PH11-5039 Finch Avenue, Toronto, ON

Agincourt North, Toronto · MLS® E13667402

$528,000
For Sale
Just listed today
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2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Rarely Offered Penthouse With Unobstructed Northwest Views! Welcome To This Beautifully Maintained 2-Bedroom, 2-Bathroom Penthouse Featuring A Rare 9-Ft Ceiling And Unobstructed Northwest Exposure. Enjoy Beautiful Open Views And An Abundance Of Natural Light Throughout The Day. The Functional Open-Concept Layout Offers A Comfortable Living And Dining Area, With A Well-Appointed Kitchen And Generously Sized Bedrooms. The Primary Bedroom Features A Walk-In Closet And Private 4-Pc Ensuite, While The Second Bedroom Offers Excellent Flexibility For Family, Guests Or A Home Office. Enjoy Outstanding Building Amenities Including 24-Hr Concierge, Indoor Swimming Pool, Fully Equipped Fitness Centre And Tennis Court. Ideally Located Just Steps To Woodside Square, Restaurants, Supermarkets, Schools, Parks And TTC, With Easy Access To Major Highways. A Truly Rare Penthouse Offering With Unobstructed Northwest Views, Coveted 9-Ft Ceilings And An Unbeatable Location. Don't Miss This Exceptional Opportunity!

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13667402
Bedrooms
2
Bathrooms
2
Size
900-999
Cross streets
Finch / McCowan
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$761/mo
Exposure
North West
Property tax
$2,425 / 2026
Listing brokerage
T-ONE GROUP REALTY INC.,

Rooms

Bedroom 2Main3.51 × 3.51 m

Closet

KitchenMain2.40 × 2.07 m

north view · ceramic floor

Primary BedroomMain4.05 × 3.26 m

walk-in closet(s) · 4 pc ensuite

Living RoomMain3.72 × 3.16 m

North View

Dining RoomMain2.46 × 2.41 m

West View

Our TakeTeam Asgarian · Broker
Above comparables
$458Kest. value

Listed at $528,000, and my independent estimate is about 15% above what comparable homes suggest.

In Agincourt North lately, sellers get about 95% of asking; homes sell in ~34 days.

List price
$443KGreat deal$528KOverpriced

Total price vs nearby homes. Fair value about $458K, median of 13 comparables.

How this estimate is builtthe short version

I take the 13 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $504K, a close match.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Anson S Taylor Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 13 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Agincourt North · asking prices
$516kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

#1507-5001 Finch Avenue$525k708-2628 Mccowan Road$500k709-5039 Finch Avenue$519k1107-2627 Mccowan Road$539k1206-5001 Finch Avenue$499k

The 5 closest active listings nearby.

See all comparable homes
528kThis home525k500k519k539k499kThis home vs active comparables
Live market pulseActive comparables in Agincourt North · median list $519K
$556this home / sqft
11active listings nearby
31sold nearby · 90 days
$450Kmedian sold price
95%of asking, on average

This home lists 10% above the area average of $507/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Agincourt North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$529K
Banbury-Don Mills
$748K
York University Heights
$456K
Moss Park
$442K
Church-Yonge Corridor
$576K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Anson S Taylor Junior Public School
81%
Anson S Taylor Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 81% meet the provincial standard
Henry Kelsey Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,406/mo
$116KIncome needed
4.6×Price ÷ income
$555Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,406Property tax $202Condo fee $761Total carry $3,369

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.19%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.04% via Ratehub.ca (as of August 12, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,266per month

Mortgage amount $422,400 · 4.19% over 25 years

$105,600Down payment (20.0%)
$422,400Loan before insurance
$0CMHC premium
$3,229Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,266
Property tax
$202
Condo / maintenance fees
$761
Heating
$0
Estimated monthly cost
$3,229

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,035
Toronto municipal land transfer tax
$7,035
Estimated closing costs
$14,070

Plus your down payment of $105,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.19%Qualifying rate
$2,750/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$257,289Total interest paid
$679,689Total of all payments
Principal $422,400 Interest $257,289
YearPrincipalInterestBalance
1$9,827$17,360$412,573
2$10,243$16,944$402,329
3$10,677$16,511$391,652
4$11,129$16,059$380,523
5$11,600$15,587$368,923
6$12,091$15,096$356,832
7$12,603$14,584$344,228
8$13,137$14,051$331,091
9$13,693$13,494$317,398
10$14,273$12,915$303,125
11$14,877$12,310$288,248
12$15,507$11,680$272,741
13$16,164$11,024$256,578
14$16,848$10,340$239,730
15$17,561$9,626$222,168
16$18,305$8,883$203,863
17$19,080$8,108$184,784
18$19,888$7,300$164,896
19$20,730$6,458$144,166
20$21,607$5,580$122,559
21$22,522$4,665$100,037
22$23,476$3,712$76,561
23$24,470$2,718$52,091
24$25,506$1,682$26,586
25$26,586$602$0

At the end of your 5-year term

Total paid over the term
$135,938
Principal paid down
$53,477
Interest paid
$82,461
Balance remaining
$368,923

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
3.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.9%
Gross yield
− Property tax $2,425− Condo fees $9,130− Insurance $600− Vacancy & upkeep $4,026Net operating income $20,419

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of T-ONE GROUP REALTY INC.,. MLS®/PropTx.

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