5 North Drive, Toronto, ON
Birchcliffe-Cliffside, Toronto · MLS® E13782564
About this home
In short
- You've designed this house in your head a hundred times.
- Rebuilt from the studs in 2026, 5 North Drive is a true studs-up renovation: new walls, wiring, plumbing, windows, and mechanicals, engineered and permitted to be...
- Engineered hardwood runs through the main and second floors, and Black Beauty trim carries you from the dining room to the custom Foson kitchen: dark flat-slab...
- The lower level is a complete legal two-bedroom apartment with separate entrance, high ceilings, heated floors, full kitchen, and large rec room: in-law suite, nanny...
- The 40 x 125 foot lot invites garden suite or pool potential under current bylaws (buyer to verify).
You've designed this house in your head a hundred times. Someone finally finished it for you. Rebuilt from the studs in 2026, 5 North Drive is a true studs-up renovation: new walls, wiring, plumbing, windows, and mechanicals, engineered and permitted to be lived for decades. It sits on a quiet Hunt Club street in Birchcliff, minutes from the lake. Engineered hardwood runs through the main and second floors, and Black Beauty trim carries you from the dining room to the custom Foson kitchen: dark flat-slab cabinetry, fluted glass, warm vertical grain, and warm quartz waterfalling off the peninsula, with a coffee bar, double wall oven, five-burner gas cooktop, and workstation sink. The living room gathers around a gas fireplace and floor-to-ceiling sliders opening to the deck, patio, and deep backyard. The main floor is completed with a walk-in foyer closet, separate pantry, and mudroom off the attached garage. Smart-home comforts are built in throughout, from climate control to a smart toilet in the primary ensuite. Upstairs holds four true bedrooms and two full baths, led by a primary suite with built-in closets and a five-piece ensuite: freestanding tub, separate shower, and double vanity. Second-floor laundry with quartz counters, plus a dedicated second furnace and AC so the upstairs holds its own climate. The lower level is a complete legal two-bedroom apartment with separate entrance, high ceilings, heated floors, full kitchen, and large rec room: in-law suite, nanny quarters, or rental income. The 40 x 125 foot lot invites garden suite or pool potential under current bylaws (buyer to verify). Steps away, Blantyre Park is building a brand-new park and outdoor pool. Walk to Kingston Road Village in minutes, down Fallingbrook to the water, with Queen St E and the boardwalk within reach, and the Danforth GO reaching Union in about ten minutes. Birchcliff has quietly become one of the East End's most sought-after addresses, and this is the house that shows why.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13782564
- Bedrooms
- 4+2 (6 total)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 40 × 125 ft
- Cross streets
- Victoria Park & Kingston Road
- Parking
- 1 garage · 2 parking (built-in)
- Driveway
- Private
- Basement
- Apartment, Finished, Full, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,972 / 2026
- Days on market
- 35
- Listing brokerage
- ROYAL LEPAGE ESTATE REALTY
Rooms
hardwood floor · picture window
hardwood floor · closet · window
vinyl floor · closet
tile floor · sump pump
hardwood floor · closet · window
vinyl floor · window
hardwood floor · sliding doors · gas fireplace
hardwood floor · closet · window
hardwood floor · walk-in closet(s) · closet organizers
hardwood floor · 5 pc ensuite · closet organizers
vinyl floor · closet · window
Hardwood Floor
Vinyl Floor
hardwood floor · stainless steel sink
vinyl floor · combined w/kitchen
hardwood floor · b/i oven · picture window
Listed at $2,599,900. Going by how homes in Birchcliffe-Cliffside have actually closed against their asking prices (about 98%, 42 local closings in 90 days), the likely sale price is near $2.55M, if it sells. A realistic range is $2.39M to $2.88M.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.
Total price vs nearby homes. Likely closing about $2.55M, from 42 recent closings in this pocket.
The market behind the math:
About 0.8 months of inventory: 11 detached homes for sale in the area against 42 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,156/sqft against an area asking average of $688/sqft.
- Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Birchcliffe-Cliffside: 27 of the 132 detached leases here lately were basement units, around $1,650 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 42 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.34M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit
Its public catchment (Malvern Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Based on 42 comparable homes that sold in Birchcliffe-Cliffside over the past two years, from 372 closings there.
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.38M, which is where my estimate comes from.
Per square foot, these ask about $693/sqft; this home lists at $1,156/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Birchcliffe-Cliffside: $856K in September 2026, down 17% from a year ago, on 185 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.24M | 20 |
| November 2025 | $1.21M | 14 |
| December 2025 | $825K | 11 |
| January 2026 | $1.20M | 6 |
| February 2026 | $1.20M | 15 |
| March 2026 | $982K | 15 |
| April 2026 | $975K | 19 |
| May 2026 | $1.13M | 21 |
| June 2026 | $986K | 25 |
| July 2026 | $890K | 8 |
| August 2026 | $1.04M | 15 |
| September 2026 | $856K | 16 |
Neighbourhood & location
Birchcliffe-Cliffside, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,079,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,500
- Property tax
- $498
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11,998
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $51,473
- Toronto municipal land transfer tax
- $51,473
- Estimated closing costs
- $102,945
Plus your down payment of $519,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $690,014
- Principal paid down
- $254,128
- Interest paid
- $435,886
- Balance remaining
- $1,825,792
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Birchcliffe-Cliffside (27 of 132 recent detached leases were basement units, around $1,650 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,650 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 13 whole-home leases in Birchcliffe-Cliffside signed at a median of $5,664 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,564. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ESTATE REALTY. MLS®/PropTx.