29 Stratton Crescent, Whitby, ON

Rolling Acres, Whitby · MLS® E13796176

$1,099,000
For Sale
Listed 4 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Offering more than 3,500 sq. ft. of finished living space, this beautifully cared-for home delivers the space, comfort and flexibility today's families are looking for.
  • A dedicated home office, open oak staircase and spacious living areas set the tone, while the renovated kitchen (2015) anchors the home with Cambria quartz...
  • Upstairs, the generous primary suite features hardwood flooring, a walk-in closet and a renovated 4-piece ensuite (2011) with a rain shower.
  • The main family bathroom was also updated in 2012, offering a fresh and functional space for the rest of the household.
  • The newly finished basement (2025) significantly expands the home's versatility, with a large recreation area, egress window, separate den and 3-piece bathroom.

Offering more than 3,500 sq. ft. of finished living space, this beautifully cared-for home delivers the space, comfort and flexibility today's families are looking for.The main level is bright, welcoming and designed to flow effortlessly from everyday living to entertaining. A dedicated home office, open oak staircase and spacious living areas set the tone, while the renovated kitchen (2015) anchors the home with Cambria quartz countertops, an induction stove and open sightlines into the family room. A wood-burning fireplace adds warmth and character, while pot lights throughout the main floor create a clean, updated feel.Upstairs, the generous primary suite features hardwood flooring, a walk-in closet and a renovated 4-piece ensuite (2011) with a rain shower. The main family bathroom was also updated in 2012, offering a fresh and functional space for the rest of the household.The newly finished basement (2025) significantly expands the home's versatility, with a large recreation area, egress window, separate den and 3-piece bathroom. Whether used as a guest space, second office, gym, playroom or teen retreat, the layout offers plenty of options.Outside, the oversized backyard provides exceptional space for entertaining, relaxing and play. A large deck with a remote-controlled awning creates a comfortable outdoor living area and an easy extension of the home.Additional features include an owned tankless hot water system, 200-amp electrical service, wiring for a future hot tub, an additional 15-amp exterior electrical connection, and a furnace and air conditioner (2013) that have been professionally serviced annually.Spacious, thoughtfully updated and exceptionally well maintained, this is a home that offers room to grow, flexible living space and a backyard designed to be enjoyed.

Key facts

Property type
Detached, 2-Storey
MLS®
E13796176
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
45 × 118.24 ft
Cross streets
Anderson/ Dryden
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,407 / 2025
Days on market
4
Listing brokerage
REVEL Realty Inc.
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.07Mlikely sale price

Listed at $1,099,000. Going by how homes in Rolling Acres and the wider GTA have actually closed against their asking prices (about 97%, 22 local closings in 90 days), the likely sale price is near $1.07M, if it sells. A realistic range is $1.00M to $1.20M.

Independent value check: $1.04M. Without looking at the asking price, our model values the home itself about 5% below the ask (homes like it typically land between $977K and $1.09M).

Why $1.04M. The typical detached home sold in Rolling Acres over the past year went for about $940K (105 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▲ Raises it slightlyIt is 2,500 to 3,000 sq ft; the typical home sold here is 2,000 to 2,500.
List price
$1.00MBelow recent closings$1.20MAbove recent closings

Total price vs nearby homes. Likely closing about $1.07M, from 22 recent closings in this pocket.

The market behind the math:

22sold nearby · 90 days
$930Kmedian sold price
96%of asking, on average
−10%prices vs a year ago
~15 dayshomes like this take to sell
4days on market so far
$4,368/moest. rent · 25 leases
4.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.5 months of inventory: 18 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $400/sqft against an area asking average of $442/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.00M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($400/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 22 comparable homes that sold in Rolling Acres over the past two years, from 210 closings there.

What sellers nearby are askingCurrently listed nearby in Rolling Acres · asking prices
$1.35Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $464/sqft; this home lists at $400/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.10MThis home1.08M1.15M1.18M2.00MThis home vs active comparables

Neighbourhood & location

Rolling Acres, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pringle Creek
$1.16M
Taunton North
$1.15M
Williamsburg
$1.06M
Blue Grass Meadows
$942K
Lynde Creek
$1.46M

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,009/mo
$215KIncome needed
5.1×Price ÷ income
$1,156Weekly cost
$18,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $5,009Property tax $617Total carry $5,626

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,813per month

Mortgage amount $879,200 · 4.39% over 25 years

$219,800Down payment (20.0%)
$879,200Loan before insurance
$0CMHC premium
$5,430Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,813
Property tax
$617
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,430

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,455
Estimated closing costs
$18,455

Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$5,831/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$564,554Total interest paid
$1,443,754Total of all payments
Principal $879,200 Interest $564,554
YearPrincipalInterestBalance
1$19,895$37,855$859,305
2$20,778$36,972$838,527
3$21,700$36,050$816,826
4$22,663$35,087$794,163
5$23,669$34,081$770,493
6$24,720$33,030$745,774
7$25,817$31,933$719,957
8$26,963$30,787$692,994
9$28,159$29,591$664,835
10$29,409$28,341$635,425
11$30,714$27,036$604,711
12$32,078$25,673$572,634
13$33,501$24,249$539,132
14$34,988$22,762$504,144
15$36,541$21,209$467,604
16$38,163$19,588$429,441
17$39,856$17,894$389,585
18$41,625$16,125$347,959
19$43,473$14,278$304,487
20$45,402$12,348$259,085
21$47,417$10,333$211,668
22$49,522$8,229$162,146
23$51,719$6,031$110,427
24$54,015$3,735$56,412
25$56,412$1,338$0

At the end of your 5-year term

Total paid over the term
$288,751
Principal paid down
$108,707
Interest paid
$180,044
Balance remaining
$770,493

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 25 whole-home leases in Rolling Acres$4,368/mo
$52,416Gross annual rent
3.4%Cap rate after taxes and upkeep
$4,085 to $4,731Typical rent range
~22 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 25 whole-home leases in Rolling Acres signed at a median of $4,203 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,368. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.8%
Gross yield
− Property tax $7,407− Insurance $1,400− Vacancy & upkeep $5,766Net operating income $37,843

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REVEL Realty Inc.. MLS®/PropTx.

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