#1507-5001 Finch Avenue, Toronto, ON

Agincourt North, Toronto · MLS® E13581812

$525,000
For Sale
Listed 92 days agoNo offer date statedSitting longer than typical
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2Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • This is a ready to move in beautiful 2 bedrooms & 2 full bathrooms newly renovated Suite at the Chartwell Place built by Monarch Developments.
  • The renovation was done with top-of-the-line Benjamin Moore Regal paint and waterproof plank flooring.
  • The spacious kitchen is open to the dining room and is furnished with brand new 2026 Frigidaire Stainless Steel never used appliances - the stove features induction...
  • The building's amenities include gym, indoor pool with jacuzzi & sauna, guest suites, party room, Ping pong & billiards room, meeting room & visitor parking.
  • This condo community is quiet with very little turnaround making this a rare opportunity to move in this select condo building.

This is a ready to move in beautiful 2 bedrooms & 2 full bathrooms newly renovated Suite at the Chartwell Place built by Monarch Developments. The renovation was done with top-of-the-line Benjamin Moore Regal paint and waterproof plank flooring. The spacious kitchen is open to the dining room and is furnished with brand new 2026 Frigidaire Stainless Steel never used appliances - the stove features induction elements and steam clean stove. The separated bedrooms layout feature traditional design with privacy luxurious colonial doors, large windows and spacious double closets, ideal for child/in-laws sharing. The unit has a panoramic clear view of the city, overlooking the Woodside Square Mall with many restaurants, shopping, cinema & grocery store giving it a walk score of 91 and with TTC at its doorstep, a transit score of 65. The building's amenities include gym, indoor pool with jacuzzi & sauna, guest suites, party room, Ping pong & billiards room, meeting room & visitor parking. This condo community is quiet with very little turnaround making this a rare opportunity to move in this select condo building.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13581812
Bedrooms
2
Bathrooms
2
Size
900-999 sq ft
Cross streets
Mccowan/Finch
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete Poured
Maintenance
$936/mo
Exposure
North
Property tax
$2,029 / 2026
Days on market
92
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

Dining RoomFlat4.20 × 3.30 m

combined w/living · open concept · plank

Primary BedroomFlat3.80 × 3.04 m

plank · 4 pc ensuite · double closet

KitchenFlat3.60 × 2.95 m

ceramic backsplash · pantry · stainless steel appl

Bedroom 2Flat3.37 × 2.75 m

plank · double closet · large window

FoyerFlat2.70 × 1.23 m

ceramic floor · large closet · colonial doors

Living RoomFlat4.00 × 3.10 m

picture window · plank

Our TakeTeam Asgarian · Broker
A small discount is typical
$505Klikely sale price

Listed at $525,000. Going by how homes in Agincourt North and the wider GTA have actually closed against their asking prices (about 96%, 12 local closings in 90 days), the likely sale price is near $505K, if it sells. A realistic range is $475K to $546K.

Independent value check: $470K. Without looking at the asking price, our model values the home itself about 11% below the ask (homes like it typically land between $437K and $494K).

Why $470K. The typical condo sold in Agincourt North over the past year went for about $423K (48 sales). What sets this one apart:

  • ▲ Raises itIt is 900 to 999 sq ft; the typical home sold here is 700 to 799.
  • ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.
  • ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $2,029 a year; the typical home sold here pays about $1,900.

Longer on the market than typical. 92 days on the market against about 40 for homes like it here, and asking 12% above where comparable closings put it.

List price
$475KBelow recent closings$546KAbove recent closings

Total price vs nearby homes. Likely closing about $505K, from 12 recent closings in this pocket.

The market behind the math:

12sold nearby · 90 days
$453Kmedian sold price
92%of asking, on average
−12%prices vs a year ago
~26 dayshomes like this take to sell
92days on market so far
$2,702/moest. rent · 6 leases
6.2%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.5 months of inventory: 14 condo apartment homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $553/sqft against an area asking average of $497/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $430K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Development potential: upside only if zoning permits, verify with the city before relying on it. Worth verifying
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Iroquois Junior Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 11 homes sold in this building over the past two years, from 88 closings in Agincourt North.

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,804 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K885

Neighbourhood & location

Agincourt North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$526K
North St. James Town
$765K
Church-Yonge Corridor
$529K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Iroquois Junior Public School
95%
Iroquois Junior Public SchoolPublic · Elementary · 0.5 km awayAmong the top in the GTA · 95% meet the provincial standard
Henry Kelsey Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Francis Libermann Catholic High School · Catholic secondary0.5 km · 74% at standard
Anson S Taylor Junior Public School · Public elementary0.6 km · 81% at standard
Percy Williams Junior Public School · Public elementary0.6 km · 82% at standard
Brimwood Boulevard Junior Public School · Public elementary0.7 km · 61% at standard
Our Lady of Grace Catholic School · Catholic elementary0.7 km · 75% at standard
Delphi Secondary Alternative School · Public secondary1.2 km · 73% at standard
Chartland Junior Public School · Public elementary1.2 km · 71% at standard
North Agincourt Junior Public School · Public elementary1.4 km · 74% at standard
St Marguerite Bourgeoys Catholic Catholic School · Catholic elementary1.4 km
Alexmuir Junior Public School · Public elementary1.4 km · 74% at standard
Agnes Macphail Public School · Public elementary1.6 km · 88% at standard
Msgr Fraser-Midland · Catholic secondary1.6 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,393/mo
$117KIncome needed
4.5×Price ÷ income
$552Weekly cost
$13,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $2,393Property tax $169Condo fee $936Total carry $3,498

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,322per month

Mortgage amount $420,000 · 4.49% over 25 years

$105,000Down payment (20.0%)
$420,000Loan before insurance
$0CMHC premium
$3,427Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,322
Property tax
$169
Condo / maintenance fees
$936
Heating
$0
Estimated monthly cost
$3,427

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,975
Toronto municipal land transfer tax
$6,975
Estimated closing costs
$13,950

Plus your down payment of $105,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,811/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$276,676Total interest paid
$696,676Total of all payments
Principal $420,000 Interest $276,676
YearPrincipalInterestBalance
1$9,373$18,494$410,627
2$9,798$18,069$400,829
3$10,243$17,624$390,586
4$10,708$17,159$379,878
5$11,194$16,673$368,684
6$11,703$16,164$356,981
7$12,234$15,633$344,747
8$12,789$15,078$331,958
9$13,370$14,497$318,588
10$13,977$13,890$304,611
11$14,612$13,255$289,999
12$15,275$12,592$274,724
13$15,969$11,898$258,755
14$16,694$11,173$242,061
15$17,452$10,415$224,609
16$18,244$9,623$206,365
17$19,072$8,795$187,293
18$19,938$7,929$167,354
19$20,844$7,023$146,511
20$21,790$6,077$124,721
21$22,779$5,088$101,941
22$23,814$4,053$78,127
23$24,895$2,972$53,232
24$26,025$1,842$27,207
25$27,207$660$0

At the end of your 5-year term

Total paid over the term
$139,335
Principal paid down
$51,316
Interest paid
$88,019
Balance remaining
$368,684

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Agincourt North$2,702/mo
$32,424Gross annual rent
2.9%Cap rate after taxes and upkeep
$2,486 to $2,918Typical rent range
~24 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Agincourt North signed at a median of $2,406 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,702. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.2%
Gross yield
− Property tax $2,029− Condo fees $11,231− Insurance $600− Vacancy & upkeep $3,567Net operating income $14,998

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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