Th03-1350 Kingston Road, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13163426

$699,000
For Sale
Listed 150 days agoNo offer date statedSitting longer than typical
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2Bedrooms
3Bathrooms
1Garage
1000-1199Sq ft

About this home

Resort Like Boutique Condo Overlooking The Prestigious Hunt Club Fairways And Lake Ontario, Enjoy Fresh Air & Lake. 2 Level Townhouse, 1123Sf, 2Brs, 3Wrs, Huge Kitchen Area, Terrace 91Sf, Features With Great Conveniences: Direct Access To Ttc On Kingston Rd, Bring To Danforth Station; 15 Min Drive To Downtown Toronto, Close To Famous Woodbine Beach, Scarborough Bluffs Beach, Upper Beaches Restaurants, Parks, Groceries, And More

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13163426
Bedrooms
2
Bathrooms
3 (1 half)
Size
1000-1199 sq ft
Cross streets
Kinston Road/Warden
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$950/mo
Exposure
North
Property tax
$4,230 / 2025
Days on market
150
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Dining RoomLower4.93 × 3.61 m

laminate · combined w/living

KitchenLower3.58 × 2.14 m

laminate · centre island · stainless steel appl

Primary BedroomUpper4.24 × 3.53 m

laminate · 3 pc ensuite

Living RoomLower4.93 × 3.61 m

laminate · w/o to balcony · combined w/dining

Bedroom 2Upper3.51 × 2.95 m

laminate · 4 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Birchcliffe-Cliffside · asking prices
$840kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.

Per square foot, these ask about $696/sqft; this home lists at $636/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
699kThis home729k799k825k799k1.05MThis home vs active comparables

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Victoria Village
$754K
Dorset Park
$671K
Casa Loma
$2.80M
St. Andrew-Windfields
$929K
Niagara
$902K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Public School
68%
Birch Cliff Public SchoolPublic · Elementary · 1.0 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Blantyre Public School · Public elementary0.8 km · 71% at standard
Courcelette Public School · Public elementary0.8 km · 77% at standard
Neil McNeil High School · Catholic secondary1.0 km · 76% at standard
St Dunstan Catholic School · Catholic elementary1.2 km · 73% at standard
Adam Beck Junior Public School · Public elementary1.2 km · 73% at standard
Oakridge Junior Public School · Public elementary1.2 km · 61% at standard
Samuel Hearne Public School · Public elementary1.3 km · 47% at standard
Immaculate Heart of Mary Catholic School · Catholic elementary1.4 km · 71% at standard
Malvern Collegiate Institute · Public secondary1.5 km · 87% at standard
Notre Dame Catholic High School · Catholic secondary1.6 km · 82% at standard
Taylor Creek Public School · Public elementary1.6 km · 41% at standard
Balmy Beach Community School · Public elementary1.6 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,186/mo
$154KIncome needed
4.5×Price ÷ income
$735Weekly cost
$20,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $3,186Property tax $353Condo fee $950Total carry $4,488

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,092per month

Mortgage amount $559,200 · 4.49% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$4,394Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,092
Property tax
$353
Condo / maintenance fees
$950
Heating
$0
Estimated monthly cost
$4,394

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Toronto municipal land transfer tax
$10,455
Estimated closing costs
$20,910

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,742/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,374Total interest paid
$927,574Total of all payments
Principal $559,200 Interest $368,374
YearPrincipalInterestBalance
1$12,479$24,624$546,721
2$13,046$24,057$533,675
3$13,638$23,465$520,038
4$14,257$22,846$505,781
5$14,904$22,199$490,876
6$15,581$21,522$475,295
7$16,289$20,814$459,006
8$17,028$20,075$441,978
9$17,801$19,302$424,177
10$18,610$18,493$405,567
11$19,455$17,648$386,113
12$20,338$16,765$365,775
13$21,261$15,842$344,514
14$22,227$14,876$322,287
15$23,236$13,867$299,051
16$24,291$12,812$274,761
17$25,394$11,709$249,367
18$26,547$10,556$222,820
19$27,752$9,351$195,069
20$29,012$8,091$166,057
21$30,329$6,774$135,727
22$31,706$5,397$104,021
23$33,146$3,957$70,875
24$34,651$2,452$36,224
25$36,224$879$0

At the end of your 5-year term

Total paid over the term
$185,515
Principal paid down
$68,324
Interest paid
$117,191
Balance remaining
$490,876

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $4,230− Condo fees $11,400− Insurance $600− Vacancy & upkeep $4,488Net operating income $20,082

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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