529A Birchmount Road, Toronto, ON

Clairlea-Birchmount, Toronto · MLS® E13585216

$899,900
For Sale
Listed 62 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
3Bathrooms
4Parking
1100-1500Sq ft

About this home

In short

  • Location Location Location.
  • Walking Distance to 24 Hr TTC, Birchmount Plaza, Tim Hortons, Public School, Bank, Restaurants, gas station.
  • Warden Subway Station is 5 min away.
  • Recently Renovated over 70K for the Upgraded Kitchen, Pantry, Dining Area and Powder Room.

Immaculate!!! Location Location Location!!! Welcome to this Very Very Very Well Maintained Bright And Clean Beautiful Semi Detached House. Very Desirable Clairlea-Birchmount Area and Most Convenient Community in Scarborough. Walking Distance to 24 Hr TTC, Birchmount Plaza, Tim Hortons, Public School, Bank, Restaurants, gas station. Warden Subway Station is 5 min away. Recently Renovated over 70K for the Upgraded Kitchen, Pantry, Dining Area and Powder Room. Double Entrance to the Basement unit, one is by the side door and the other one is from behind the house.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E13585216
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
30 × 116 ft
Cross streets
Birchmount/Danforth
Parking
4 parking
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Water
A/C
None
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$3,710 / 2026
Days on market
62
Listing brokerage
CENTURY 21 TITANS REALTY INC.

Rooms

KitchenGround3.60 × 2.50 m

eat-in kitchen · ceramic floor

BedroomBasement3.50 × 6.20 m

closet · parquet · w/o to yard

Dining RoomGround3.20 × 2.70 m

ceramic floor · window

Primary BedroomSecond4.00 × 3.50 m

hardwood floor · window · closet

Living RoomGround6.60 × 3.50 m

hardwood floor · w/o to deck · sliding doors

Bedroom 3Second3.50 × 3.10 m

hardwood floor · window · closet

Bedroom 2Second2.90 × 2.50 m

hardwood floor · window · closet

KitchenBasement3.10 × 2.30 m

renovated · ceramic floor

Our TakeTeam Asgarian · Broker
Above what recent sales support
$798Kautomated estimate, from recent sales

Listed at $899,900. Recent sales of homes like it put this one around $798K, so the ask is about 13% above what similar homes have sold for.

If it sells at this ask, expect about $910K, typically $863K to $966K: that is where homes here have closed against their asks in the last 90 days (5 closings).

Longer on the market than typical. 62 days on the market against about 23 for homes like it here, and asking 13% above where comparable closings put it.

List price
$747KBelow recent closings$900KAbove recent closings

Total price vs nearby homes. Fair value about $798K, learned from recent GTA sales.

The market behind the math:

5sold nearby · 90 days
$750Kmedian sold price
99%of asking, on average
−17%prices vs a year ago
~21 dayshomes like this take to sell
62days on market so far
$3,425/moest. rent · 7 leases
4.6%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 5 semi-detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $692/sqft against an area asking average of $669/sqft. Size and $/sqft both feed the estimate above.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. In Clairlea-Birchmount basements rarely rent out (3 of 18 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 35 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $726K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is SATEC @ W A Porter Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($692/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 35 comparable homes that sold in Clairlea-Birchmount over the past two years, from 51 closings there.

What sellers nearby are askingCurrently listed nearby in Clairlea-Birchmount · asking prices
$846kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $651/sqft; this home lists at $692/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
900kThis home919k850k768kThis home vs active comparables

Neighbourhood & location

Clairlea-Birchmount, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

East End-Danforth
$1.07M
Greenwood-Coxwell
$1.02M
Blake-Jones
$899K
South Riverdale
$1.33M
Parkwoods-Donalda
$999K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Danforth Gardens Public School
58%
Danforth Gardens Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 58% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
J G Workman Public School · Public elementary0.4 km · 51% at standard
General Brock Public School · Public elementary1.0 km · 55% at standard
Birch Cliff Heights Public School · Public elementary1.2 km · 59% at standard
Norman Cook Junior Public School · Public elementary1.3 km · 56% at standard
Taylor Creek Public School · Public elementary1.3 km · 41% at standard
Birchmount Park Collegiate Institute · Public secondary1.6 km · 54% at standard
Cliffside Public School · Public elementary1.6 km · 54% at standard
Regent Heights Public School · Public elementary1.7 km · 68% at standard
John A Leslie Public School · Public elementary1.7 km · 60% at standard
Immaculate Heart of Mary Catholic School · Catholic elementary1.8 km · 71% at standard
Corvette Junior Public School · Public elementary1.9 km · 60% at standard
Our Lady of Fatima Catholic School · Catholic elementary1.9 km · 69% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,101/mo
$169KIncome needed
5.3×Price ÷ income
$946Weekly cost
$28,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,101Property tax $309Total carry $4,411

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,941per month

Mortgage amount $719,920 · 4.39% over 25 years

$179,980Down payment (20.0%)
$719,920Loan before insurance
$0CMHC premium
$4,250Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,941
Property tax
$309
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,250

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,473
Toronto municipal land transfer tax
$14,473
Estimated closing costs
$28,946

Plus your down payment of $179,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,774/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$462,277Total interest paid
$1,182,197Total of all payments
Principal $719,920 Interest $462,277
YearPrincipalInterestBalance
1$16,291$30,997$703,629
2$17,014$30,274$686,615
3$17,769$29,519$668,846
4$18,558$28,730$650,288
5$19,381$27,907$630,907
6$20,241$27,046$610,666
7$21,140$26,148$589,526
8$22,078$25,210$567,448
9$23,058$24,230$544,390
10$24,081$23,207$520,309
11$25,150$22,138$495,159
12$26,266$21,022$468,893
13$27,432$19,856$441,461
14$28,649$18,638$412,811
15$29,921$17,367$382,890
16$31,249$16,039$351,641
17$32,636$14,652$319,006
18$34,084$13,204$284,921
19$35,597$11,691$249,324
20$37,177$10,111$212,148
21$38,827$8,461$173,321
22$40,550$6,738$132,771
23$42,350$4,938$90,421
24$44,229$3,059$46,192
25$46,192$1,096$0

At the end of your 5-year term

Total paid over the term
$236,439
Principal paid down
$89,013
Interest paid
$147,427
Balance remaining
$630,907

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Clairlea-Birchmount$3,425/mo
$41,100Gross annual rent
3.5%Cap rate after taxes and upkeep
$2,999 to $3,699Typical rent range

About the suite: in Clairlea-Birchmount basements rarely rent out (3 of 18 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Clairlea-Birchmount signed at a median of $3,250 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,425. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.6%
Gross yield
− Property tax $3,710− Insurance $1,400− Vacancy & upkeep $4,521Net operating income $31,469

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 TITANS REALTY INC.. MLS®/PropTx.

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