95 John Bell Crescent, Toronto, ON

Clairlea-Birchmount, Toronto · MLS® E13747252

$949,900
For Sale
Listed 45 days agoNo offer date statedSitting longer than typical
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4+1Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • The Original Owner lives here.
  • An exceptional 4-bedroom, 3-bathroom home offering approximately 1,885 sq. ft. above grade, plus a bright basement with a huge window overlooking the beautiful...
  • The impressive 12-foot foyer floor to ceilings create an incredible sense of space, complemented by an open-concept design, hardwood floors and a granite counter.
  • The primary bedroom features a private ensuite and charming Juliette balcony.
  • Pride of ownership is evident throughout-this home has been meticulously maintained and cared for 100%.

The Original Owner lives here! An exceptional 4-bedroom, 3-bathroom home offering approximately 1,885 sq. ft. above grade, plus a bright basement with a huge window overlooking the beautiful greenery of Oates Park. The impressive 12-foot foyer floor to ceilings create an incredible sense of space, complemented by an open-concept design, hardwood floors and a granite counter. The primary bedroom features a private ensuite and charming Juliette balcony. Pride of ownership is evident throughout-this home has been meticulously maintained and cared for 100%. Recent updates include a 2-year-old roof, 1-year-old A/C and brand-new insulated garage door with Wi-Fi opener. Beautiful low-maintenance landscaping adds to the exceptional curb appeal. A peaceful park setting, an exceptional home and absolutely nothing to do but move in and enjoy. This is a property that must be seen to be truly appreciated! close to all amenities . Some photos virtually staged. Rent-to-Own option is available.

Key facts

Property type
Townhouse, 3-Storey
MLS®
E13747252
Bedrooms
4+1 (5 total)
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
18.04 × 72.24 ft
Cross streets
S of St. Clair/Warden Ave.
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,558 / 2026
Days on market
45
Listing brokerage
RE/MAX PREMIER INC.

Rooms

RecreationLower3.30 × 3.20 m

above grade window · broadloom · 2 pc bath

KitchenMain5.20 × 3.80 m

granite counters · w/o to sundeck · stainless steel appl

BedroomSecond4.60 × 3.40 m

double closet · broadloom · overlooks backyard

Bedroom 3Third4.60 × 3.40 m

overlooks backyard · double closet · broadloom

Bedroom 2Second4.60 × 3.40 m

broadloom · double closet

Bedroom 4Third5.70 × 5.40 m

juliette balcony · 4 pc ensuite · walk-in closet(s)

Living RoomMain5.80 × 4.30 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$937Klikely sale price

Listed at $949,900. Going by how homes in Clairlea-Birchmount and the wider GTA have actually closed against their asking prices (about 99%, 8 local closings in 90 days), the likely sale price is near $937K, if it sells. A realistic range is $878K to $1.06M.

Independent value check: $834K. Without looking at the asking price, our model values the home itself about 12% below the ask (homes like it typically land between $782K and $874K).

Why $834K. The typical townhouse sold in Clairlea-Birchmount over the past year went for about $857K (31 sales). What sets this one apart:

  • ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $4,558 a year; the typical home sold here pays about $4,400.

Longer on the market than typical. 45 days on the market against about 30 for homes like it here, and asking 14% above where comparable closings put it.

List price
$878KBelow recent closings$1.06MAbove recent closings

Total price vs nearby homes. Likely closing about $937K, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$863Kmedian sold price
101%of asking, on average
−1%prices vs a year ago
~21 dayshomes like this take to sell
45days on market so far
$3,236/moest. rent · 5 leases
4.1%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.3 months of inventory: 6 townhouse homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $543/sqft against an area asking average of $555/sqft.

  • Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $876K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is SATEC @ W A Porter Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($543/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Clairlea-Birchmount, so I widened the search to the surrounding area.

Based on 8 comparable homes that sold in Clairlea-Birchmount over the past two years, from 68 closings there.

What sellers nearby are askingCurrently listed nearby in Clairlea-Birchmount · asking prices
$934kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $534/sqft; this home lists at $543/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
950kThis home890k925k897k1.02MThis home vs active comparables

Sold price trend

Median sold price for townhouses in Toronto: $1.06M in September 2026, down 3% from a year ago, on 900 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.05M84
November 2025$1.04M75
December 2025$1.05M55
January 2026$1.04M38
February 2026$1.17M53
March 2026$1.09M86
April 2026$1.22M95
May 2026$1.10M88
June 2026$1.05M97
July 2026$960K91
August 2026$995K47
September 2026$1.06M91

Neighbourhood & location

Clairlea-Birchmount, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Victoria Village
$848K
Dorset Park
$842K
South Riverdale
$1.49M
Playter Estates-Danforth
$1.35M
Cabbagetown-South St. James Town
$1.55M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Danforth Gardens Public School
58%
Danforth Gardens Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 58% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Taylor Creek Public School · Public elementary0.6 km · 41% at standard
J G Workman Public School · Public elementary0.7 km · 51% at standard
Regent Heights Public School · Public elementary1.1 km · 68% at standard
Oakridge Junior Public School · Public elementary1.2 km · 61% at standard
Birch Cliff Heights Public School · Public elementary1.3 km · 59% at standard
Samuel Hearne Public School · Public elementary1.3 km · 47% at standard
General Brock Public School · Public elementary1.5 km · 55% at standard
Our Lady of Fatima Catholic School · Catholic elementary1.5 km · 69% at standard
St Dunstan Catholic School · Catholic elementary1.5 km · 73% at standard
Immaculate Heart of Mary Catholic School · Catholic elementary1.5 km · 71% at standard
Birchmount Park Collegiate Institute · Public secondary1.5 km · 54% at standard
Crescent Town Elementary School · Public elementary1.7 km · 68% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,329/mo
$180KIncome needed
5.3×Price ÷ income
$999Weekly cost
$30,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,329Property tax $380Total carry $4,709

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,202per month

Mortgage amount $759,920 · 4.49% over 25 years

$189,980Down payment (20.0%)
$759,920Loan before insurance
$0CMHC premium
$4,582Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,202
Property tax
$380
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,582

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,473
Toronto municipal land transfer tax
$15,473
Estimated closing costs
$30,946

Plus your down payment of $189,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,086/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$500,598Total interest paid
$1,260,518Total of all payments
Principal $759,920 Interest $500,598
YearPrincipalInterestBalance
1$16,958$33,463$742,962
2$17,728$32,693$725,234
3$18,533$31,888$706,701
4$19,375$31,046$687,326
5$20,254$30,167$667,072
6$21,174$29,247$645,898
7$22,135$28,285$623,763
8$23,140$27,280$600,622
9$24,191$26,230$576,432
10$25,289$25,131$551,142
11$26,438$23,983$524,705
12$27,638$22,783$497,067
13$28,893$21,528$468,174
14$30,205$20,216$437,969
15$31,576$18,845$406,393
16$33,010$17,411$373,384
17$34,508$15,912$338,875
18$36,075$14,345$302,800
19$37,713$12,707$265,087
20$39,426$10,995$225,661
21$41,216$9,205$184,445
22$43,087$7,334$141,358
23$45,043$5,377$96,315
24$47,089$3,332$49,227
25$49,227$1,194$0

At the end of your 5-year term

Total paid over the term
$252,104
Principal paid down
$92,848
Interest paid
$159,255
Balance remaining
$667,072

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Clairlea-Birchmount$3,236/mo
$38,832Gross annual rent
3.0%Cap rate after taxes and upkeep
$2,848 to $3,625Typical rent range
~30 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Clairlea-Birchmount signed at a median of $3,575 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,236. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.1%
Gross yield
− Property tax $4,558− Insurance $1,400− Vacancy & upkeep $4,272Net operating income $28,603

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.

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