99 John Bell Crescent, Toronto, ON

Clairlea-Birchmount, Toronto · MLS® E13882144

$925,000
For Sale
Listed 10 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • A meticulously maintained executive end-unit townhome situated on a premium lot facing the pond and park.
  • Enjoy lovely open views from your private wooden deck, gleaming hardwood floors, upper-level laundry and a versatile finished basement.
  • The top floor features a dream primary bedroom retreat with a spa-like ensuite and a huge walk-in closet.
  • Prime location close to top schools, shopping, parks, and quick transit access.

A meticulously maintained executive end-unit townhome situated on a premium lot facing the pond and park. Enjoy lovely open views from your private wooden deck, gleaming hardwood floors, upper-level laundry and a versatile finished basement. The top floor features a dream primary bedroom retreat with a spa-like ensuite and a huge walk-in closet. Rooftop solar panels turn your roof into an income generator while offsetting utility bills! Updated appliances, hot water tank and humidifier. Prime location close to top schools, shopping, parks, and quick transit access. Show with confidence!

Key facts

Property type
Townhouse, 3-Storey
MLS®
E13882144
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
22.54 × 72.24 ft
Cross streets
St. Clair Ave E and Warden Ave
Parking
1 garage · 2 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer
Foundation
Concrete
Roof
Shingles, Solar
Sewer
Sewer
Property tax
$4,540 / 2025
Days on market
10
Listing brokerage
CENTURY 21 INNOVATIVE REALTY INC.

Rooms

Dining RoomMain5.80 × 4.27 m

combined w/living · hardwood floor · window

Family RoomBasement3.06 × 3.38 m

separate room · window

Primary BedroomThird6.42 × 5.19 m

5 pc ensuite · walk-in closet(s) · window

BedroomSecond3.36 × 4.30 m

closet · window

Bedroom 2Second3.07 × 3.41 m

closet · window

Living RoomMain5.80 × 4.27 m

combined w/dining · hardwood floor · fireplace

KitchenMain3.36 × 5.19 m

granite counters · w/o to balcony · breakfast bar

OfficeSecond1.86 × 1.25 m

Window

Our TakeTeam Asgarian · Broker
A small discount is typical
$912Klikely sale price

Listed at $925,000. Going by how homes in Clairlea-Birchmount and the wider GTA have actually closed against their asking prices (about 99%, 8 local closings in 90 days), the likely sale price is near $912K, if it sells. A realistic range is $855K to $1.03M.

Independent value check: $833K. Without looking at the asking price, our model values the home itself about 10% below the ask (homes like it typically land between $781K and $873K).

Why $833K. The typical townhouse sold in Clairlea-Birchmount over the past year went for about $857K (31 sales). What sets this one apart:

  • ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $4,540 a year; the typical home sold here pays about $4,400.
List price
$855KBelow recent closings$1.03MAbove recent closings

Total price vs nearby homes. Likely closing about $912K, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$863Kmedian sold price
101%of asking, on average
−1%prices vs a year ago
~21 dayshomes like this take to sell
10days on market so far
$3,371/moest. rent · 5 leases
4.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 5 townhouse homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $529/sqft against an area asking average of $532/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $831K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is SATEC @ W A Porter Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($529/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 8 comparable homes that sold in Clairlea-Birchmount over the past two years, from 68 closings there.

Sold price trend

Median sold price for townhouses in Toronto: $1.06M in September 2026, down 3% from a year ago, on 900 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.05M84
November 2025$1.04M75
December 2025$1.05M55
January 2026$1.04M38
February 2026$1.17M53
March 2026$1.09M86
April 2026$1.22M95
May 2026$1.10M88
June 2026$1.05M97
July 2026$960K91
August 2026$995K47
September 2026$1.06M91

Neighbourhood & location

Clairlea-Birchmount, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Victoria Village
$848K
Dorset Park
$842K
South Riverdale
$1.49M
Playter Estates-Danforth
$1.35M
Cabbagetown-South St. James Town
$1.55M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Danforth Gardens Public School
58%
Danforth Gardens Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 58% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Taylor Creek Public School · Public elementary0.6 km · 41% at standard
J G Workman Public School · Public elementary0.7 km · 51% at standard
Regent Heights Public School · Public elementary1.1 km · 68% at standard
Oakridge Junior Public School · Public elementary1.2 km · 61% at standard
Birch Cliff Heights Public School · Public elementary1.3 km · 59% at standard
Samuel Hearne Public School · Public elementary1.3 km · 47% at standard
General Brock Public School · Public elementary1.5 km · 55% at standard
Our Lady of Fatima Catholic School · Catholic elementary1.5 km · 69% at standard
St Dunstan Catholic School · Catholic elementary1.5 km · 73% at standard
Immaculate Heart of Mary Catholic School · Catholic elementary1.5 km · 71% at standard
Birchmount Park Collegiate Institute · Public secondary1.5 km · 54% at standard
Crescent Town Elementary School · Public elementary1.7 km · 68% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,216/mo
$176KIncome needed
5.3×Price ÷ income
$973Weekly cost
$29,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,216Property tax $378Total carry $4,594

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,092per month

Mortgage amount $740,000 · 4.49% over 25 years

$185,000Down payment (20.0%)
$740,000Loan before insurance
$0CMHC premium
$4,470Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,092
Property tax
$378
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,470

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,975
Toronto municipal land transfer tax
$14,975
Estimated closing costs
$29,950

Plus your down payment of $185,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,952/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$487,476Total interest paid
$1,227,476Total of all payments
Principal $740,000 Interest $487,476
YearPrincipalInterestBalance
1$16,514$32,585$723,486
2$17,263$31,836$706,223
3$18,047$31,052$688,176
4$18,867$30,232$669,309
5$19,723$29,376$649,586
6$20,619$28,480$628,967
7$21,555$27,544$607,412
8$22,534$26,565$584,878
9$23,557$25,542$561,321
10$24,626$24,473$536,695
11$25,745$23,355$510,950
12$26,913$22,186$484,037
13$28,135$20,964$455,902
14$29,413$19,686$426,489
15$30,748$18,351$395,740
16$32,144$16,955$363,596
17$33,604$15,495$329,992
18$35,130$13,969$294,863
19$36,725$12,374$258,138
20$38,392$10,707$219,746
21$40,135$8,964$179,610
22$41,958$7,141$137,653
23$43,863$5,236$93,790
24$45,854$3,245$47,936
25$47,936$1,163$0

At the end of your 5-year term

Total paid over the term
$245,495
Principal paid down
$90,414
Interest paid
$155,081
Balance remaining
$649,586

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Clairlea-Birchmount$3,371/mo
$40,452Gross annual rent
3.2%Cap rate after taxes and upkeep
$2,966 to $3,775Typical rent range
~30 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Clairlea-Birchmount signed at a median of $3,462 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,371. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.4%
Gross yield
− Property tax $4,540− Insurance $1,400− Vacancy & upkeep $4,450Net operating income $30,062

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 INNOVATIVE REALTY INC.. MLS®/PropTx.

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