Th03-1350 Kingston Road, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13163426

$699,000
For Sale
Listed 56 days ago
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2Bedrooms
3Bathrooms
1Garage
1000-1199Sq Ft

About this home

Resort Like Boutique Condo Overlooking The Prestigious Hunt Club Fairways And Lake Ontario, Enjoy Fresh Air & Lake. 2 Level Townhouse, 1123Sf, 2Brs, 3Wrs, Huge Kitchen Area, Terrace 91Sf, Features With Great Conveniences: Direct Access To Ttc On Kingston Rd, Bring To Danforth Station; 15 Min Drive To Downtown Toronto, Close To Famous Woodbine Beach, Scarborough Bluffs Beach, Upper Beaches Restaurants, Parks, Groceries, And More

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13163426
Bedrooms
2
Bathrooms
3 (1 half)
Size
1000-1199
Cross streets
Kinston Road/Warden
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$950/mo
Exposure
North
Property tax
$4,230 / 2025
Days on market
56
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Dining RoomLower4.93 × 3.61 m

laminate · combined w/living

KitchenLower3.58 × 2.14 m

laminate · centre island · stainless steel appl

Primary BedroomUpper4.24 × 3.53 m

laminate · 3 pc ensuite

Living RoomLower4.93 × 3.61 m

laminate · w/o to balcony · combined w/dining

Bedroom 2Upper3.51 × 2.95 m

laminate · 4 pc ensuite

Moe’s TakeTeam Asgarian · Broker
In line
$755Kest. value

Listed at $699,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Birchcliffe-Cliffside, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $730K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $799K
  • Adjusts to $799K

That comparable adjusts to $799K; the $755K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kingston Rd at Queensbury Ave is about a 1-minute walk away.

List price
$599KGreat deal$799KOverpriced

Total price vs nearby homes. Fair value about $755K, median of 5 comparables.

Comparable listingsCurrently listed nearby · asking prices
$673kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

92 McGill Street$799k21-871 Wilson Avenue$599kS123-180 Mill Street$899k213-7 Applewood Lane$639k220-4001 Don Mills Road$429k

The 5 closest active listings nearby.

See all comparable homes
699kThis home799k599k899k639k429kThis home vs active comparables
Live market pulseActive comparables in Birchcliffe-Cliffside · median list $849K
$636this home / sqft
10active listings nearby
56days on market

This home lists 11% below the area average of $713/sqft.

53 days longer than the Toronto average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

67/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Kingston Rd at Queensbury Ave, about 20 m away

20+ transit stops6 grocery20+ dining19 parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Victoria Village
$782K
Willowdale East
$799K
Don Valley Village
$720K
Morningside
$591K
Niagara
$559K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Public School
68%
Birch Cliff Public SchoolPublic · Elementary · 1.0 km awayBelow the GTA average · 68% meet the provincial standard

Affordability & Mortgage

Affordability
$3,186/mo
$154KIncome needed
4.5×Price ÷ income
$735Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $3,186Property tax $353Condo fee $950Total carry $4,488

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,984per month

Mortgage amount $559,200 · 4.14% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$4,287Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,984
Property tax
$353
Condo / maintenance fees
$950
Heating
$0
Estimated monthly cost
$4,287

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Toronto municipal land transfer tax
$10,455
Estimated closing costs
$20,910

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,624/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,030Total interest paid
$895,230Total of all payments
Principal $559,200 Interest $336,030
YearPrincipalInterestBalance
1$13,100$22,709$546,100
2$13,648$22,161$532,452
3$14,219$21,590$518,233
4$14,814$20,995$503,419
5$15,433$20,376$487,986
6$16,079$19,730$471,907
7$16,751$19,058$455,155
8$17,452$18,357$437,703
9$18,182$17,627$419,521
10$18,943$16,866$400,578
11$19,735$16,074$380,843
12$20,561$15,249$360,283
13$21,421$14,389$338,862
14$22,317$13,493$316,546
15$23,250$12,559$293,296
16$24,222$11,587$269,073
17$25,236$10,573$243,838
18$26,291$9,518$217,546
19$27,391$8,418$190,155
20$28,537$7,272$161,619
21$29,730$6,079$131,888
22$30,974$4,835$100,914
23$32,270$3,540$68,645
24$33,619$2,190$35,026
25$35,026$784$0

At the end of your 5-year term

Total paid over the term
$179,046
Principal paid down
$71,214
Interest paid
$107,832
Balance remaining
$487,986

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $4,230− Condo fees $11,400− Insurance $600− Vacancy & upkeep $4,488Net operating income $20,082

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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