School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

44%

St. Martin De PorresCatholic · Elementary · 0.9 km awayBelow the GTA average · 44% meet the provincial standard

West Hill Public SchoolEQAO results not published

West Hill Collegiate InstituteEQAO results not published

Also nearby: 12 more schools within 2.5 km

West Hill Public School · Public elementary0.3 km · 60% at standard

West Hill Collegiate Institute · Public secondary0.3 km · 52% at standard

St Margaret's Public School · Public elementary1.0 km · 57% at standard

Highland Creek Public School · Public elementary1.2 km · 53% at standard

Joseph Brant Senior Public School · Public elementary1.3 km · 43% at standard

Galloway Road Public School · Public elementary1.3 km · 57% at standard

George B Little Public School · Public elementary1.7 km · 54% at standard

Military Trail Public School · Public elementary1.8 km · 36% at standard

Eastview Public School · Public elementary1.8 km · 52% at standard

St Malachy Catholic School · Catholic elementary1.8 km · 73% at standard

Maplewood High School · Public secondary1.9 km

William G Miller Junior Public School · Public elementary1.9 km · 62% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability

$8,432/mo

$333KIncome needed

5.6×Price ÷ income

$1,946Weekly cost

$66,950Land transfer tax, one-time (Ontario + Toronto)

20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

Mortgage $8,432Property tax $343Total carry $8,775

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

Home price

Down payment20.0%

Homes over $1.5M can't be insured, so 20% down or more is required.

Interest rate4.49%

Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

Amortization

years

Payment frequency

Mortgage term

years (your rate-locked period)

Property is in the City of TorontoFirst-time home buyer (land transfer rebate)

$8,183per month

Mortgage amount $1,480,000 · 4.49% over 25 years

$370,000Down payment (20.0%)

$1,480,000Loan before insurance

$0CMHC premium

$8,527Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent): $8,183
Property tax: $343
Condo / maintenance fees: $0
Heating: $0
Estimated monthly cost: $8,527

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax: $33,475
Toronto municipal land transfer tax: $33,475
Estimated closing costs: $66,950

Plus your down payment of $370,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate

$9,904/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$974,952Total interest paid

$2,454,952Total of all payments

Principal $1,480,000 Interest $974,952

YearPrincipalInterestBalance

1$33,027$65,171$1,446,973

2$34,527$63,671$1,412,446

3$36,095$62,104$1,376,351

4$37,733$60,465$1,338,618

5$39,447$58,751$1,299,171

6$41,238$56,960$1,257,934

7$43,110$55,088$1,214,824

8$45,067$53,131$1,169,756

9$47,114$51,084$1,122,643

10$49,253$48,945$1,073,390

11$51,489$46,709$1,021,901

12$53,827$44,371$968,074

13$56,271$41,927$911,803

14$58,826$39,372$852,978

15$61,497$36,701$791,481

16$64,289$33,909$727,192

17$67,208$30,990$659,984

18$70,259$27,939$589,725

19$73,449$24,749$516,276

20$76,784$21,414$439,491

21$80,271$17,928$359,221

22$83,915$14,283$275,306

23$87,725$10,473$187,581

24$91,708$6,490$95,872

25$95,872$2,326$0

At the end of your 5-year term

Total paid over the term: $490,990
Principal paid down: $180,829
Interest paid: $310,162
Balance remaining: $1,299,171

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield

Estimate$2,300/mo

$27,600Gross annual rent

1.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.5%

Gross yield

− Property tax $4,120− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,044

Helpful resources

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All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MASTER`S CHOICE REALTY INC.. MLS®/PropTx.

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