39 Kilmarnock Avenue, Toronto, ON
Clairlea-Birchmount, Toronto · MLS® E13590738
About this home
In short
- Welcome to this rarely offered 3-bedroom detached home situated on an oversized lot with the rare convenience of a detached 2-car garage.
- Offering a functional layout and outstanding flexibility, this home features two 3-piece bathrooms and a separate entrance, making it ideal for families...
- A true highlight is the recently renovated basement (approximately 1 year old), thoughtfully updated with a modern kitchen, large breakfast bar, pot lights...
- Ideally located in a highly convenient neighbourhood, you're just steps to Danforth Avenue, Scarborough GO Station, TTC, schools, shopping, restaurants, and everyday...
- Combining a spacious oversized lot, a rare detached 2-car garage, a beautifully renovated basement with income potential, and major recent upgrades, this exceptional...
Welcome to this rarely offered 3-bedroom detached home situated on an oversized lot with the rare convenience of a detached 2-car garage. Offering a functional layout and outstanding flexibility, this home features two 3-piece bathrooms and a separate entrance, making it ideal for families, multi-generational living, or investors. A true highlight is the recently renovated basement (approximately 1 year old), thoughtfully updated with a modern kitchen, large breakfast bar, pot lights throughout, stylish LED staircase and ceiling lighting, newer flooring, and a separate entrance. Perfect as an in-law suite or an income-generating rental, this beautifully finished space adds exceptional versatility and value. Enjoy added peace of mind with major mechanical updates completed approximately 2 years ago, including the roof, furnace, central air conditioning, and an owned hot water tank, providing comfort and long-term reliability. Ideally located in a highly convenient neighbourhood, you're just steps to Danforth Avenue, Scarborough GO Station, TTC, schools, shopping, restaurants, and everyday amenities. Families will appreciate being just moments from Dunlop Park, featuring a splash pad, playground, and expansive green space for outdoor recreation. Combining a spacious oversized lot, a rare detached 2-car garage, a beautifully renovated basement with income potential, and major recent upgrades, this exceptional property offers outstanding value in a prime location. A rare opportunity not to be missed!
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- E13590738
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 22 × 110 ft
- Cross streets
- Kennedy and St. Claire
- Parking
- 2 garage · 4 parking (detached)
- Driveway
- Private
- Basement
- Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,574 / 2025
- Days on market
- 61
- Listing brokerage
- RE/MAX EXCEL REALTY LTD.
Rooms
tile floor · window · breakfast area
hardwood floor · closet · window
hardwood floor · closet · window
pot lights · breakfast bar · stainless steel appl
hardwood floor · window · west view
pot lights · window
closet · window
hardwood floor · large window
hardwood floor · closet · window
Listed at $850,000 with no offer date. Homes here have been closing close to ask, so my read is $859K, typically $815K to $912K. Comparable closings on their own put this home around $790K, which supports the ask, so this is a firm read.
Longer on the market than typical. 61 days on the market against about 23 for homes like it here, and asking 8% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $859K, from 5 recent closings in this pocket.
The market behind the math:
About 3 months of inventory: 5 semi-detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $654/sqft against an area asking average of $676/sqft. Size and $/sqft both feed the estimate above.
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. In Clairlea-Birchmount basements rarely rent out (3 of 18 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $730K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Birchmount Park Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($654/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 5 comparable homes that sold in Clairlea-Birchmount over the past two years, from 51 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $663/sqft; this home lists at $654/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Clairlea-Birchmount, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.
Mortgage amount $680,000 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,722
- Property tax
- $298
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,020
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,475
- Toronto municipal land transfer tax
- $13,475
- Estimated closing costs
- $26,950
Plus your down payment of $170,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $223,329
- Principal paid down
- $84,077
- Interest paid
- $139,252
- Balance remaining
- $595,923
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Clairlea-Birchmount basements rarely rent out (3 of 18 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Clairlea-Birchmount signed at a median of $3,250 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,325. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXCEL REALTY LTD.. MLS®/PropTx.