4 Divine Drive, Whitby, ON
Rolling Acres, Whitby · MLS® E13672542
About this home
In short
- 4+1 Bedrooms, 4 bathrooms, Finished Basement.
- Step in through the grand foyer with soaring ceilings, you'll appreciate the space, warmth, and thoughtful layout this home has to offer.
- A stunning double-sided fireplace creates a beautiful focal point between the living and family rooms, while hardwood floors and pot lights add timeless style...
- The professionally renovated basement (2020) is a standout feature, offering a large family room, recreation area, second laundry room, and incredible flexibility to...
- Entrance to the basement is beside the garage entrance, possible separate entrance to the basement, with room in the basement to put in a Kitchen, and possibly a 2nd...
Welcome to this exceptional family home in the highly desirable Rolling Acres! 4+1 Bedrooms, 4 bathrooms, Finished Basement. 2530 Sq.Ft above Grade + 977 Sq.ft Bsmt, Total 3507 Sq.ft. Step in through the grand foyer with soaring ceilings, you'll appreciate the space, warmth, and thoughtful layout this home has to offer. Large main floor is designed for both everyday living and entertaining, featuring a formal living room, elegant dining room, spacious family room, bright kitchen, convenient main floor laundry, and inside access to the double car garage. A stunning double-sided fireplace creates a beautiful focal point between the living and family rooms, while hardwood floors and pot lights add timeless style throughout the main level. The upper level offers 4 spacious bedrooms and two full bathrooms, making this the perfect home for growing families, multi-generational living, or those needing extra space for guests or a home office. The professionally renovated basement (2020) is a standout feature, offering a large family room, recreation area, second laundry room, and incredible flexibility to suit your lifestyle. Enjoy peace of mind with numerous updates, including shingles (2017), garage doors (2016), and fresh paint (2022). Outside, beautiful interlocking, a garden shed, and a well-maintained yard provide the perfect setting for summer barbecues, family gatherings, or simply relaxing outdoors. Ideally located just minutes from top-rated schools, parks, shopping, restaurants, public transit, recreation facilities, and easy access to Highways 401, 407, and 412, this move-in-ready home offers the perfect blend of comfort, style, and convenience in one of Whitby's most sought-after family communities. Basement doe shave room to convert the great room to a 2nd Bedroom. Entrance to the basement is beside the garage entrance, possible separate entrance to the basement, with room in the basement to put in a Kitchen, and possibly a 2nd bedroom, there is alot of space.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13672542
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 39.42 × 111.55 ft
- Cross streets
- Divine Dr & Garrard Rd
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,604 / 2026
- Days on market
- 39
- Listing brokerage
- SUTTON GROUP-HERITAGE REALTY INC.
Rooms
Laminate
Ceramic Floor
Broadloom
Ceramic Floor
Laminate
Hardwood Floor
Hardwood Floor
Broadloom
Ceramic Floor
Laminate
Hardwood Floor
Laminate
Ceramic Floor
Broadloom
Ceramic Floor
Broadloom
Ceramic Floor
Laminate
Listed at $1,079,000. Going by how homes in Rolling Acres and the wider GTA have actually closed against their asking prices (about 97%, 22 local closings in 90 days), the likely sale price is near $1.05M, if it sells. A realistic range is $982K to $1.18M.
Independent value check: $1.06M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $990K and $1.11M).
Why $1.06M. The typical detached home sold in Rolling Acres over the past year went for about $940K (105 sales). What sets this one apart:
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $7,604 a year; the typical home sold here pays about $7,100.
- ▲ Raises it slightlyIt is 2,500 to 3,000 sq ft; the typical home sold here is 2,000 to 2,500.
Total price vs nearby homes. Likely closing about $1.05M, from 22 recent closings in this pocket.
The market behind the math:
About 2.5 months of inventory: 18 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $392/sqft against an area asking average of $443/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $985K. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Based on 22 comparable homes that sold in Rolling Acres over the past two years, from 210 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $466/sqft; this home lists at $392/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Rolling Acres, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $863,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,725
- Property tax
- $634
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,359
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,055
- Estimated closing costs
- $18,055
Plus your down payment of $215,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $283,496
- Principal paid down
- $106,728
- Interest paid
- $176,768
- Balance remaining
- $756,472
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 24 whole-home leases in Rolling Acres signed at a median of $4,203 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,362. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-HERITAGE REALTY INC.. MLS®/PropTx.