#710-92 Church Street, Ajax, ON

Central West, Ajax · MLS® E13725374

$359,900
For Sale
Listed 23 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Stunning and beautiful sunsets from the impressive 31' x 6' balcony.
  • 1-bedroom, 1-bath unit offers a spacious open-concept layout, perfect for first-time buyers, downsizers, or investors.
  • Conveniently located near Pickering Village, shops, restaurants, golf, shopping, casino, GO Transit and major highways including 401, 407 & 412.
  • Enjoy excellent building amenities including an indoor pool, sauna, fitness centre, party/meeting rooms, 24-hour security and visitor parking.

Stunning and beautiful sunsets from the impressive 31' x 6' balcony! This bright 811 sq. ft. 1-bedroom, 1-bath unit offers a spacious open-concept layout, perfect for first-time buyers, downsizers, or investors. Conveniently located near Pickering Village, shops, restaurants, golf, shopping, casino, GO Transit and major highways including 401, 407 & 412. Enjoy excellent building amenities including an indoor pool, sauna, fitness centre, party/meeting rooms, 24-hour security and visitor parking. A fantastic opportunity in a desirable community!

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13725374
Bedrooms
1
Bathrooms
1
Size
800-899 sq ft
Cross streets
Church And Hwy. #2
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$796/mo
Exposure
West
Property tax
$2,698 / 2025
Days on market
23
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Rooms

Dining RoomGround3.30 × 2.50 m
Primary BedroomGround3.30 × 5.50 m

His and Hers Closets

KitchenGround2.42 × 4.00 m

renovated · b/i dishwasher

Living RoomGround3.50 × 6.60 m

W/O To Balcony

Our TakeTeam Asgarian · Broker
In line with recent sales
$366Kautomated estimate, from recent sales

Listed at $359,900, about 2% below our estimate of $366K (homes like it typically land between $340K and $384K).

Why $366K. The typical condo sold in Central West over the past year went for about $415K (11 sales). What sets this one apart:

  • ▼ Lowers it strongly1 bedrooms and 1 baths, against 2 and 2 typically.
List price
$340KBelow our range$384KAbove our range

Total price vs nearby homes. Fair value about $366K, learned from recent GTA sales.

The market behind the math:

3sold nearby · 90 days
23days on market so far
$2,171/moest. rent · 5 leases
7.2%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 6 months of inventory: 6 condo apartment homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $424/sqft against an area asking average of $483/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $356K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle

Based on 13 homes sold in this building over the past two years, from 25 closings in Central West.

What sellers nearby are askingCurrently listed nearby in Central West · asking prices
$440kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $366K, which is where my estimate comes from.

Per square foot, these ask about $488/sqft; this home lists at $424/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
360kThis home400k460k460k430k450kThis home vs active comparables

Neighbourhood & location

Central West, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South West
$445K
South East
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,640/mo
$89KIncome needed
4.1×Price ÷ income
$379Weekly cost
$3,874Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

62%mortgage
Mortgage $1,640Property tax $225Condo fee $796Total carry $2,661

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,576per month

Mortgage amount $287,920 · 4.39% over 25 years

$71,980Down payment (20.0%)
$287,920Loan before insurance
$0CMHC premium
$2,597Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,576
Property tax
$225
Condo / maintenance fees
$796
Heating
$0
Estimated monthly cost
$2,597

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,874
Estimated closing costs
$3,874

Plus your down payment of $71,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$1,909/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$184,880Total interest paid
$472,800Total of all payments
Principal $287,920 Interest $184,880
YearPrincipalInterestBalance
1$6,515$12,397$281,405
2$6,804$12,108$274,600
3$7,106$11,806$267,494
4$7,422$11,490$260,072
5$7,751$11,161$252,321
6$8,095$10,817$244,226
7$8,455$10,457$235,771
8$8,830$10,082$226,941
9$9,222$9,690$217,720
10$9,631$9,281$208,089
11$10,058$8,854$198,031
12$10,505$8,407$187,526
13$10,971$7,941$176,555
14$11,458$7,454$165,097
15$11,966$6,946$153,131
16$12,497$6,415$140,633
17$13,052$5,860$127,581
18$13,631$5,281$113,950
19$14,236$4,676$99,713
20$14,868$4,044$84,845
21$15,528$3,384$69,317
22$16,217$2,695$53,100
23$16,937$1,975$36,163
24$17,689$1,223$18,474
25$18,474$438$0

At the end of your 5-year term

Total paid over the term
$94,560
Principal paid down
$35,599
Interest paid
$58,961
Balance remaining
$252,321

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Central West$2,171/mo
$26,052Gross annual rent
2.9%Cap rate after taxes and upkeep
$1,911 to $2,432Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Central West signed at a median of $2,588 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,171. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

7.2%
Gross yield
− Property tax $2,698− Condo fees $9,554− Insurance $600− Vacancy & upkeep $2,866Net operating income $10,334

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

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