394 Coxwell Avenue, Toronto, ON

Greenwood-Coxwell, Toronto · MLS® E13739708

$1,390,000
For Sale
Listed 47 days agoNo offer date stated
3+2Bedrooms
3Bathrooms
2Parking
1500-2000Sq ft

About this home

In short

  • Situated on the West side of Coxwell just north of (upper) Gerrard, this charming semi-detached home offers the kind of flexibility that's hard to find.
  • Thoughtfully transformed into three self contained units; (a) 2 bedroom basement apartment (tenanted), (b) a light filled 1 bedroom main floor suite (owner occupied...
  • The main floor is truly special, with beautiful gardens woven throughout the deep lot, creating a peaceful and private oasis.
  • All this in a fantastic East End location, close to Gerrard Street's shops, restaurants, transit, parks, ravine, great schools, and everything that makes this...

Situated on the West side of Coxwell just north of (upper) Gerrard, this charming semi-detached home offers the kind of flexibility that's hard to find. Thoughtfully transformed into three self contained units; (a) 2 bedroom basement apartment (tenanted), (b) a light filled 1 bedroom main floor suite (owner occupied and will be vacant), and (c) a spacious bright 2 bedroom second floor unit (currently vacant). Perfect for multi-generational living, or restore back to a single family home for ample space and possibilities. The main floor is truly special, with beautiful gardens woven throughout the deep lot, creating a peaceful and private oasis. With multiple seating areas, water feature and complete with a hot tub, it's perfect for entertaining. All this in a fantastic East End location, close to Gerrard Street's shops, restaurants, transit, parks, ravine, great schools, and everything that makes this neighbourhood so much fun to call home.

Key facts

Property type
Other, 2-Storey
MLS®
E13739708
Bedrooms
3+2 (5 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
25 × 127.5 ft
Cross streets
Gerrard & Coxwell
Parking
2 parking
Driveway
Private
Basement
Apartment
Kitchens
3 (2 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Aluminum Siding
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,324 / 2025
Days on market
47
Listing brokerage
UNION REALTY BROKERAGE INC.

Rooms

Dining RoomSecond3.69 × 2.38 m

hardwood floor · large closet · open concept

KitchenMain4.15 × 2.66 m

tile floor · large window · backsplash

Primary BedroomMain4.15 × 3.18 m

hardwood floor · b/i closet

Living RoomSecond3.69 × 2.72 m

hardwood floor · large window · open concept

BedroomSecond4.17 × 2.89 m

hardwood floor · large closet · large window

KitchenSecond2.81 × 3.14 m

vinyl floor · large window

BathroomMain3.55 × 2.24 m

tile floor · quartz counter · 4 pc bath

Living RoomMain3.03 × 5.21 m

large window · hardwood floor · open concept

SunroomMain2.44 × 4.99 m

skylight · tile floor · walk-out

Dining RoomMain3.55 × 3.87 m

hardwood floor · open concept

Bedroom 2Second3.49 × 2.94 m

hardwood floor · large closet · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Equinox Holistic Alternative School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Greenwood-Coxwell · asking prices
$1.23Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $702/sqft; this home lists at $794/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.39MThis home1.25M1.20M1.24MThis home vs active comparables

Neighbourhood & location

Greenwood-Coxwell, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$584K
Waterfront Communities C8
$699K
Waterfront Communities C1
$548K
Niagara
$811K
Dovercourt-Wallace Emerson-Junction
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Equinox Holistic Alternative School
83%
Equinox Holistic Alternative SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 83% meet the provincial standard
School of Life ExperienceEQAO results not published
Also nearby: 12 more schools within 2.5 km
Roden Public School · Public elementary0.3 km · 65% at standard
Monarch Park Collegiate Institute · Public secondary0.4 km · 79% at standard
Bowmore Road Junior and Senior Public School · Public elementary0.5 km · 64% at standard
Earl Haig Public School · Public elementary0.6 km · 62% at standard
St Patrick Catholic Secondary School · Catholic secondary0.7 km · 76% at standard
Greenwood Secondary School · Public secondary0.9 km · 17% at standard
Earl Beatty Junior and Senior Public School · Public elementary1.1 km · 87% at standard
Duke of Connaught Junior and Senior Public School · Public elementary1.1 km · 71% at standard
Norway Junior Public School · Public elementary1.2 km · 85% at standard
St Brigid Catholic School · Catholic elementary1.3 km · 76% at standard
Danforth Collegiate Institute and Technical School · Public secondary1.3 km · 66% at standard
Riverdale Collegiate Institute · Public secondary1.3 km · 86% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,335/mo
$258KIncome needed
5.4×Price ÷ income
$1,462Weekly cost
$48,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,335Property tax $444Total carry $6,779

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,148per month

Mortgage amount $1,112,000 · 4.49% over 25 years

$278,000Down payment (20.0%)
$1,112,000Loan before insurance
$0CMHC premium
$6,592Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,148
Property tax
$444
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,592

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,275
Toronto municipal land transfer tax
$24,275
Estimated closing costs
$48,550

Plus your down payment of $278,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,442/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$732,532Total interest paid
$1,844,532Total of all payments
Principal $1,112,000 Interest $732,532
YearPrincipalInterestBalance
1$24,815$48,966$1,087,185
2$25,942$47,839$1,061,243
3$27,120$46,662$1,034,123
4$28,351$45,430$1,005,772
5$29,638$44,143$976,134
6$30,984$42,797$945,150
7$32,391$41,391$912,759
8$33,861$39,920$878,898
9$35,399$38,382$843,499
10$37,006$36,775$806,493
11$38,686$35,095$767,807
12$40,443$33,338$727,364
13$42,279$31,502$685,085
14$44,199$29,582$640,886
15$46,206$27,576$594,680
16$48,303$25,478$546,377
17$50,497$23,285$495,880
18$52,789$20,992$443,091
19$55,186$18,595$387,904
20$57,692$16,089$330,213
21$60,311$13,470$269,901
22$63,050$10,732$206,851
23$65,912$7,869$140,939
24$68,905$4,876$72,034
25$72,034$1,748$0

At the end of your 5-year term

Total paid over the term
$368,906
Principal paid down
$135,866
Interest paid
$233,040
Balance remaining
$976,134

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $5,324− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,918

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION REALTY BROKERAGE INC.. MLS®/PropTx.

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