34 Raynes Crescent, Toronto, ON

Milliken, Toronto · MLS® E13441690

$1,599,999
For Sale
Listed 35 days ago
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5Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq Ft

About this home

Live with refined style, luxury, and elegance in this exquisitely upgraded, turn-key, 4+1 bed, 4 bath forever home. The home has been meticulously cared for by its original owner. Its sun-soaked, optimized layout is a showcase of thoughtful design - the epitome of both Function & Form. FEATURING over $300K in premium upgrades & finishes curated to emanate Hygge comfort and warmth, this home offers a truly elevated living experience in its ~3,800 sqft of livable space. The main floor impresses with its open-concept Chef's Kitchen with an 6'9" eat-in quartz peninsula, beverage station, abundant cabinetry, S/S appliances w/built-in dishwasher. The breakfast area has access to the backyard patio (incl. built-in natural gas for BBQ). The Family Room enhances with a modern-look brick, wood-burning fireplace. The Dining & Living rooms are perfect for hosting. A sunken Laundry/Mud room provides convenient access to the Double Garage. The stylish Powder Room is sure to impress. The grand staircase with black spindles leads upstairs. The large Primary Bedroom fills with natural light & features a custom built-in his & hers closet system & luxurious spa-like 5-pc ensuite w/double sinks, standalone tub, W/C toilet, & curbless glass Euro-rainfall shower. The basement is built upon a subfloor providing year-round comfort. Suspended ceilings provide easy access to home internals, and LED panels simulate daylight. While configured for theatre, rec/play, den, & extra bedroom, it's open concept gives way to your imagination. Includes a boutique 3-pc bath. Top-to-bottom Renos ('25): Energy-Certified Window & Doors Replacements, Attic Insultation ('26), Kitchen Appliances; Kitchen Cabinets & Countertops, Washroom Vanities, All-New Delta/Moen Plumbing Fixtures & Accessories, Custom Closet System, Stairs, Floors, Ceilings. LOCATION! Schools, Milliken Park, Rec Centre, Grocery, Shopping, Markville Mall, Restaurants, Hwy407, Transit. *A RARE OPPORTUNITY - THIS HOME IS A MUST-SEE*

Key facts

Property type
Detached, 2-Storey
MLS®
E13441690
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
2500-3000
Lot
44.34 × 119.88 ft
Cross streets
McCowan Road & Steeles Ave. East
Parking
2 garage · 4 parking (attached)
Basement
Development Potential, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,990 / 2025
Days on market
35
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

Living RoomMain8.45 × 3.33 m

hardwood floor · combined w/dining · large window

BathroomSecond4.06 × 2.69 m

5 pc ensuite · walk-in bath · renovated

Family RoomMain5.54 × 3.40 m

hardwood floor · brick fireplace · large window

KitchenMain3.44 × 3.82 m

quartz counter · b/i dishwasher · stainless steel appl

LaundryMain3.40 × 1.70 m

access to garage · sunken room · stainless steel sink

Bedroom 5Basement3.96 × 3.42 m

vinyl floor · window · wood

Bedroom 3Second3.51 × 2.92 m

hardwood floor · large window · large closet

Media RoomBasement5.56 × 3.94 m

vinyl floor · window · wood

DenBasement3.05 × 3.25 m

vinyl floor · wood

PlayBasement5.41 × 4.37 m

vinyl floor · window · wood

Primary BedroomSecond6.73 × 3.33 m

hardwood floor · b/i closet · 5 pc ensuite

BreakfastMain4.09 × 3.15 m

w/o to patio · large window · custom counter

Bedroom 4Second4.06 × 3.15 m

hardwood floor · large window · large closet

Bedroom 2Second4.06 × 3.15 m

hardwood floor · large window · large closet

DenSecond2.29 × 1.12 m

hardwood floor · large window · south view

Dining RoomMain8.45 × 3.33 m

hardwood floor · combined w/living · window

Media RoomBasement5.56 × 5.69 m

vinyl floor · window · wood

Moe’s TakeTeam Asgarian · Broker
Below comparables
$2.44Mest. value

Listed at $1,599,999, this home is about 34% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Milliken, so I widened the search to the surrounding area.

Based on 16 similar homes nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.57M, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $3.00M
  • Bathrooms −$15K
  • Adjusts to $2.98M

That comparable adjusts to $2.98M; the $2.44M estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Albert Campbell Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.60MGreat deal$2.98MOverpriced

Total price vs nearby homes. Fair value about $2.44M, median of 16 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$2.62Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

84 Fred Young Drive$1.80M18 Thatcher Avenue$1.98M78 South Kingsway$3.00M414 Glengarry Avenue$3.70M

The 4 closest active listings nearby.

See all comparable homes
1.60MThis home1.80M1.98M3.00M3.70MThis home vs active comparables
Live market pulseActive comparables in Milliken · median list $1.15M
$582this home / sqft
11active listings nearby
35days on market

This home lists 12% below the area average of $658/sqft.

34 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Milliken, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Malvern
$798K
Wexford-Maryvale
$865K
Cliffcrest
$1.51M
Newtonbrook West
$1.75M
Bedford Park-Nortown
$3.02M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Albert Campbell Collegiate Institute
76%
Albert Campbell Collegiate InstitutePublic · Secondary · 2.2 km awayAbove the GTA average · 76% meet the provincial standard
Banting and Best Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$7,292/mo
$299KIncome needed
5.4×Price ÷ income
$1,683Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,292Property tax $583Total carry $7,875

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,831per month

Mortgage amount $1,279,999 · 4.14% over 25 years

$320,000Down payment (20.0%)
$1,279,999Loan before insurance
$0CMHC premium
$7,413Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,831
Property tax
$583
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,413

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,475
Toronto municipal land transfer tax
$28,475
Estimated closing costs
$56,950

Plus your down payment of $320,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,296/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$769,166Total interest paid
$2,049,165Total of all payments
Principal $1,279,999 Interest $769,166
YearPrincipalInterestBalance
1$29,986$51,981$1,250,013
2$31,240$50,726$1,218,773
3$32,547$49,420$1,186,226
4$33,908$48,058$1,152,318
5$35,327$46,640$1,116,991
6$36,804$45,162$1,080,187
7$38,344$43,623$1,041,843
8$39,948$42,019$1,001,895
9$41,619$40,348$960,277
10$43,359$38,607$916,917
11$45,173$36,793$871,744
12$47,063$34,904$824,681
13$49,031$32,935$775,650
14$51,082$30,884$724,568
15$53,219$28,748$671,349
16$55,445$26,522$615,904
17$57,764$24,203$558,140
18$60,180$21,786$497,960
19$62,697$19,269$435,262
20$65,320$16,647$369,942
21$68,052$13,914$301,890
22$70,899$11,068$230,991
23$73,864$8,102$157,127
24$76,954$5,013$80,173
25$80,173$1,794$0

At the end of your 5-year term

Total paid over the term
$409,833
Principal paid down
$163,008
Interest paid
$246,825
Balance remaining
$1,116,991

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $6,990− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,680

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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