2634 Sapphire Drive, Pickering, ON

Rural Pickering, Pickering · MLS® E13638822

$1,299,000
For Sale
Listed 71 days agoNo offer date statedSitting longer than typical
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4+3Bedrooms
6Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Don't Miss This Incredible Opportunity To Own A Newly Built Corner Lot Home In One Of Pickering's Most Desirable Family-Friendly Communities.
  • Step Through The Grand 8-Foot Double Front Doors Into A Bright, Open-Concept Layout Featuring 9-Foot Smooth Ceilings, Extra-Large Windows, Elegant Pot Lights...
  • Including A Spacious Primary Suite Complete With A Luxurious Ensuite Bathroom, Along With Additional Well-Appointed Bedrooms Designed For Comfort And Privacy.
  • The Builder-Finished Basement Features Three Bedrooms, A Separate Walkout Entrance, Separate Laundry, A 3-Piece Bathroom, And A Primary Bedroom With Its Own 3-Piece...
  • Situated On A Premium Corner Lot In A Highly Sought-After Pickering Neighbourhood, This Exceptional Home Is Surrounded By Outstanding Family Amenities, Including A...

Don't Miss This Incredible Opportunity To Own A Newly Built Corner Lot Home In One Of Pickering's Most Desirable Family-Friendly Communities! This Immaculate 7-Bedroom (4 + 3) 6-Bathroom Residence Offers The Perfect Combination Of Luxury, Space, And Modern , Making It Ideal For Large Or Multi-Generational Families.Step Through The Grand 8-Foot Double Front Doors Into A Bright, Open-Concept Layout Featuring 9-Foot Smooth Ceilings, Extra-Large Windows, Elegant Pot Lights Throughout, And Premium Finishes That Create A Warm And Inviting Atmosphere. The Beautifully Upgraded Kitchen Is The Heart Of The Home, Offering Ample Cabinetry, Modern Finishes, And Plenty Of Space For Everyday Living And Entertaining. An 8-Foot Patio Door Brings In Abundant Natural Light And Provides Easy Access To The Backyard.Upstairs, You'll Find Four Generously Sized Bedrooms. Including A Spacious Primary Suite Complete With A Luxurious Ensuite Bathroom, Along With Additional Well-Appointed Bedrooms Designed For Comfort And Privacy.The Builder-Finished Basement Features Three Bedrooms, A Separate Walkout Entrance, Separate Laundry, A 3-Piece Bathroom, And A Primary Bedroom With Its Own 3-Piece Ensuite, Offering Incredible Flexibility For Extended Family, Guests, Or Excellent Rental Income Potential.Situated On A Premium Corner Lot In A Highly Sought-After Pickering Neighbourhood, This Exceptional Home Is Surrounded By Outstanding Family Amenities, Including A Large Children's Park, Soccer Fields, Scenic Walking Trails, And The Newly Opened Josiah Henson Public School. Conveniently Located With Easy Access To Highways 401 And 407, Commuting Throughout The GTA Is Quick And Effortless.This Stunning Newly Built Home Combines Modern Luxury, Functional Design, And An Exceptional Location. Don't Miss Your Chance To Own This Incredible Property!

Key facts

Property type
Detached, 2-Storey
MLS®
E13638822
Bedrooms
4+3 (7 total)
Bathrooms
6 (1 half)
Size
2500-3000 sq ft
Lot
46.39 × 90 ft
Cross streets
Whites Rd/Taunton Rd
Parking
2 garage · 4 parking (attached)
Driveway
Private, Available
Basement
Separate Entrance, Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,742 / 2025
Days on market
71
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

BreakfastMain3.96 × 2.74 m

w/o to yard · porcelain floor

Bedroom 3Second4.39 × 3.96 m

large window · hardwood floor

Bedroom 5Basement3.05 × 2.74 m

above grade window · laminate

Bedroom 2Second3.35 × 3.50 m

Large Window

Primary BedroomSecond4.79 × 5.00 m

5 pc ensuite · hardwood floor

Dining RoomMain4.66 × 3.41 m

coffered ceiling(s) · hardwood floor

BedroomBasement3.35 × 2.74 m

above grade window · laminate

Bedroom 4Second3.05 × 3.41 m

large window · hardwood floor

BedroomBasement3.05 × 2.74 m

above grade window · laminate

KitchenMain3.96 × 2.74 m

quartz counter · porcelain floor

Family RoomMain4.57 × 4.30 m

fireplace · hardwood floor

DenMain2.86 × 3.10 m

glass doors · hardwood floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.26Mlikely sale price

Listed at $1,299,000. Going by how homes in Rural Pickering have actually closed against their asking prices (about 97%, 41 local closings in 90 days), the likely sale price is near $1.26M, if it sells. A realistic range is $1.18M to $1.42M.

Independent value check: $1.18M. Without looking at the asking price, our model values the home itself about 9% below the ask (homes like it typically land between $1.10M and $1.23M).

Why $1.18M. The typical detached home sold in Rural Pickering over the past year went for about $1.13M (138 sales). What sets this one apart:

  • ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.
  • ▲ Raises it slightly4+3 bedrooms and 6 baths, against 4+1 and 3 typically.
  • ▲ Raises it slightlyIt is 2,500 to 3,000 sq ft; the typical home sold here is 2,000 to 2,500.

Longer on the market than typical. 71 days on the market against about 45 for homes like it here, and asking 10% above where comparable closings put it.

List price
$1.18MBelow recent closings$1.42MAbove recent closings

Total price vs nearby homes. Likely closing about $1.26M, from 41 recent closings in this pocket.

The market behind the math:

41sold nearby · 90 days
$1.15Mmedian sold price
96%of asking, on average
−8%prices vs a year ago
~35 dayshomes like this take to sell
71days on market so far
$4,154/moest. rent · 18 leases
3.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 11 detached homes for sale in the area against 41 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $472/sqft against an area asking average of $761/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
  • Walk-out basement apartment features. A finished 3 bed walk-out basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Rural Pickering: 31 of the 300 detached leases here lately were basement units, around $1,850 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Pickering.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 41 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.20M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($472/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Rural Pickering, so I widened the search to the surrounding area.

Based on 41 comparable homes that sold in Rural Pickering over the past two years, from 249 closings there.

What sellers nearby are askingCurrently listed nearby in Rural Pickering · asking prices
$1.74Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.18M, which is where my estimate comes from.

Per square foot, these ask about $573/sqft; this home lists at $472/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
1.30MThis home1.34M1.49M1.50M1.70M2.68MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Rural Pickering: $1.21M in September 2026, up 1% from a year ago, on 143 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.10M18
November 2025$1.22M13
December 2025$1.22M10
January 2026$1.00M6
February 2026$1.11M9
March 2026$1.05M11
April 2026$1.01M11
May 2026$1.23M8
June 2026$1.21M14
July 2026$1.15M14
August 2026$1.16M15
September 2026$1.21M14

Neighbourhood & location

Rural Pickering, Pickering, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Duffin Heights
$935K
Brock Ridge
$1.06M
Liverpool
$1.08M
Dunbarton
$1.49M
Amberlea
$1.02M

Typical asking price of active listings of the same type, per area (outliers removed). Pickering.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,920/mo
$253KIncome needed
5.1×Price ÷ income
$1,366Weekly cost
$22,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $5,920Property tax $728Total carry $6,649

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,746per month

Mortgage amount $1,039,200 · 4.49% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,474Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,746
Property tax
$729
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,474

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Estimated closing costs
$22,455

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,955/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$684,575Total interest paid
$1,723,775Total of all payments
Principal $1,039,200 Interest $684,575
YearPrincipalInterestBalance
1$23,191$45,760$1,016,009
2$24,243$44,708$991,766
3$25,344$43,607$966,422
4$26,495$42,456$939,927
5$27,698$41,253$912,229
6$28,956$39,995$883,273
7$30,270$38,681$853,003
8$31,645$37,306$821,359
9$33,081$35,870$788,277
10$34,583$34,368$753,694
11$36,154$32,797$717,540
12$37,795$31,156$679,745
13$39,511$29,440$640,234
14$41,305$27,646$598,929
15$43,181$25,770$555,748
16$45,141$23,810$510,607
17$47,191$21,760$463,416
18$49,333$19,618$414,083
19$51,573$17,378$362,509
20$53,915$15,036$308,594
21$56,363$12,588$252,231
22$58,922$10,029$193,309
23$61,597$7,354$131,712
24$64,394$4,557$67,318
25$67,318$1,633$0

At the end of your 5-year term

Total paid over the term
$344,755
Principal paid down
$126,971
Interest paid
$217,784
Balance remaining
$912,229

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 18 whole-home leases in Rural Pickering$4,154/mo
$49,848Gross annual rent
2.6%Cap rate after taxes and upkeep
$3,946 to $4,362Typical rent range
~24 daysTo find a tenant, on average

The suite is real income here: basements rent in Rural Pickering (31 of 300 recent detached leases were basement units, around $1,850 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,850 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 18 whole-home leases in Rural Pickering signed at a median of $3,830 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,154. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.8%
Gross yield
− Property tax $8,742− Insurance $1,400− Vacancy & upkeep $5,483Net operating income $34,223

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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