20 Ashdale Avenue, Toronto, ON

Greenwood-Coxwell, Toronto · MLS® E13689084

$1,249,000
For Sale
Listed 62 days agoNo offer date statedSitting longer than typical
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4+1Bedrooms
3Bathrooms
1Parking
1500-2000Sq ft

About this home

In short

  • This incredible East End triplex has it all and your choices are endless.
  • Open concept living in all three units - true 1 bedroom basement, main floor two bedroom suite with walkout to yard, and 2nd floor 2 bedroom suite with walkout to...
  • All units were renovated in 2012 which explains why it attracts AAA, long term tenants like the current residents.
  • It has a private front parking pad and two walkouts to sundecks on the 2nd floor.
  • The one bedroom basement suite has a separate entrance, and all three units include en-suite laundry.

This incredible East End triplex has it all and your choices are endless. Open concept living in all three units - true 1 bedroom basement, main floor two bedroom suite with walkout to yard, and 2nd floor 2 bedroom suite with walkout to front deck from the primary bedroom and walkout to back deck off the kitchen. All units were renovated in 2012 which explains why it attracts AAA, long term tenants like the current residents. It has a private front parking pad and two walkouts to sundecks on the 2nd floor. The one bedroom basement suite has a separate entrance, and all three units include en-suite laundry.Keep it is a stand-alone investment or move in and have your expenses paid by tenants. Vacant possession will be possible. This home is a fantastic way to build wealth in one of Toronto's best loved neighbourhoods.

Key facts

Property type
Other, 2-Storey
MLS®
E13689084
Bedrooms
4+1 (5 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
18.67 × 90 ft
Cross streets
Queen Street East & Coxwell Avenue
Parking
1 parking
Driveway
Front Yard Parking
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,485 / 2026
Days on market
62
Listing brokerage
KIC REALTY

Rooms

Living RoomGround3.91 × 6.89 m

hardwood floor · combined w/kitchen · large window

Living RoomBasement4.37 × 6.32 m

tile floor · w/o to yard · combined w/kitchen

Primary BedroomSecond2.72 × 4.67 m

hardwood floor · w/o to deck · large window

Primary BedroomGround2.92 × 3.71 m

hardwood floor · large window · large closet

KitchenSecond3.31 × 6.20 m

hardwood floor · stainless steel appl · w/o to balcony

Primary BedroomBasement3.71 × 4.50 m

Laminate

Bedroom 2Ground3.20 × 2.92 m

large closet · large window · hardwood floor

KitchenGround3.91 × 6.89 m

combined w/living · stainless steel appl · hardwood floor

KitchenBasement4.37 × 6.43 m

combined w/living · tile floor

Living RoomSecond3.31 × 6.20 m

hardwood floor · combined w/kitchen · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Duke of Connaught Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Greenwood-Coxwell · asking prices
$1.28Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $729/sqft; this home lists at $714/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.25MThis home1.24M1.39M1.20MThis home vs active comparables

Neighbourhood & location

Greenwood-Coxwell, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$469K
Waterfront Communities C1
$721K
Mount Pleasant West
$1.75M
Niagara
$881K
Dovercourt-Wallace Emerson-Junction
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Duke of Connaught Junior and Senior Public School
71%
Duke of Connaught Junior and Senior Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 71% meet the provincial standard
School of Life ExperienceEQAO results not published
Also nearby: 12 more schools within 2.5 km
Equinox Holistic Alternative School · Public elementary0.8 km · 83% at standard
Roden Public School · Public elementary0.9 km · 65% at standard
Leslieville Junior Public School · Public elementary1.0 km · 62% at standard
Bowmore Road Junior and Senior Public School · Public elementary1.2 km · 64% at standard
Bruce Public School · Public elementary1.2 km · 68% at standard
Riverdale Collegiate Institute · Public secondary1.3 km · 86% at standard
Kew Beach Junior Public School · Public elementary1.4 km · 85% at standard
Monarch Park Collegiate Institute · Public secondary1.4 km · 79% at standard
St Patrick Catholic Secondary School · Catholic secondary1.5 km · 76% at standard
Norway Junior Public School · Public elementary1.6 km · 85% at standard
Blake Street Junior Public School · Public elementary1.6 km · 75% at standard
East Alternative School of Toronto · Public elementary1.6 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,693/mo
$237KIncome needed
5.3×Price ÷ income
$1,314Weekly cost
$42,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,693Property tax $540Total carry $6,233

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,525per month

Mortgage amount $999,200 · 4.49% over 25 years

$249,800Down payment (20.0%)
$999,200Loan before insurance
$0CMHC premium
$6,065Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,525
Property tax
$540
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,065

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,455
Toronto municipal land transfer tax
$21,455
Estimated closing costs
$42,910

Plus your down payment of $249,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,687/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$658,224Total interest paid
$1,657,424Total of all payments
Principal $999,200 Interest $658,224
YearPrincipalInterestBalance
1$22,298$43,999$976,902
2$23,310$42,987$953,592
3$24,369$41,928$929,223
4$25,475$40,822$903,748
5$26,632$39,665$877,116
6$27,841$38,456$849,275
7$29,105$37,192$820,170
8$30,427$35,870$789,744
9$31,808$34,489$757,936
10$33,252$33,045$724,683
11$34,762$31,535$689,921
12$36,340$29,957$653,581
13$37,990$28,307$615,590
14$39,715$26,582$575,875
15$41,519$24,778$534,357
16$43,404$22,893$490,953
17$45,374$20,923$445,579
18$47,435$18,862$398,144
19$49,588$16,709$348,556
20$51,840$14,457$296,716
21$54,193$12,104$242,523
22$56,654$9,643$185,869
23$59,226$7,071$126,642
24$61,916$4,381$64,727
25$64,727$1,570$0

At the end of your 5-year term

Total paid over the term
$331,485
Principal paid down
$122,084
Interest paid
$209,401
Balance remaining
$877,116

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $6,485− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,757

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KIC REALTY. MLS®/PropTx.

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