62 Ardgowan Crescent, Toronto, ON
Agincourt North, Toronto · MLS® E13669668
About this home
Pride Of Ownership Shines In This Well-Maintained Bungalow Nestled In The Desirable Agincourt North Community Of Scarborough! Offering Exceptional Flexibility For Families, Multi-Generational Living Or Future Investment Potential, This Home Features A Thoughtfully Designed Layout With A Spacious Main Floor(1268 Sf) And A Fully Finished Basement.**The Main Flr Was Originally Designed As A 3-Bedroom Layout. The Owner Has Combined Two Bedrooms To Create One Generous Primary Bedroom With Its Own Convenient 2-Piece Ensuite, While The Space Can Easily Be Converted Back To A 3-Bedroom Configuration To Suit Your Needs***. The Main Level Also Features A Spacious Living Room, Formal Dining Room With Sliding Door Walk-Out To The Private Backyard, A Bright Eat-In Kitchen With Breakfast Bar, **A Side Door From The Kitchen Provides Direct Access To The Basement And Offers Excellent Potential To Create A Separate Basement Entrance** And A Well-Appointed 4-Piece Bathroom Featuring Both A Soaker Tub And Separate Glass-Enclosed Shower. The Finished Basement Provides Incredible Additional Living Space, Featuring A Spacious Recreation Room With A Cozy Wood-Burning Fireplace, A Bar Area Perfect For Entertaining, Three Bedrooms, All With Windows, And A 3-Piece Bathroom. The Flexible Lower-Level Layout Offers Excellent Potential For Extended Family, Guests, A Home Office Or Additional Living Space.Step Outside To Enjoy The Private, Fully Fenced Backyard With An In-Ground Swimming Pool-An Ideal Setting For Summer Gatherings, Family Fun And Relaxing Evenings. This Property Combines Comfort, Functionality And Outstanding Future Potential In A Well-Established Neighbourhood.Conveniently Located Close To Woodside Square, Chartwell Shopping Centre, TTC, Parks, Library, Restaurants, Supermarkets, Schools, Scarborough Town Centre, And Major Highways Including Hwy 401. A Wonderful Opportunity To Own A Spacious And Versatile Bungalow In A Highly Sought-After Scarborough Community!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- E13669668
- Bedrooms
- 6 (3 + 3)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500
- Lot
- 40 × 118.82 ft
- Cross streets
- McCowan Rd and Finch Ave
- Parking
- 1 garage · 3 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Aluminum Siding
- Foundation
- Other
- Roof
- Other
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $4,962 / 2025
- Listing brokerage
- RE/MAX EXCEL REALTY LTD.
Rooms
w/o to yard · combined w/living · window
window · combined w/laundry
double closet · window
closet · window
fireplace · dry bar · 3 pc bath
parquet · large window · combined w/dining
2 pc ensuite · w/o to yard · parquet
centre island · granite counters · side door
Picture Window
Listed at $818,000, and my independent estimate is about 8% below comparable homes, worth a close look.
In Agincourt North lately, sellers get about 101% of asking; homes sell in ~24 days.
Total price vs nearby homes. Fair value about $888K, median of 34 comparables.
How this estimate is builtthe short version
I take the 34 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $957K, a close match.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Albert Campbell Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($629/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
There were not many closely comparable homes right in Agincourt North, so I widened the search to the surrounding area.
Based on 34 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 3% below the area average of $646/sqft.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Agincourt North, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.04% via Ratehub.ca (as of August 13, 2026); conventional rates run a little higher.
Mortgage amount $654,400 · 4.19% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,510
- Property tax
- $414
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,924
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,835
- Toronto municipal land transfer tax
- $12,835
- Estimated closing costs
- $25,670
Plus your down payment of $163,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $210,601
- Principal paid down
- $82,849
- Interest paid
- $127,752
- Balance remaining
- $571,551
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXCEL REALTY LTD.. MLS®/PropTx.