96 Hoile Drive, Ajax, ON

South East, Ajax · MLS® E13772054

$1,299,900
For Sale
Listed 10 days agoNo offer date stated
4Bedrooms
5Bathrooms
2Garage · 4 parking
3000-3500Sq ft

About this home

In short

  • Bright And Spacious Home Offering Approximately 3,139 Sq.
  • Above Grade, Plus A Finished Basement, Situated On A Private Lot With No Homes Directly Behind.
  • The Family Room Overlooks The Private Backyard And Features A Fireplace With An Accent Wall.
  • The Primary Bedroom Features A Walk-In Closet With Built-Ins And An Upgraded 5-Piece Ensuite.
  • Renovations Completed In 2023 Include Flooring Throughout All Levels, Bathrooms, Laundry Room, Staircase And Basement.

Bright And Spacious Home Offering Approximately 3,139 Sq. Ft. Above Grade, Plus A Finished Basement, Situated On A Private Lot With No Homes Directly Behind. This Home Has Been Extensively Upgraded Throughout With Modern Finishes. The Main Floor Features A Double-Door Entry, Upgraded Porcelain Tiles In The Foyer, Powder Room, Kitchen And Breakfast Area. The Upgraded Kitchen Features Stainless Steel Appliances, Quartz Countertops, Backsplash, A Large Centre Island And Built-In Speakers. The Family Room Overlooks The Private Backyard And Features A Fireplace With An Accent Wall. An Oak Staircase With Iron Pickets And An Accent Wall Leads To The Second Floor. The Primary Bedroom Features A Walk-In Closet With Built-Ins And An Upgraded 5-Piece Ensuite. All Additional Bedrooms Are Generously Sized, Including One Bedroom With Its Own 4-Piece Ensuite. The Second-Floor Office Offers Flexible Space And Can Also Be Used As An Additional Bedroom. There Are Three Full Bathrooms On The Second Floor, All Updated. The Second-Floor Laundry Room Features A Quartz Countertop And Additional Cabinetry. The Finished Basement Offers Additional Living Space With A Recreation Room Featuring A Built-In Electric Fireplace With Stone Accent Wall, Pot Lights, Built-In Appliances And A Kitchenette. The Basement Also Includes An Office, 3-Piece Bathroom And A Finished Storage Area. Renovations Completed In 2023 Include Flooring Throughout All Levels, Bathrooms, Laundry Room, Staircase And Basement. Additional Upgrades Include Smooth Ceilings Throughout The Home, Upgraded Light Fixtures, And Pot Lights On The Main Floor And Basement. Located Just Steps From The Waterfront, Scenic Walking Trails, Parks And Ajax Lakefront, With Easy Access To The Ajax GO Station, Highways 401 And 412, Shopping, Restaurants And Everyday Amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
E13772054
Bedrooms
4
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
55.12 × 95.85 ft
Cross streets
Audley Rd S/Ashbury Blvd
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$9,162 / 2026
Days on market
10
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 2Second4.06 × 3.70 m

double closet · overlooks frontyard · hardwood floor

Family RoomGround5.47 × 5.03 m

gas fireplace · california shutters · hardwood floor

RecreationBasement12.72 × 4.71 m

wet bar · electric fireplace · above grade window

Primary BedroomSecond5.89 × 4.23 m

5 pc ensuite · walk-in closet(s) · closet organizers

KitchenGround4.03 × 3.86 m

centre island · quartz counter · stainless steel appl

Bedroom 4Second4.55 × 3.94 m

4 pc ensuite · double closet · hardwood floor

BreakfastGround3.28 × 3.16 m

w/o to patio · open concept · ceramic floor

OfficeSecond4.05 × 3.95 m

french doors · w/o to balcony · overlooks frontyard

Bedroom 3Second3.85 × 3.82 m

semi ensuite · w/o to balcony · double closet

OfficeBasement5.04 × 4.13 m

3 pc bath · pot lights · broadloom

Living RoomGround3.94 × 3.89 m

formal rm · crown moulding · hardwood floor

Dining RoomGround4.87 × 3.63 m

formal rm · coffered ceiling(s) · hardwood floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.28Mlikely sale price

Listed at $1,299,900. Going by how homes in South East and the wider GTA have actually closed against their asking prices (about 98%, 31 local closings in 90 days), the likely sale price is near $1.28M, if it sells. A realistic range is $1.20M to $1.44M.

Independent value check: $1.21M. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $1.14M and $1.27M).

Why $1.21M. The typical detached home sold in South East over the past year went for about $874K (143 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $9,162 a year; the typical home sold here pays about $6,400.
  • ▲ Raises it stronglyIt is 3,000 to 3,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it2 garage and 4 total parking spaces, against 1 and 4 typically.
  • ▲ Raises it4 bedrooms and 5 baths, against 3+1 and 3 typically.
List price
$1.20MBelow recent closings$1.44MAbove recent closings

Total price vs nearby homes. Likely closing about $1.28M, from 31 recent closings in this pocket.

The market behind the math:

31sold nearby · 90 days
$874Kmedian sold price
99%of asking, on average
−3%prices vs a year ago
~15 dayshomes like this take to sell
10days on market so far
$4,913/moest. rent · 18 leases
4.5%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.9 months of inventory: 9 detached homes for sale in the area against 31 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $400/sqft against an area asking average of $508/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 31 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.18M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($400/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 31 comparable homes that sold in South East over the past two years, from 273 closings there.

Neighbourhood & location

South East, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South West
$865K
Central East
$994K
Central
$845K
Central West
$1.01M
Northwest Ajax
$1.05M

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,925/mo
$255KIncome needed
5.1×Price ÷ income
$1,367Weekly cost
$22,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $5,925Property tax $764Total carry $6,688

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,692per month

Mortgage amount $1,039,920 · 4.39% over 25 years

$259,980Down payment (20.0%)
$1,039,920Loan before insurance
$0CMHC premium
$6,456Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,692
Property tax
$764
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,456

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,473
Estimated closing costs
$22,473

Plus your down payment of $259,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$6,896/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$667,756Total interest paid
$1,707,676Total of all payments
Principal $1,039,920 Interest $667,756
YearPrincipalInterestBalance
1$23,532$44,775$1,016,388
2$24,577$43,731$991,811
3$25,667$42,640$966,144
4$26,806$41,501$939,338
5$27,996$40,311$911,342
6$29,239$39,068$882,103
7$30,536$37,771$851,567
8$31,892$36,415$819,675
9$33,307$35,000$786,368
10$34,785$33,522$751,583
11$36,329$31,978$715,254
12$37,941$30,366$677,312
13$39,625$28,682$637,687
14$41,384$26,923$596,303
15$43,221$25,086$553,083
16$45,139$23,168$507,944
17$47,142$21,165$460,802
18$49,234$19,073$411,567
19$51,420$16,888$360,148
20$53,702$14,605$306,446
21$56,085$12,222$250,361
22$58,574$9,733$191,787
23$61,174$7,133$130,613
24$63,889$4,418$66,724
25$66,724$1,583$0

At the end of your 5-year term

Total paid over the term
$341,535
Principal paid down
$128,578
Interest paid
$212,957
Balance remaining
$911,342

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 18 whole-home leases in South East$4,913/mo
$58,956Gross annual rent
3.2%Cap rate after taxes and upkeep
$4,668 to $5,433Typical rent range
~39 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 18 whole-home leases in South East signed at a median of $4,204 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,913. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.5%
Gross yield
− Property tax $9,162− Insurance $1,400− Vacancy & upkeep $6,485Net operating income $41,909

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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