4450 Lawrence Avenue, Toronto, ON

West Hill, Toronto · MLS® E13583812

$729,900
For Sale
Listed 91 days agoNo offer date statedSitting longer than typical
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3Bedrooms
1Bathrooms
4Parking
1100-1500Sq ft

About this home

In short

  • Investor Alert Prime Opportunity.
  • Bungalow situated on a premium lot with multiple exit strategies: build new, rent and hold, or explore land assembly potential.
  • Property is currently tenanted and insurable, offering immediate rental income potential.
  • Located just minutes from Hwy 401, the GO Station, and major big-box retailers.

Investor Alert Prime Opportunity! Bungalow situated on a premium lot with multiple exit strategies: build new, rent and hold, or explore land assembly potential. Surrounded by ongoing development and custom builds this is a high-growth pocket worth watching.Property is currently tenanted and insurable, offering immediate rental income potential. Located just minutes from Hwy 401, the GO Station, and major big-box retailers. Public transit right at your doorstep adds to long-term appeal.

Key facts

Property type
Detached, Bungalow
MLS®
E13583812
Bedrooms
3
Bathrooms
1
Size
1100-1500 sq ft
Lot
63.19 × 100 ft
Cross streets
lawrence and beechgrove
Parking
4 parking
Driveway
Private
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,200 / 2025
Days on market
91
Listing brokerage
REALTY WEALTH GROUP INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Sir Oliver Mowat Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

West Hill, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge E11
$1.15M
Bendale
$900K
Cliffcrest
$799K
Wexford-Maryvale
$849K
Steeles
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near William G Miller Public School
62%
William G Miller Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 62% meet the provincial standard
Also nearby: 10 more schools within 2.5 km
Joseph Brant Senior Public School · Public elementary1.2 km · 43% at standard
St Brendan Catholic School · Catholic elementary1.5 km · 82% at standard
Highland Creek Public School · Public elementary1.6 km · 53% at standard
Centennial Road Junior Public School · Public elementary1.8 km · 71% at standard
West Hill Public School · Public elementary1.9 km · 60% at standard
Charlottetown Junior Public School · Public elementary2.0 km · 68% at standard
St Martin De Porres Catholic School · Catholic elementary2.0 km · 44% at standard
West Hill Collegiate Institute · Public secondary2.2 km · 52% at standard
Cardinal Leger Catholic School · Catholic elementary2.4 km · 78% at standard
Meadowvale Public School · Public elementary2.4 km · 81% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,327/mo
$138KIncome needed
5.3×Price ÷ income
$768Weekly cost
$22,146Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,327Property tax $267Total carry $3,593

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,229per month

Mortgage amount $583,920 · 4.49% over 25 years

$145,980Down payment (20.0%)
$583,920Loan before insurance
$0CMHC premium
$3,495Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,229
Property tax
$267
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,495

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,073
Toronto municipal land transfer tax
$11,073
Estimated closing costs
$22,146

Plus your down payment of $145,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,908/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$384,658Total interest paid
$968,578Total of all payments
Principal $583,920 Interest $384,658
YearPrincipalInterestBalance
1$13,031$25,713$570,889
2$13,622$25,121$557,267
3$14,241$24,502$543,026
4$14,887$23,856$528,139
5$15,563$23,180$512,576
6$16,270$22,473$496,306
7$17,009$21,734$479,297
8$17,781$20,962$461,516
9$18,588$20,155$442,928
10$19,432$19,311$423,496
11$20,315$18,429$403,181
12$21,237$17,506$381,944
13$22,201$16,542$359,743
14$23,209$15,534$336,534
15$24,263$14,480$312,271
16$25,365$13,379$286,907
17$26,516$12,227$260,391
18$27,720$11,023$232,670
19$28,979$9,764$203,692
20$30,294$8,449$173,397
21$31,670$7,073$141,727
22$33,108$5,635$108,619
23$34,611$4,132$74,008
24$36,183$2,560$37,825
25$37,825$918$0

At the end of your 5-year term

Total paid over the term
$193,716
Principal paid down
$71,344
Interest paid
$122,371
Balance remaining
$512,576

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $3,200− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,964

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY WEALTH GROUP INC.. MLS®/PropTx.

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