62 Ardgowan Crescent, Toronto, ON

Agincourt North, Toronto · MLS® E13669668

$930,000
For Sale
Listed 67 days agoNo offer date statedSitting longer than typical
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3+3Bedrooms
3Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Pride Of Ownership Shines In This Well-Maintained Bungalow Nestled In The Desirable Agincourt North Community Of Scarborough.
  • Offering Exceptional Flexibility For Families, Multi-Generational Living Or Future Investment Potential, This Home Features A Thoughtfully Designed Layout With A...
  • The Main Level Also Features A Spacious Living Room, Formal Dining Room With Sliding Door Walk-Out To The Private Backyard, A Bright Eat-In Kitchen With Breakfast...
  • The Finished Basement Provides Incredible Additional Living Space, Featuring A Spacious Recreation Room With A Cozy Wood-Burning Fireplace, A Bar Area Perfect For...
  • Step Outside To Enjoy The Private, Fully Fenced Backyard With An In-Ground Swimming Pool-An Ideal Setting For Summer Gatherings, Family Fun And Relaxing Evenings.

Pride Of Ownership Shines In This Well-Maintained Bungalow Nestled In The Desirable Agincourt North Community Of Scarborough! Offering Exceptional Flexibility For Families, Multi-Generational Living Or Future Investment Potential, This Home Features A Thoughtfully Designed Layout With A Spacious Main Floor(1268 Sf) And A Fully Finished Basement.**The Main Flr Was Originally Designed As A 3-Bedroom Layout. The Owner Has Combined Two Bedrooms To Create One Generous Primary Bedroom With Its Own Convenient 2-Piece Ensuite, While The Space Can Easily Be Converted Back To A 3-Bedroom Configuration To Suit Your Needs***. The Main Level Also Features A Spacious Living Room, Formal Dining Room With Sliding Door Walk-Out To The Private Backyard, A Bright Eat-In Kitchen With Breakfast Bar, **A Side Door From The Kitchen Provides Direct Access To The Basement And Offers Excellent Potential To Create A Separate Basement Entrance** And A Well-Appointed 4-Piece Bathroom Featuring Both A Soaker Tub And Separate Glass-Enclosed Shower. The Finished Basement Provides Incredible Additional Living Space, Featuring A Spacious Recreation Room With A Cozy Wood-Burning Fireplace, A Bar Area Perfect For Entertaining, Three Bedrooms, All With Windows, And A 3-Piece Bathroom. The Flexible Lower-Level Layout Offers Excellent Potential For Extended Family, Guests, A Home Office Or Additional Living Space.Step Outside To Enjoy The Private, Fully Fenced Backyard With An In-Ground Swimming Pool-An Ideal Setting For Summer Gatherings, Family Fun And Relaxing Evenings. This Property Combines Comfort, Functionality And Outstanding Future Potential In A Well-Established Neighbourhood.Conveniently Located Close To Woodside Square, Chartwell Shopping Centre, TTC, Parks, Library, Restaurants, Supermarkets, Schools, Scarborough Town Centre, And Major Highways Including Hwy 401. A Wonderful Opportunity To Own A Spacious And Versatile Bungalow In A Highly Sought-After Scarborough Community!

Key facts

Property type
Detached, Bungalow
MLS®
E13669668
Bedrooms
3+3 (6 total)
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
40 × 118.82 ft
Cross streets
McCowan Rd and Finch Ave
Parking
1 garage · 3 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Aluminum Siding
Foundation
Other
Roof
Other
Sewer
Sewer
Pool
Inground
Property tax
$4,962 / 2025
Days on market
67
Listing brokerage
RE/MAX EXCEL REALTY LTD.

Rooms

Dining RoomMain3.28 × 2.94 m

w/o to yard · combined w/living · window

Bedroom 5Basement4.15 × 3.54 m

window · combined w/laundry

Bedroom 4Basement3.61 × 2.97 m

double closet · window

Bedroom 2Main3.16 × 2.67 m

closet · window · broadloom

Family RoomBasement7.38 × 7.29 m

fireplace · wet bar · 3 pc bath

Living RoomMain5.10 × 4.04 m

broadloom · large window · combined w/dining

Primary BedroomMain7.63 × 3.18 m

2 pc ensuite · w/o to yard · parquet

KitchenMain3.35 × 3.23 m

centre island · granite counters · side door

Bedroom 3Basement3.65 × 3.62 m

Picture Window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Albert Campbell Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Agincourt North · asking prices
$933kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $640/sqft; this home lists at $715/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
930kThis home849k899k799k988k1.13MThis home vs active comparables

Neighbourhood & location

Agincourt North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Steeles
$1.20M
Rouge E11
$1.15M
Bendale
$900K
Wexford-Maryvale
$849K
Bayview Village
$1.60M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brimwood Boulevard Junior Public School
61%
Brimwood Boulevard Junior Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 61% meet the provincial standard
Henry Kelsey Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Percy Williams Junior Public School · Public elementary0.4 km · 82% at standard
Francis Libermann Catholic High School · Catholic secondary0.7 km · 74% at standard
Agnes Macphail Public School · Public elementary0.9 km · 88% at standard
The Divine Infant Catholic School · Catholic elementary1.0 km · 72% at standard
Macklin Public School · Public elementary1.0 km · 68% at standard
Iroquois Junior Public School · Public elementary1.1 km · 95% at standard
St Ignatius of Loyola Catholic School · Catholic elementary1.2 km · 72% at standard
Anson S Taylor Junior Public School · Public elementary1.2 km · 81% at standard
Alexmuir Junior Public School · Public elementary1.2 km · 74% at standard
St Marguerite Bourgeoys Catholic Catholic School · Catholic elementary1.3 km
Milliken Public School · Public elementary1.5 km · 78% at standard
Prince of Peace Catholic School · Catholic elementary1.5 km · 87% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,239/mo
$178KIncome needed
5.2×Price ÷ income
$978Weekly cost
$30,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,239Property tax $414Total carry $4,652

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,114per month

Mortgage amount $744,000 · 4.49% over 25 years

$186,000Down payment (20.0%)
$744,000Loan before insurance
$0CMHC premium
$4,527Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,114
Property tax
$414
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,527

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,075
Toronto municipal land transfer tax
$15,075
Estimated closing costs
$30,150

Plus your down payment of $186,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,979/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$490,111Total interest paid
$1,234,111Total of all payments
Principal $744,000 Interest $490,111
YearPrincipalInterestBalance
1$16,603$32,762$727,397
2$17,357$32,008$710,040
3$18,145$31,220$691,896
4$18,969$30,396$672,927
5$19,830$29,535$653,097
6$20,730$28,634$632,367
7$21,672$27,693$610,695
8$22,655$26,709$588,040
9$23,684$25,680$564,356
10$24,759$24,605$539,596
11$25,884$23,481$513,712
12$27,059$22,306$486,653
13$28,287$21,077$458,366
14$29,572$19,793$428,794
15$30,915$18,450$397,880
16$32,318$17,046$365,561
17$33,786$15,579$331,776
18$35,320$14,045$296,456
19$36,923$12,441$259,533
20$38,600$10,765$220,934
21$40,352$9,012$180,581
22$42,184$7,180$138,397
23$44,100$5,265$94,297
24$46,102$3,262$48,195
25$48,195$1,169$0

At the end of your 5-year term

Total paid over the term
$246,822
Principal paid down
$90,903
Interest paid
$155,919
Balance remaining
$653,097

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $4,962− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,202

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXCEL REALTY LTD.. MLS®/PropTx.

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