622$0

At the end of your 5-year term

Total paid over the term
$131,373
Principal paid down
$48,384
Interest paid
$82,989
Balance remaining
$347,616

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.2%
Gross yield
− Property tax $1,252− Condo fees $11,220− Insurance $600− Vacancy & upkeep $4,488Net operating income $23,240

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE CLASSIC REALTY INC.. MLS®/PropTx.

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